Underwriters assess risk and make informed decisions about whether to approve insurance policies, loans, and other financial agreements. They review applications, analyze financial and other relevant information, and determine appropriate terms, limits, and pricing. Employers value underwriters who combine sound judgment with analytical skills and clear communication.
Find vetted underwriter opportunities on Ladders, including professional roles with salaries of $100,000 or more. Job titles and qualifications vary by employer, industry, and level of responsibility, so review each listing for details on compensation, experience, and location.
Underwriting work differs across insurance, banking, and financial services. Depending on the role, underwriters may evaluate borrower credit and repayment capacity, assess insurance exposures, review property or business information, apply internal guidelines, and recommend or make approval decisions. They may also collaborate with brokers, loan officers, actuaries, and other teams to clarify information and explain decisions.
Underwriter job titles may include insurance underwriter, commercial underwriter, mortgage underwriter, credit underwriter, and senior or lead underwriter. Specialties can focus on areas such as commercial property, casualty, life and health insurance, residential lending, or business credit. Requirements and responsibilities depend on the product and organization.
Many employers seek candidates with experience in risk assessment, financial analysis, or a relevant underwriting specialty. Useful capabilities include attention to detail, quantitative reasoning, familiarity with underwriting guidelines and regulations, sound decision-making, and the ability to communicate findings clearly. Some roles may require a bachelor's degree, industry credentials, or experience with particular underwriting systems; check individual job postings for specific requirements.
Underwriters can progress into senior, lead, or management roles, or specialize in complex accounts and products. Related paths may include risk management, portfolio analysis, credit, insurance operations, and underwriting strategy. Advancement often depends on industry knowledge, judgment, performance, and the ability to handle greater complexity or responsibility.
Use Ladders to explore vetted professional underwriter openings with compensation of $100,000 or more. Compare role scope, specialty, location, and stated qualifications to identify opportunities that align with your experience and career goals. Compensation and eligibility vary by listing.
Senior Medical Stop Loss Underwriter
$79K - $127K *
Empower your career by analyzing contracts and pricing strategies to optimize profitability and growth. Utilize your underwriting expertise to assess risks, support internal initiatives, and guide tea...
1 week ago
$80K - $95K *
Unlock potential by joining a dynamic team to drive purchasing processes, focusing on builder relations, financial analysis, and program growth. Your expertise will shape the future of home constructi...
Reposted 3 weeks ago
Business Development Manager, Broker
$100K - $120K *
Grow your career with a dynamic team focused on building relationships and driving mortgage sales through strategic partnerships with elite brokers in a remote setting. Enhance your expertise while pr...
1 week ago
Business Development Manager, Broker
$100K - $120K *
Lead strategic mortgage sales initiatives by building strong relationships with brokers, educating them on product offerings, and promoting integrated Bank solutions to enhance business growth and ope...
1 week ago
Senior Product Manager, Servicing
$130K - $150K *
Drive your career with a strategic role leading product vision and evolution in the Servicing domain. Transform customer interactions across policy management and claims, ensuring intuitive, scalable...
5 days ago
Senior Employee Benefits Producer
$100K - $120K *
Drive growth by developing a profitable employee benefits book, building strategic client relationships, and leveraging extensive carrier partnerships to deliver innovative solutions and exceed revenu...
5 days ago
$99K - $138K *
Help us streamline partner diligence and change management processes, ensuring compliance and operational efficiency. Collaborate across teams to enhance partner relationships and support their lendin...
2 weeks ago
$150K - $180K *
Accelerate regional commercialization of innovative cell therapies by leading strategic initiatives, enhancing customer engagement, and ensuring optimal patient access while collaborating cross-functi...
1 week ago
$109K - $147K *
Explore opportunities to enhance investment advisory solutions by managing and optimizing the product shelf. Collaborate with advisors and stakeholders to ensure competitive offerings that meet client...
2 weeks ago
Data Integration Administrator, TPA
$74K - $115K *
Join a dynamic team to develop and support SQL-based ETL processes, ensuring data quality and integration performance across business applications. Collaborate with technical teams to enhance data exc...
2 weeks ago
$110K - $125K *
Join a team that's driving innovation in billing and data platforms. As a Senior Product Owner, you'll lead agile delivery, manage complex features, and ensure high-quality releases while collaboratin...
3 weeks ago
$110K - $125K *
Champion the delivery of innovative solutions across Billing and Data platforms. Leverage your expertise to drive product ownership, manage Agile processes, and ensure high-quality releases while coll...
3 weeks ago
$106K - $177K *
Unlock potential by leading cross-functional teams to shape product strategy, drive growth, and enhance customer value through data-driven insights and innovative solutions across the full product lif...
1 week ago
Senior Business Developer (AL or TN)
$80K - $155K *
Partner with us to drive strategic marketing initiatives and secure new business opportunities. Leverage your expertise to enhance agency relationships, achieve sales targets, and conduct market analy...
Reposted 2 days ago
$73K - $136K *
Champion the financial reporting process for Institutional Retirement Solutions, ensuring accuracy and compliance with GAAP and statutory requirements. Collaborate with diverse teams to enhance produc...
4 days ago
$100K - $125K *
Accelerate progress at our financial reporting function by leading compliance, ensuring accurate statements, and mentoring a skilled team. Drive technical accounting excellence and support executive d...
5 days ago
Senior Benefits Account Manager
$109K - $152K *
Lead the charge in guiding clients through benefits design and enrollment, ensuring seamless processes and proactive communication. Shape resilient systems while solving complex benefits challenges fo...
1 week ago
Senior Software Engineer, Unsecured Installments
$166K - $230K *
Champion the development of innovative backend and full-stack solutions, leading complex projects that enhance borrower experiences. Collaborate with cross-functional teams to deliver high-quality, sc...
1 week ago
Director Underwriting - Remote
$124K - $211K *
Transform your career by leading underwriting teams, driving pricing strategies, and ensuring financial performance. Collaborate across departments to influence business growth and deliver sustainable...
5 days ago
Employee Benefits Senior Risk Advisor
$90K - $110K *
Build strategic sales pipelines to drive new business growth in employee benefits solutions, focusing on client relationships, prospecting, and customized solutions to meet diverse organizational need...
Reposted 1 week ago
Claims Team Lead - Trucking (BI)
$80K - $95K *
Elevate your career by leading a dynamic team in commercial transportation claims. Drive operational effectiveness through technology and analytics while balancing management and hands-on responsibili...
2 weeks ago
Senior Product Manager - Inventory
$159K - $273K *
Shape the future of home listings by driving supply growth and enhancing buyer experiences. Lead AI-driven initiatives to optimize inventory presentation and engagement, ensuring Redfin remains the go...
1 week ago
Product Consultant, Personal Lines Property & Specialty
$95K - $115K *
Join a team that's shaping innovative product offerings by driving product convergence and development. Collaborate with cross-functional teams to simplify business processes and implement new concept...
6 days ago
$200K - $250K *
Take ownership of regional growth by identifying opportunities, expanding commercial lines through strategic hiring, and enhancing partnerships. Leverage market expertise and leadership to drive clien...
Reposted 2 days ago
Regional Vice President - Retirement Mid Markets-(N. New Jersey)
$90K - $100K *
Reimagine retirement solutions by driving sales in small to mid-sized markets. Collaborate with financial intermediaries to build relationships and achieve company objectives while managing a dynamic...
2 weeks ago
What does an underwriter do?
An underwriter evaluates risk and supporting information to decide whether to approve an insurance policy, loan, or other financial agreement, and may set terms, limits, or pricing.
What types of underwriter jobs are available?
Common roles include insurance, commercial, mortgage, and credit underwriters, as well as senior and lead positions. Specialties and responsibilities vary by employer and industry.
What qualifications do underwriters need?
Requirements depend on the role. Employers may look for relevant underwriting or financial analysis experience, strong analytical and communication skills, and familiarity with industry guidelines. Some positions require a degree or professional credentials.
How can underwriters advance their careers?
With experience, underwriters may move into senior, lead, or management positions, specialize in complex risks, or transition into related areas such as risk management, credit, or portfolio analysis.
Where can I find underwriter jobs paying $100,000 or more?
Ladders features vetted professional job opportunities with salaries of $100,000 or more. Review each underwriter listing for its compensation, location, and qualifications.