Explore Credit Analyst Jobs

Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.

What Credit Analysts Do

Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.

Skills and Qualifications

Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.

Credit Analyst Career Paths

Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.

Find Credit Analyst Opportunities on Ladders

Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.

Remote
caret down
Compensation
caret down
Position Level
caret down
Time Posted
caret down
Industries
caret down
More
1
caret down

$106K - $159K *

Drive impactful financial insights by partnering with cross-functional teams to enhance global reporting and data foundations, supporting planning and forecasting in a dynamic environment focused on t...

Austin, TXRemote

3 weeks ago

  •   5 - 7 years exp.  •   Information Technology

$120K - $130K *

Elevate financial management and strategic planning efforts by providing expert analysis, guidance, and support for budget formulation and execution within a dynamic team focused on mission delivery f...

United StatesRemote

1 week ago

  •   8 - 10 years exp.  •   Information Technology

$110K - $130K *

Shape the future of healthcare analytics by leveraging your expertise to build applications, implement features, and enhance system interactions within a collaborative Agile team environment. Drive in...

RemoteRemote

4 weeks ago

  •   11 - 15 years exp.  •   Pharmaceuticals & Biotech

$80K - $95K *

Engage in impactful investigations of financial crimes using advanced AI tools. Analyze transaction patterns, discern genuine alerts from false positives, and collaboratively shape product development...

United StatesRemote

Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$232K - $341K *

Unlock potential by leading the technical strategy for enterprise architecture, focusing on AI integration and cloud migration. Collaborate with engineers to solve complex challenges and drive innovat...

United StatesRemote

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$80K - $95K *

Unlock the potential of fintech analytics by evaluating deal economics, monitoring profitability, and supporting forecasting across diverse financial verticals. Collaborate with cross-functional teams...

United StatesRemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$110K - $130K *

Unlock potential by joining a dynamic team of actuaries focused on managing and optimizing defined benefit pension plans, ensuring compliance, and delivering accurate valuations in a fully remote envi...

United StatesRemote

6 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$116K - $216K *

Elevate your career by leading a dynamic team of Data Scientists to innovate AI solutions. Drive strategic initiatives in generative AI, ensuring ethical practices and regulatory compliance while fost...

United StatesRemote

5 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$75K - $90K *

Unlock risk management potential by conducting assessments, preparing reports, and providing expert advice. This flexible, home-based role involves significant travel, ensuring comprehensive risk prev...

CanadaRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$100K - $120K *

Elevate your career by preparing and analyzing complex Medicaid cost reports, ensuring compliance with regulations, and leading a team of accountants in a remote setting. Drive process improvements an...

United StatesRemote

1 week ago

  •   5 - 7 years exp.  •   Business Services

$320K - $400K *

Lead the charge in establishing a robust enterprise data risk management framework, ensuring effective oversight of data and AI risks while guiding senior leaders on critical technology issues to alig...

Charlotte, NCRemote

2 weeks ago

  •   11 - 15 years exp.  •   Finance & Insurance

$90K - $95K *

Champion the analysis of Low-Income Housing Tax Credit projects, leveraging strong financial acumen to prepare investment models and reports. Collaborate with developers and manage multiple assignment...

United StatesRemote

2 weeks ago

  •   Less than 5 years exp.  •   Real Estate & Construction

$94K - $164K *

Champion innovative business analysis strategies to drive enterprise alignment, enhance decision-making, and deliver measurable outcomes. Collaborate with leadership to shape initiatives that support...

United StatesRemote

4 days ago

  •   5 - 7 years exp.  •   Healthcare

$90K - $110K *

Explore emerging risks in securities misconduct as an Enforcement Intelligence Analyst. Collaborate with a team to produce strategic assessments that guide operational planning and enforcement initiat...

Calgary, ABRemote

2 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$137K - $210K *

Champion underwriting excellence and risk management by leading strategic initiatives, optimizing portfolio performance, and fostering cross-functional collaboration to drive profitable growth and enh...

Nebraska, USRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$95K - $115K *

Unlock potential by joining a dynamic FP&A team in a profitable SaaS company, where you will engage deeply in financial operations, analysis, and automation using AI tools to influence strategic decis...

United StatesRemote

Reposted 2 weeks ago

  •   Less than 5 years exp.  •   Business Services

$90K - $110K *

Empower your career by managing a team of Mortgage Loan Originators, driving loan production, and fostering key referral relationships while ensuring compliance and enhancing customer experiences in a...

United StatesRemote

Reposted yesterday

  •   Less than 5 years exp.  •   Finance & Insurance

$90K - $110K *

Lead the charge in developing and maintaining insurance policy forms and endorsements. Ensure compliance and quality assurance across multiple states while collaborating with cross-functional teams to...

United StatesRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$90K - $110K *

Drive sales and develop relationships with financial advisors across various channels to enhance market share and revenue for investment products, while collaborating with team members to leverage dat...

RemoteRemote

Reposted 2 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $90K *

Lead the charge in managing comprehensive accounting functions for self-insurance groups, ensuring accurate financial reporting, compliance with regulations, and effective budget management while coll...

United StatesRemote

6 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$130K - $160K *

Champion growth by driving enterprise sales in the Insurance sector, leveraging AI voice technology. Engage with diverse clients, manage complex sales cycles, and deliver innovative solutions that enh...

RemoteRemote

1 week ago

  •   5 - 7 years exp.  •   Information Technology

$93K - $179K *

Drive the preparation and analysis of regulatory reports, ensuring compliance and accuracy. Collaborate with cross-functional teams to enhance reporting processes and support regulatory examinations w...

Charlotte, NCRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$154K - $196K *

Unlock potential by leading strategic government programs, managing P&L, and driving operational excellence. Oversee contract delivery, mentor staff, and foster client relationships to ensure growth a...

United StatesRemote

2 weeks ago

  •   8 - 10 years exp.  •   Healthcare

$131K - $219K *

Drive new business development and manage key relationships with middle market clients, while collaborating with specialists to optimize solutions and ensure credit quality across a substantial portfo...

New Jersey, USRemote

3 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$80K - $85K *

Unlock potential by driving new business and building relationships in mid-market food sectors. Focus on achieving sales targets, managing the sales process, and delivering tailored SaaS solutions tha...

United StatesRemote

Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Food & Beverages

Frequently Asked Questions (FAQ)

  • What does a credit analyst do?question toggle

    A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.

  • What qualifications are commonly required for credit analyst jobs?question toggle

    Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.

  • Where do credit analysts work?question toggle

    Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.

  • How can a credit analyst advance their career?question toggle

    With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.

  • How can I find Credit Analyst jobs paying $100,000 or more?question toggle

    Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.