Royal Bank of Canada

Senior Business Deposit Specialist

Royal Bank of Canada$80K — $95K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bilingual in English and French, serving clients across Canada.
  • 5 years of experience in Deposit and Investments specialty.
  • Exceptional client impact and collaboration skills.
  • Strong analytical skills for financial analysis and solution alignment.
  • Excellent time management skills to handle multiple demands.
  • Proven negotiation abilities.

Responsibilities

  • Design, structure, and negotiate custom deposit solutions for clients.
  • Conduct portfolio reviews for new client acquisition and existing client sales opportunities.
  • Document client solutions and update client relationship plans.
  • Facilitate development of the Client Relationship Team's deposit and investment capabilities.
  • Identify and execute opportunities through proactive client discovery.

Benefits

  • World-class sales and leadership training with development opportunities.
  • Comprehensive Total Rewards Program with bonuses and flexible benefits.
  • Emphasis on work-life balance.
  • Opportunities for personal and professional growth.
  • Dynamic and collaborative team environment.
Full Job Description
Job Description

What is the opportunity?

As a Business Deposit Specialist, you will design, structure, present, negotiate and implement custom deposit solutions for complex business financial services clients. You will support the Relationship Managers with portfolio review, opportunity spotting, client discovery and proposing solutions. In addition, you will contribute to an exceptional client experience by providing superior business solutions and financial advice.

Please note: Mobility required within the Montreal office located at 1 Place Ville Marie.

What will you do?

The role has four main focus areas:
  • Pre-contact planning, designing, structuring, presentation, negotiation and implementation of client solutions, including pricing within delegated authorities aligned to client complexity
  • Portfolio Review for New Client Acquisition to the product line or additional product sale to existing BFS client; leads identification and execution and proactive contact
  • Documenting of client solutions including detailed updating within client relationship plan and pipeline Client 360 for contact management and reporting
  • Development of Client Relationship Team (CRT) capability related to Deposit and Investment opportunity spotting, client discovery and proposing solutions


What do you need to succeed?

Must-have
  • Bilingualism (English and French) required, as you will regularly serve our clients and do business with RBC partners and/or employees across Canada with English and French speaking needs.
  • 5 years' experience within the product specialty field, Deposit and Investments
  • Strong client impact, execution excellence and collaboration skills
  • Strong analytical and technology skills, including financial analysis demonstrating the ability to match client needs with financial solutions
  • Excellent time management with the ability to prioritize multiple and sometimes conflicting demands
  • Proven negotiation skills


Nice-to-have
  • University degree, ideally in commerce, business administration, or related experience
  • Commercial Financial Services experience


What's in it for you?

  • World-class sales and senior leadership training with countless development opportunities
  • A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
  • A focus on work-life balance
  • A unique opportunity for personal and professional growth
  • Work in a dynamic, collaborative, progressive, and high-performing team Bilingual statement must comply with one of the provided options from legal.


Job Skills

Additional Job Details

Address:

1 PLACE VILLE MARIE:MONTRÉAL

City:

Montréal

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-09-08

Application Deadline:

2026-09-22
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

About Royal Bank of Canada

Royal Bank of Canada Careers

Join the dynamic team at Royal Bank of Canada (RBC), a global leader in financial services and a company committed to excellence and innovation. At RBC, we offer a wide range of job opportunities that empower professionals to shape their career paths with leadership, diversity training, and continuous growth.

Work You’ll Do

At Royal Bank of Canada, we are not just hiring; we are building a culture of innovation and leadership. Our team members are at the forefront of the financial industry, driving transformation and delivering targeted solutions that meet the evolving needs of our clients and communities.

Explore Job Opportunities and Employment at RBC

Whether you are starting your career or looking to take it to the next level, RBC offers positions that challenge your skills and fuel your ambition. From entry-level positions to leadership roles, our job opportunities span across various functions and regions. Join us and be part of a team that values professional growth and diversity.

Internship and Professional Development

Kickstart your career with an internship at Royal Bank of Canada. Our internships provide invaluable hands-on experience, networking opportunities, and insights into the financial services industry. Interns at RBC gain the skills necessary to excel and are often considered for full-time positions within the company.

Benefits and Culture

At RBC, we prioritize the well-being and satisfaction of our employees. Our benefits package is designed to support our team members at every stage of their life and career. RBC’s culture is built on a foundation of respect, integrity, and responsibility, fostering an environment where everyone can thrive.

Career Growth and Innovation

We believe in nurturing the potential of our employees through continuous learning and career development programs. At RBC, you will find endless opportunities to grow professionally through on-the-job experiences, formal training programs, and leadership development initiatives. Our commitment to innovation means we are constantly seeking out new ideas and perspectives, making RBC a perfect place for those who aim to lead and innovate.

Diversity and Inclusion

Diversity is our strength. At Royal Bank of Canada, we are committed to building an inclusive workplace where every employee feels valued and respected. Our diversity training programs are designed to educate and inspire, creating a more inclusive and equitable workplace.

Join Our Team

Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with RBC today and be part of a world-class team known for its commitment to client service, community involvement, and innovation.

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Learn more about Royal Bank of Canada
Size
86,007 employees
Market Cap
$130.3 billion
Industry
5 Year Trend
+8.7%
NASDAQ

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