MasterCard

Data Scientist

MasterCard$110K — $176K *
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's or Master's degree in relevant fields such as Data Science or Computer Science.
  • Strong experience in data science, particularly in payments or cybersecurity.
  • Proficient in Python for building statistical and machine learning models.
  • Experienced with distributed data processing tools like Apache Spark and Hadoop.
  • Skilled in data management using SQL and building data pipelines.
  • Demonstrated ability to manage time effectively and work collaboratively on complex problems.
  • Previous experience with graph databases and machine learning techniques.

Responsibilities

  • Gain domain knowledge on web application security and fraud detection related to online payments.
  • Develop and maintain data-driven analytical solutions with predictive models and machine learning algorithms.
  • Analyze large datasets to identify patterns and translate insights into actionable solutions.
  • Integrate cybersecurity and transaction data for enhanced fraud detection across the Mastercard network.
  • Collaborate with cross-functional teams to understand data needs and product usage.
  • Translate stakeholder needs into technical analyses and effectively communicate insights to senior leadership.
  • Design metrics to track product engagement and model performance.

Benefits

  • Comprehensive health insurance including medical, dental, and vision coverage.
  • Paid parental leave of 16 weeks and substantial bereavement leave.
  • Generous vacation policy offering 25 days plus 5 personal days.
  • 401k plan with competitive company match and deferred compensation options.
  • Tuition reimbursement and ongoing professional development opportunities.
Full Job Description
Title and Summary

Data Scientist

What is the opportunity?

We are seeking a highly skilled and motivated Data Scientist to join our Cyber Analytics team within the Security Solutions Data Science organization. This role is critical to driving advanced analytics initiatives, improving fraud detection capabilities, and supporting strategic decision-making across cybersecurity and payment fraud domains.

What will you do?
• Gain subject matter knowledge on web application security, commonly exploited cyber vulnerabilities, and methods of online and payment card fraud including the common points of purchase for compromised cards.
• Build, develop, and maintain innovative data-driven analytical solutions, including predictive models and machine learning algorithms, on large volumes of data to support analytics and reporting needs across products, markets, and services.
• Competently handle large datasets, sifting for patterns and trends and translating those insights into technical rules and solutions.
• Combine cybersecurity and transaction data into new and insightful views of fraud and vulnerability across the Mastercard network.
• Collaborate with cross-functional teams including product, engineering, and operations to understand product, usage, and data pipelines as well as delivering scalable solutions.
• Translate clients and stakeholder needs into technical analyses and/or solutions. Communicate results and business impacts of analytical insight to senior leadership and stakeholders.
• Design metrics to track product usage, model performance and other outcomes of interest, with the aim of increasing engagement and improving the security landscape.

All About You:
• Bachelor's or Master's degree in Data Science, Computer Science, Information Technology, Engineering, Mathematics, Statistics, or similar fields.
• Strong work experience in data science, ideally in the payments- or cybersecurity-related industry.
• Experienced in building statistical and machine learning models in Python and working with large-scale distributed data processing frameworks, such as Apache Spark, Hadoop and Databricks.
• Experienced in data management and data mining with SQL, optimizing performance, building data pipelines, and quantitative analysis.
• Self-starter with passion for solving problems.
• High energy level; flexible, adaptive and strong collaborator.
• Well planned, organized & structured to manage time & work effectively.
• Excellent communication skills.
• Passion for cybersecurity and profound interest in learning new tools, threat vectors, attack techniques, technologies, and best practices in preventing cybersecurity incidents.
• Previous experience with graph database and graph machine learning including graph neural network.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
  • Abide by Mastercard's security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.


In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges
New York City, New York: $110,000 - $176,000 USD

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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