Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
$77K - $92K *
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Senior Lease Admin Analyst - Remote EST
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Optimize lease administration processes by conducting detailed reconciliations and audits for large clients, ensuring compliance with lease terms while delivering accurate financial reporting and fost...
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$100K - $150K *
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1 week ago
$110K - $125K *
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3 weeks ago
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Champion the delivery of innovative solutions across Billing and Data platforms. Leverage your expertise to drive product ownership, manage Agile processes, and ensure high-quality releases while coll...
3 weeks ago
Account Executive, Government & Public Sector
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Transform your career by leading government sales efforts in a high-growth environment. Leverage your expertise to build relationships, create pipelines, and drive revenue for a cutting-edge product i...
1 week ago
$100K - $120K *
Lead the charge in driving complex sales within mid-market organizations, influencing hiring strategies and compliance. Own the full sales cycle, build strong pipelines, and engage with multiple stake...
2 weeks ago
$80K - $95K *
Analyze financial data to drive strategic insights and enhance reporting efficiency. Collaborate with cross-functional teams to ensure data accuracy and scalability, while automating processes to supp...
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$119K - $139K *
Champion the development of innovative data solutions, leveraging Azure pipelines to create robust data assets. Collaborate with stakeholders to translate complex requirements into effective technical...
2 weeks ago
Principal Consultant - SAP Analytics Solution Lead/Architect
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Drive SAP Analytics strategy and implementation, leading teams in deploying solutions across SAP Analytics Cloud, BW, and S/4HANA. Collaborate with stakeholders to deliver insights and manage analytic...
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Principal Consultant - SAP Analytics Solution Lead/Architect
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Lead the SAP Analytics strategy and implementation, driving innovation in analytics solutions. Collaborate with stakeholders to deliver insights and manage teams, ensuring successful deployment of SAP...
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Unlock your potential by leading privacy risk assessments and compliance initiatives. Collaborate with business units to identify and mitigate GLBA and PCI risks, ensuring effective controls and regul...
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Strategic Account Manager Sr Lead
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Develop and lead strategic client growth initiatives, fostering executive relationships and aligning teams to drive long-term value, retention, and measurable outcomes across a portfolio of enterprise...
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Unlock potential by managing month-end and year-end closes, ensuring accurate financial reporting across multiple entities. Collaborate with cross-functional teams to streamline processes and enhance...
1 week ago
Senior Business Analyst/Project Manager-Encompass (San Diego CA or Remote West Coast))
$75K - $100K *
Partner with us to enhance mortgage lending processes by bridging business needs and technical solutions. Drive project management and process improvements for our Encompass loan origination system, e...
Reposted 4 days ago
Business Analyst (NCPDP) - Remote
$95K - $115K *
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3 weeks ago
$80K - $105K *
Join a dynamic team as you provide expert analysis and recommendations for utility regulation, focusing on clean energy transitions. Collaborate with stakeholders to influence decision-making processe...
1 week ago
Director, Technology Risk Management
$150K - $200K *
Optimize technology risk management across the enterprise by leading proactive assessments, ensuring alignment with regulatory standards, and embedding risk insights into decision-making for cloud, cy...
2 weeks ago
$92K - $110K *
Contribute to advancing enterprise Identity, Credential, and Access Management capabilities by providing systems analysis, requirements traceability, and technical documentation support across multipl...
Yesterday
What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.