Credit Officers assess lending risk and help organizations make sound decisions about loans, credit lines, and other financing. They review applications and financial information, evaluate repayment capacity, recommend terms, and monitor credit portfolios. On Ladders, explore vetted Credit Officer opportunities with compensation of $100,000 or more, including senior and leadership roles across financial institutions and other industries.
Responsibilities vary by employer and level, but often include analyzing borrower financial statements, assessing creditworthiness, applying lending policies, preparing approval recommendations, and documenting decisions. Credit Officers may also oversee underwriting teams, manage portfolio exposure, identify emerging risks, and work with relationship managers, compliance teams, and executives.
Credit Officer roles can focus on commercial or corporate lending, consumer credit, real estate finance, leveraged lending, asset-based lending, or credit risk management. Job titles and scope differ across organizations, so review each posting for its portfolio, authority, industry, and reporting responsibilities.
Employers commonly seek experience in credit analysis, underwriting, financial modeling, risk assessment, and lending regulations. Strong candidates communicate complex findings clearly, exercise sound judgment, and understand how economic conditions affect borrowers and portfolios. Senior roles may require team leadership, approval authority, and experience developing credit policies or strategies. Requirements vary by position.
Search Credit Officer openings on Ladders to discover vetted professional opportunities paying $100,000 or more. Compare responsibilities, qualifications, and compensation details to find roles aligned with your credit expertise and career goals.
$92K - $158K *
Lead the charge in building a trusted data foundation across the organization. Collaborate with business and tech teams to create shared definitions and models that empower decision-making and elevate...
Reposted 5 days ago
Associate Director, Compliance
$110K - $130K *
Drive the enhancement of Compliance Monitoring and Testing programs, ensuring regulatory alignment and effective risk management. Collaborate with stakeholders to improve operational efficiency and su...
2 weeks ago
$150K - $250K *
Unlock potential by sourcing and closing bridge loan relationships, leveraging your expertise in residential real estate financing. Thrive in a competitive environment while building strong connection...
1 week ago
$150K - $250K *
Engage with borrowers to source and close bridge loans, leveraging your expertise in residential real estate financing. Build strong relationships and thrive in a competitive sales environment while d...
1 week ago
Compliance Officer - Electronic Communications Surveillance (Remote)
$115K - $130K *
Unlock potential by providing regulatory oversight for electronic communications, reviewing escalated communications, assessing risks, and collaborating with compliance leaders to enhance surveillance...
3 days ago
Director, Software Engineering (Credit & Funding)
$150K - $180K *
Unlock potential by leading software engineering teams to deliver scalable solutions, aligning technology with business goals, and fostering a culture of quality and continuous improvement across the...
Today
Senior Commercial Pricing & Profitability Advisor
$81K - $138K *
Empower financial institutions by translating complex pricing needs into actionable solutions. Collaborate with clients and technical teams to enhance profitability tools, ensuring optimal adoption an...
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$120K - $187K *
Transform cybersecurity operations by leading our Computer Security Incident Response Team (CSIRT). Drive incident response efforts, enhance team capabilities, and ensure effective communication acros...
5 days ago
Senior Mortgage Loan Originator
$85K - $100K *
Grow your career with a dynamic team focused on residential mortgage origination. Lead initiatives to develop talent, manage loan processes, and ensure exceptional customer experiences while achieving...
1 week ago
$128K - $160K *
Lead the charge in delivering innovative AI and automation solutions, translating complex business needs into technical designs. Collaborate across teams to enhance productivity and drive continuous i...
1 week ago
$260K - $320K *
Transform financial strategy and stewardship as a hands-on leader, ensuring compliance, liquidity, and sustainable growth while advising the executive team and Board on critical financial decisions...
Today
$110K - $130K *
Transform product strategy in Chemical & Workplace Safety by leading initiatives from discovery to delivery. Collaborate across teams to balance customer needs and business goals, driving measurable o...
4 weeks ago
Account Executive - Risk (PA, MD, DE, NJ)
$136K - $253K *
Unlock potential by driving sales growth through strategic account management and new business development. Collaborate cross-functionally to deliver tailored solutions, while maintaining strong relat...
3 weeks ago
Manager, Enterprise Risk Management
$80K - $100K *
Lead efforts to monitor and mitigate fraud risks in credit card processing. Collaborate with cross-functional teams to enhance fraud detection strategies and ensure a seamless customer experience whil...
1 week ago
Senior Operational Risk Manager
$179K - $249K *
Lead the charge in shaping and executing the Operational Risk program, collaborating with key teams to enhance risk management practices and reporting as the organization transitions to banking operat...
3 weeks ago
Stonehaven - Chief Risk Officer
$250K - $500K+*
Elevate risk management by leading enterprise risk, actuarial, and reinsurance strategies. Collaborate with senior leadership to ensure sound decision-making and governance, while protecting the balan...
2 weeks ago
$140K - $160K *
Drive your career with a leading Internal Audit team, overseeing risk-based audits, managing staff, and ensuring compliance. Collaborate with stakeholders to enhance controls and promote effective rem...
2 weeks ago
Senior Construction Specialist
$71K - $113K *
Join a team that's dedicated to managing specialty construction portfolios, ensuring compliance with lending policies, and guiding borrowers through the construction loan process while mitigating risk...
2 weeks ago
Renewal Risk Engineer - Management Liability
$120K - $160K *
The Renewal Risk Engineer will be responsible for underwriting and managing a renewal book of Management Liability and Professional Liability business. This role involves evaluating risk exposures, pr...
Reposted 2 weeks ago
Business Development Manager, Financial Institutions
$110K - $130K *
Champion growth in our banking vertical by leveraging your expertise in reserve-based lending and building strong relationships with financial institutions to drive adoption and revenue...
1 week ago
Senior Risk Analyst, Payments Risk Operations
$180K - $212K *
Join a team that's redefining risk management in payments. As a Senior Risk Analyst, you'll tackle complex fraud cases, enhance workflows, and collaborate with cross-functional teams to drive impactfu...
Today
Senior Analyst, Asset Based Lending Field Exam
$95K - $115K *
Lead the future of asset-based field examinations by delivering insightful analyses, evaluating financial controls, and ensuring compliance. Collaborate with clients to assess collateral values and mi...
1 week ago
Commercial Payments Sr. Account Manager
$89K - $149K *
Reimagine client engagement by driving revenue protection and growth in the Commercial Card portfolio. Collaborate with cross-functional teams to enhance client value and create new business opportuni...
2 weeks ago
Risk Operations Support Manager
$110K - $130K *
Join us to lead Model Risk Management governance activities, ensuring effective oversight and decision-making. Collaborate with stakeholders, manage projects, and enhance data quality while developing...
1 week ago
$79K - $105K *
Develop and implement strategies to manage financial and compliance risks in a dynamic payments environment. Analyze transaction patterns to identify risks and collaborate with teams to enhance fraud...
Reposted today
What does a Credit Officer do?
A Credit Officer evaluates borrower risk and supports decisions about loans and credit facilities. Typical work includes analyzing financial information, recommending credit terms, documenting approvals, and monitoring portfolio performance.
What qualifications are common for Credit Officer jobs?
Requirements vary, but employers often look for experience in credit analysis, underwriting, financial statement review, risk management, and lending. Senior positions may also require leadership experience or delegated approval authority.
Which industries hire Credit Officers?
Credit Officers are commonly employed by banks, credit unions, commercial lenders, finance companies, and other organizations with lending or credit-risk functions. Opportunities may span commercial, consumer, real estate, and specialty finance.
What is the difference between a Credit Officer and a credit analyst?
A credit analyst typically focuses on researching and evaluating borrower or portfolio risk. A Credit Officer may have broader decision-making responsibilities, including recommending or approving credit, managing exposures, and overseeing credit policy, depending on the employer.
Can I find $100,000-plus Credit Officer jobs on Ladders?
Yes. Ladders features vetted professional jobs paying $100,000 or more, including Credit Officer opportunities. Review individual listings for the role’s compensation, location, and qualifications.