Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
Senior Revenue Integrity Analyst
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Transform small business lending by reviewing complex loan applications, providing insightful credit recommendations, and mentoring teammates to enhance decision-making processes while ensuring adhere...
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Transform financial strategies and enhance decision-making processes through robust analysis, forecasting, and model building, partnering with cross-functional teams to achieve operational excellence...
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Advance your career as a Senior Financial Analyst in Treasury, focusing on cash management, corporate finance, and cross-functional collaboration. Drive impactful financial strategies while enhancing...
2 days ago
$87K - $157K *
Optimize financial analysis and reporting processes while leading projects that drive strategic initiatives. Collaborate with stakeholders to deliver insights and forecasts that enhance organizational...
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$95K - $115K *
Elevate financial strategies by leading FP&A activities, crafting dynamic models, and automating reporting processes. Shape core financial operations, collaborate with leaders, and drive impactful ins...
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$115K - $173K *
Lead the charge in developing and implementing advanced risk segmentation strategies, leveraging statistical methodologies and machine learning to optimize financial returns and enhance model performa...
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Drive vendor governance excellence by coaching stakeholders, enforcing accountability, and facilitating training. Ensure compliance with vendor management policies while fostering a culture of continu...
6 days ago
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Advance your career by managing complex appraisal reviews, ensuring compliance with regulations, and supporting the appraisal team in delivering accurate real estate valuations. Collaborate with colle...
Yesterday
Senior Analyst, Trade Credit (Accounting)
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Unlock potential by leading financial analysis to drive strategic initiatives and support decision-making. Collaborate with stakeholders to enhance financial operations, deliver insights, and manage c...
3 weeks ago
$120K - $160K *
Analyze complex operational data to drive insights and improve customer outcomes. Collaborate with cross-functional teams, lead impactful analyses, and create self-service analytics tools to enhance d...
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Join us to drive revenue growth by engaging senior finance leaders, executing full-cycle sales, and delivering tailored software solutions that address financial challenges and enhance operational eff...
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Empower business success by collaborating with cross-functional teams to enhance operations, gather requirements, and implement IT solutions that align with strategic goals. Drive improvements in orde...
1 week ago
Analytics Lead, Deposit Fraud Risk
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Shape the future of fraud mitigation by optimizing cross-functional strategies to enhance identity verification and streamline application processes, ensuring a secure platform for customers through d...
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Drive thorough property valuation reviews to ensure compliance with regulations and adequate loan collateral. Utilize analytical skills to collaborate effectively across departments, maintain relation...
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Senior Analyst, Global Research - 26385D
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Unlock potential by leading the analysis of offshore upstream oil-and-gas assets, collaborating with a diverse team to deliver insights that drive investment decisions and enhance technological capabi...
3 weeks ago
$100K - $130K *
Develop and implement business rules for credit strategy, collaborating with Risk, Compliance, and Tech teams. Ensure accurate decision logic, maintain documentation, and support testing for optimized...
3 weeks ago
$72K - $90K *
Lead data-driven insights to enhance business performance, collaborating across teams to support strategic initiatives. Utilize technical skills in SQL, Python, and data visualization to drive impactf...
3 weeks ago
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Champion client success by managing key financial services accounts, driving strategic initiatives, and fostering executive relationships to enhance retention and growth. Collaborate across teams to d...
6 days ago
$80K - $95K *
Unlock your potential by driving business application solutions and leading requirements elicitation. Collaborate across teams to enhance processes and systems, ensuring alignment with business object...
2 weeks ago
Senior Business Analyst (Consumer and Merchant Analytics)
$100K - $129K *
Accelerate progress at a growing company by transforming data into strategic insights, enhancing sales efficiency with automated reporting, and driving data-driven improvements across teams to support...
Reposted 3 weeks ago
$94K - $136K *
Transform financial insights into strategic decisions by providing advanced analytical support across Finance, Operations, and Strategic Planning. Collaborate with leadership to drive impactful projec...
3 days ago
What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.