Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
Financial Reporting Analyst Senior
$93K - $179K *
Drive the preparation and analysis of regulatory reports, ensuring compliance and accuracy. Collaborate with cross-functional teams to enhance reporting processes and support regulatory examinations w...
2 weeks ago
Senior Director Government Programs
$154K - $196K *
Unlock potential by leading strategic government programs, managing P&L, and driving operational excellence. Oversee contract delivery, mentor staff, and foster client relationships to ensure growth a...
2 weeks ago
Relationship Manager Senior - Middle Market
$131K - $219K *
Drive new business development and manage key relationships with middle market clients, while collaborating with specialists to optimize solutions and ensure credit quality across a substantial portfo...
3 weeks ago
$80K - $85K *
Unlock potential by driving new business and building relationships in mid-market food sectors. Focus on achieving sales targets, managing the sales process, and delivering tailored SaaS solutions tha...
Reposted 3 weeks ago
$100K - $120K *
Help us optimize system solutions by analyzing user needs, documenting requirements, and bridging the gap between IT and business. You will play a key role in driving system development and implementa...
4 weeks ago
$126K - $188K *
Shape the future of security operations by leading SOC Engineering to enhance telemetry, detection, and automation capabilities. Drive technical excellence, scalability, and strategic initiatives whil...
Reposted 4 weeks ago
Business Banking Merchant Account Executive
$80K - $98K *
Build strong partnerships and drive new business growth by developing merchant services opportunities with businesses generating $1M-$10M in annual revenue, while managing a defined sales territory an...
2 days ago
$109K - $167K *
Lead the charge in designing and operating high-quality data products. Collaborate with cross-functional teams to ensure data integrity, implement engineering standards, and mentor engineers to foster...
4 weeks ago
$150K - $279K *
Empower government sector success by identifying sales opportunities and leveraging legal tech expertise. Join a dynamic team to boost revenue through strategic outreach and relationship building whil...
3 weeks ago
$90K - $110K *
Champion the evaluation and management of underwriting risks while leading teams to achieve portfolio goals. Balance individual responsibilities with team collaboration to ensure compliance and adhere...
2 weeks ago
$110K - $120K *
Empower your career by driving customer insights through data analysis. Own segmentation, reporting, and performance tracking to enhance engagement and retention strategies, collaborating across teams...
2 weeks ago
Research Director, IT Financial Management
$125K - $150K *
Optimize IT Financial Management by leading benchmarking engagements and guiding C-suite clients. Collaborate across research teams to enhance service delivery while mentoring analysts and implementin...
4 weeks ago
Senior Financial Analyst, Cost Accounting
$58K - $125K *
Accelerate progress at the intersection of finance and strategy, driving cost accounting excellence and profitability analysis. Collaborate with cross-functional teams to enhance financial reporting a...
3 weeks ago
Vice President, Relationship Manager - TD Asset Management
$96K - $136K *
Elevate client relationships by managing and selling investment strategies within a designated territory, leading a team of Relationship Managers, and driving business growth through strategic plannin...
6 days ago
$84K - $131K *
Partner with us to enhance internal audit processes, evaluate risks, and ensure compliance. Collaborate with teams to assess controls, document findings, and support management in implementing effecti...
2 weeks ago
$85K - $120K *
Drive significant growth by maximizing revenue opportunities with commercial dealers, fostering strong relationships, and delivering expert support to enhance Ally's market presence and business perfo...
Reposted 1 week ago
Senior Accountant, AP - Dealer Receivables
$80K - $95K *
Manage dealer receivables by ensuring accurate accounting, reporting, and financial controls. Collaborate cross-functionally to enhance processes, drive automation, and maintain compliance while suppo...
2 weeks ago
Enterprise Sales Lead, Financial Services
$150K - $180K *
Join a team that's shaping the future of enterprise sales in financial services. Drive strategy and execution across banking, insurance, and fintech, while building a high-performing team to navigate...
2 weeks ago
$80K - $95K *
Optimize healthcare operations by analyzing equipment utilization, reducing unnecessary rentals, and driving impactful process improvements through data-driven insights and strong partnerships with cl...
1 week ago
Account Executive, Product - Issuing & Treasury (Grower)
$150K - $180K *
Champion growth in existing user relationships by leveraging innovative Issuing and Treasury solutions. Collaborate with stakeholders to devise strategic account plans and uncover expansion opportunit...
3 weeks ago
Financial Examiner Lead (Director/MD/Partner)
$81K - $153K *
Champion financial examinations by leading teams to ensure quality, compliance, and timely delivery of regulatory services. Foster client relationships, manage complex projects, and drive growth in a...
Reposted 3 days ago
SEC Reporting & Technical Accounting Senior Analyst
$89K - $131K *
Elevate your career by owning SEC filings and guiding technical accounting practices. This role emphasizes collaboration across various departments, ensuring compliance, accuracy, and effective commun...
Reposted 3 weeks ago
$80K - $95K *
Shape the future of finance by optimizing accounting processes, ensuring compliance, and enhancing reporting accuracy. Join a dynamic team to drive efficiency and innovation in a fast-paced environmen...
3 weeks ago
Actuarial Analyst III (Government Programs Trend & AI)
$87K - $119K *
Join a team that's shaping the future of healthcare analytics by leveraging actuarial expertise and AI integration to drive innovative solutions and enhance decision-making in government programs...
1 week ago
Analyst II - Transit Program Analyst
$89K - $109K *
Join a team that's dedicated to enhancing regional transit programs through analytical and program coordination skills. Collaborate with diverse stakeholders to support effective transit planning and...
3 days ago
What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.