Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
$68K - $143K *
Unlock innovative financial processes by driving transformation in logistics integration and optimizing resource allocation. Collaborate with diverse teams to enhance financial operations within the D...
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Drive impactful data solutions by leveraging analytics and visualization tools. Collaborate with clients to enhance decision-making processes and optimize workflows, ensuring data-driven insights alig...
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Payment Policy Research Analyst
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Partner with us to identify and develop innovative payment policies that drive cost savings and enhance healthcare delivery. Collaborate with stakeholders to assess opportunities and influence strateg...
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Senior Quantitative Manager (New Account Screening) - Remote
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Senior Associate, Insurance Compliance
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Drive compliance excellence by overseeing complex insurance activities, ensuring adherence to investor and regulatory standards while mentoring junior team members and enhancing operational processes...
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Drive enterprise sales by managing the complete sales cycle, from prospecting to closing, while collaborating with cross-functional teams to deliver innovative technical solutions and feedback that en...
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Sr Business Development Manager (SBL)
$115K - $135K *
Help us expand our commercial lending portfolio by building client relationships and delivering tailored financing solutions. You'll play a key role in driving business growth while ensuring an except...
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3 weeks ago
$61K - $125K *
Champion the growth of SBA lending by collaborating with clients and partners, structuring compliant loan proposals, and delivering exceptional service. Drive education and support for SBA products wh...
2 weeks ago
$110K - $130K *
Partner with us to drive strategic financial decisions through advanced analytics and business partnership. Influence senior-level decision-making and enhance business performance with actionable insi...
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Lead the charge in managing complex projects that drive strategic goals. Oversee project lifecycles, ensuring timely delivery, compliance, and stakeholder engagement while fostering collaboration acro...
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Account Executive - Enterprise SaaS | Workday, SAP & Coupa
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1 week ago
Accounting Manager, Lending & Credit Products
$166K - $195K *
Transform your career by joining a dynamic team focused on revolutionizing financial services. Collaborate with cross-functional partners and leverage your accounting expertise to drive operational ex...
Reposted 3 weeks ago
Senior Account Manager - Treasury Management
$70K - $156K *
Drive client success by managing complex treasury relationships, ensuring compliance, and resolving issues. Leverage advanced product knowledge to support high-visibility clients while mentoring team...
1 week ago
Sr Data Scientist, Finance, Brokerage & Market Risk
$110K - $130K *
Join a team that's shaping the future of finance by optimizing data pipelines, enhancing reporting systems, and collaborating with stakeholders. Drive insights and analytics to improve financial proce...
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$80K - $100K *
Join a team that's driving financial insights and pricing strategies to enhance profitability. Collaborate with cross-functional teams to support client proposals and contract renewals while navigatin...
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Sr Financial Accounting Specialist
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Lead advanced accounting functions, ensuring compliance with GAAP and SAP. Prepare complex financial reports and analyses while collaborating with auditors. Drive financial accuracy and support manage...
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Senior Sales Executive, Enterprise Payments
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What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.