As a Senior Consultant, Quantitative Risk Modeling in CIBC’s Client Credit Risk Analytics group, you’ll play a pivotal role in developing statistical and machine learning models and AI solutions that drive credit risk strategies for retail lending products. You’ll lead end-to-end optimization and strategy projects, collaborating with risk partners to optimize the risk/revenue tradeoff and enhance the client experience. Your expertise in modeling, data analysis, and governance will support the creation of robust models that predict key client performance metrics such as losses, delinquencies, balances, and revenues. You’ll communicate complex model results to both specialist and non-specialist audiences, maintain rigorous model governance standards, and ensure all work aligns with CIBC’s compliance policies. This role offers the opportunity to make a direct impact on CIBC’s risk management and business performance through innovative modeling and strategic insight.

At CIBC we enable the work environment most optimal for you to thrive in your role. To successfully perform the work, you'll be on-site full-time.

• Model Development & Optimization – Lead the planning, development, verification, and testing of statistical and machine learning models for credit risk strategies, ensuring models meet statistical standards and business objectives.

• Databricks Process & Model Flow – Architect, implement, and optimize end-to-end model development workflows in Databricks, ensuring seamless integration, reproducibility, and scalability of AI/ML models.

• Strategy Implementation – Create complex strategies for production and implementation using tools such as FICO Decision Optimizer, Python, Databricks, and SAS.

• Communication & Stakeholder Engagement – Present model results to both technical and non-technical audiences, translating technical findings into actionable business insights.

• Governance & Compliance – Write model validation documentation, maintain replicable codes, and monitor model performance in alignment with model governance standards.

• Cross-Functional Collaboration – Work closely with Risk Analytics, Credit Decisioning, Model Validation, and other teams to support strategy development and vetting processes.

• You have advanced analytics and AI experience. You hold a Master’s degree or PhD in a quantitative field such as analytics, statistics, mathematics, computer science, or a related discipline. You bring over 3 years of progressive experience in data analytics and machine learning, with a strong background in retail credit risk management, ideally within the banking industry.

• You’re an expert in agentic AI and machine learning. You have hands-on experience developing, deploying, and monitoring agentic AI systems, and you’ve built and managed complex machine learning models for real-world applications, preferably in financial services.

• You have technical mastery in Python and Databricks. You’re highly skilled in Python and have extensive experience with Databricks, including managing end-to-end process and model flows. You’re comfortable with large-scale data processing, model orchestration, and applying MLOps best practices.

• You have an ownership mindset. You’re results-driven, take initiative, and demonstrate a strong sense of ownership in your work. You’re motivated to achieve goals and deliver impactful outcomes.

• Values matter to you. You bring your authentic self to work and live our values—trust, teamwork, and accountability.

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At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions