Legal Entity: American Honda Finance Corp.
Business Unit: American Honda Finance Corp
Department: Acctg Ops
Division: Finance & Administration Division
Work Location: Torrance - Main Campus Location
Shift: 1st
Workstyle: Remote Eligible up to 20%
Career Level: 4
Job Grade: Exempt-3
Salary Range: $83,000.00 - $124,500.00
Job PurposeAmerican Honda Finance is currently seeking a Sr. Financial Analyst for our Accounting Operations division. The Sr. Financial Analyst will perform end-to-end credit loss analytics, allowance estimation, and financial forecast model administration/development for both US and Canadian consumer finance portfolios, per USGAAP and IFRS accounting standards under internal SOX controls, while also developing automated workflow applications, supporting data & analytics project initiatives, providing audit-ready data packages, and communicating insights to committees, management, and cross-functional teams.
Key AccountabilitiesKey Accountabilities will include but are not limited to:
- Process/validate credit loss forecast models under SOX controls and prepare subsequent monthly/quarterly credit loss reserve reporting, journal entries
- Perform analytics on originations, delinquency, net charge-off, probability of default, loss
- Develop econometric credit loss forecast models and automated workflow applications
- Prepare quarter-end footnotes and public debt disclosures related to credit loss and fair value of CFS portfolios for SEC / 10K reporting
- Provide credit loss reserve forecasts to corporate planning department
- Perform analytics on quarterly balance sheet and income statement financial statements
- Provide data analytics and support explanations for internal SOX and external KPMG audits
Qualifications, Experience, and SkillsWe are looking for qualified people with diverse backgrounds and experiences, open minds, and a disciplined work ethic. To bring the future to Honda as an Sr. Financial Analyst, you must have:
Minimum Education Qualifications:
- Bachelor's degree in finance, accounting, economics, statistics, mathematics, data science, or a related business field required.
- Preferred certifications: CFA, CPA, CMA, MBA
Minimum Experience:
- Minimum of 5+ years of progressive professional experience in forecasting credit losses, preferably for consumer and dealer finance portfolios.
- Experience in data analytics, financial modeling, corporate finance, and financial planning preferred.
- Advanced proficiency in Excel, Microsoft Office Suite (Access, Word, PowerPoint) ERP systems (SAP, Business Objects, Oracle).
- Proficiency in programming languages (Python, R, SAS) and data visualization tools (Tableau, Power BI).
Other Job Specific Skills:
- Progressively develop and refine new forms of data analytics to capture potential risks, track and identify trends, and communicate effectively to management, credit loss committees, and cross-functional teams.
- Present to large audiences with broad experience levels.
- Ability to design and develop financial models based on specific accounting and reporting requirements.
- Highly detailed analytics skills to understand, interpret, and effectively communicate results of financial models and data analytics.
Working ConditionsWorkstyle: 80/20 (4 days in office, 1 day remote) Torrance Location
Travel: 5%
Total Rewards: - Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.)
- Regional Bonus (when applicable)
- Lease Car Program
- Industry-leading Benefit Plans (Medical, Dental, Vision, Rx)
- Paid time off, including vacation, holidays, shutdown
- Company Paid Short-Term and Long-Term Disability
- 401K Plan with company match + additional contribution
- Relocation assistance (if eligible)
Career Growth: - Advancement Opportunities
- Career Mobility
- Education Reimbursement for Continued Learning
- Training and Development Programs
Additional Offerings:
- Lifestyle Account
- Childcare Reimbursement Account
- Elder Care Support
- Tuition Assistance & Student Loan Repayment
- Wellbeing Program
- Community Service and Engagement Programs
- Product Programs
