Explore Credit Analyst Jobs

Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.

What Credit Analysts Do

Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.

Skills and Qualifications

Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.

Credit Analyst Career Paths

Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.

Find Credit Analyst Opportunities on Ladders

Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.

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$107K - $179K *

Drive success by managing key business relationships in the Environmental Waste Space, leveraging industry knowledge to identify financing solutions and expand opportunities while ensuring compliance...

United StatesRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$91K - $111K *

Develop and maintain strategic relationships with dealerships, driving sales and enhancing customer engagement in the automotive Indirect Lending sector through effective marketing and collaboration...

Indiana, USRemote

Today

  •   5 - 7 years exp.  •   Finance & Insurance

$125K - $157K *

Shape the future of commercial banking by leading strategic implementations, optimizing client operations, and advising on best practices to enhance financial institution capabilities and drive long-t...

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1 week ago

  •   8 - 10 years exp.  •   Enterprise Technology

$92K - $100K *

Lead the charge in enhancing enterprise risk management by assessing, monitoring, and reporting on mortgage subservicing risks. Collaborate with stakeholders to ensure compliance and effective risk mi...

RemoteRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$120K - $160K *

Drive the strategic evolution and governance of equity compensation programs in a dynamic private equity context. Lead vendor management, execute precise equity agreements, and ensure compliance while...

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1 month ago

  •   8 - 10 years exp.  •   Healthcare

$80K - $95K *

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Reposted 1 week ago

  •   5 - 7 years exp.  •   Education, Government & Non-Profit

$150K - $279K *

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2 weeks ago

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$150K - $173K *

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1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$112K - $176K *

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United StatesRemote

Reposted 1 week ago

  •   5 - 7 years exp.  •   Enterprise Technology

$95K - $115K *

Transform business outcomes by analyzing requirements and delivering strategic solutions. Act as a liaison between business and IT, leveraging expertise in Oracle's platforms to drive project success...

San Ramon, CARemote

3 weeks ago

  •   5 - 7 years exp.  •   Information Technology

$110K - $130K *

Drive the enhancement of Compliance Monitoring and Testing programs, ensuring regulatory alignment and effective risk management. Collaborate with stakeholders to improve operational efficiency and su...

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3 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$95K - $115K *

Advance our business strategy by leading the analysis and implementation of technology solutions. Collaborate with vendors and stakeholders to streamline processes, derive insights, and drive efficien...

United StatesRemote

Reposted 4 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$95K - $115K *

Unlock strategic insights as a Senior Financial Analyst, driving financial performance and process improvements across departments. Collaborate with leaders to enhance decision-making and support grow...

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2 days ago

  •   5 - 7 years exp.  •   Food & Beverages

$80K - $110K *

Champion data-driven pricing strategies and optimize dynamic pricing systems to support deal integrity and sales success, ensuring seamless pricing operations across platforms and providing expert quo...

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3 weeks ago

  •   5 - 7 years exp.  •   Healthcare

$78K - $126K *

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3 weeks ago

  •   Less than 5 years exp.  •   Legal & Accounting

$92K - $119K *

Lead the charge in optimizing incentive compensation plans, ensuring effective governance and administration. Collaborate with teams to enhance performance management frameworks and drive efficiencies...

Johnston, RIRemote

Reposted 5 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$95K - $115K *

Unlock the potential of implementation science as a Senior Program Analyst, driving quality improvement and program evaluation initiatives. Manage processes, databases, and reporting to enhance projec...

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3 days ago

  •   8 - 10 years exp.  •   Healthcare

$85K - $100K *

Empower compliance excellence by leading audits, risk assessments, and investigations. Collaborate with teams to ensure adherence to healthcare regulations and promote ethical practices while adapting...

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2 weeks ago

  •   5 - 7 years exp.  •   Healthcare

$229K - $267K *

Optimize consumer acquisition strategies to drive growth and innovation across multiple channels. Lead a high-performing team, manage budgets, and define future goals while ensuring effective executio...

United StatesRemote

2 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$126K - $154K *

Unlock your potential as a Senior Accountant, driving financial accuracy and compliance. Collaborate across teams to enhance systems, oversee key accounting functions, and support audits in a dynamic...

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Today

  •   Less than 5 years exp.  •   Pharmaceuticals & Biotech

$114K - $145K *

Champion the modernization and performance of enterprise applications, ensuring reliability and security while driving innovation and operational excellence in a remote leadership role focused on stra...

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2 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$90K - $110K *

Lead the charge in driving revenue through strategic partnerships in the cybersecurity sector. This role demands adaptability and expertise in managing client relationships and navigating complex sale...

Ontario, CARemote

1 week ago

  •   Less than 5 years exp.  •   Information Technology

$100K - $125K *

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4 days ago

  •   8 - 10 years exp.  •   Business Services

$93K - $97K *

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United StatesRemote

Today

  •   Less than 5 years exp.  •   Education, Government & Non-Profit

$230K - $275K *

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3 weeks ago

  •   8 - 10 years exp.  •   Energy & Utilities

Frequently Asked Questions (FAQ)

  • What does a credit analyst do?question toggle

    A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.

  • What qualifications are commonly required for credit analyst jobs?question toggle

    Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.

  • Where do credit analysts work?question toggle

    Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.

  • How can a credit analyst advance their career?question toggle

    With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.

  • How can I find Credit Analyst jobs paying $100,000 or more?question toggle

    Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.