Underwriters assess risk and make informed decisions about whether to approve insurance policies, loans, and other financial agreements. They review applications, analyze financial and other relevant information, and determine appropriate terms, limits, and pricing. Employers value underwriters who combine sound judgment with analytical skills and clear communication.
Find vetted underwriter opportunities on Ladders, including professional roles with salaries of $100,000 or more. Job titles and qualifications vary by employer, industry, and level of responsibility, so review each listing for details on compensation, experience, and location.
Underwriting work differs across insurance, banking, and financial services. Depending on the role, underwriters may evaluate borrower credit and repayment capacity, assess insurance exposures, review property or business information, apply internal guidelines, and recommend or make approval decisions. They may also collaborate with brokers, loan officers, actuaries, and other teams to clarify information and explain decisions.
Underwriter job titles may include insurance underwriter, commercial underwriter, mortgage underwriter, credit underwriter, and senior or lead underwriter. Specialties can focus on areas such as commercial property, casualty, life and health insurance, residential lending, or business credit. Requirements and responsibilities depend on the product and organization.
Many employers seek candidates with experience in risk assessment, financial analysis, or a relevant underwriting specialty. Useful capabilities include attention to detail, quantitative reasoning, familiarity with underwriting guidelines and regulations, sound decision-making, and the ability to communicate findings clearly. Some roles may require a bachelor's degree, industry credentials, or experience with particular underwriting systems; check individual job postings for specific requirements.
Underwriters can progress into senior, lead, or management roles, or specialize in complex accounts and products. Related paths may include risk management, portfolio analysis, credit, insurance operations, and underwriting strategy. Advancement often depends on industry knowledge, judgment, performance, and the ability to handle greater complexity or responsibility.
Use Ladders to explore vetted professional underwriter openings with compensation of $100,000 or more. Compare role scope, specialty, location, and stated qualifications to identify opportunities that align with your experience and career goals. Compensation and eligibility vary by listing.
$110K - $120K *
Transform proposal management by leading high-value RFPs and RFIs. Collaborate with cross-functional teams to develop compelling responses, ensuring quality and strategic alignment while mentoring jun...
1 week ago
$80K - $95K *
Empower your career by joining a dynamic remote finance team, where you'll leverage your F&I expertise to enhance customer experiences, ensure compliance, and drive performance across multiple dealers...
2 weeks ago
High Net Worth Insurance Producer
$90K - $200K *
Drive growth by developing and closing personal insurance solutions for high-net-worth clients. Leverage strong carrier relationships and dedicated support to build lasting client connections and enha...
3 days ago
AVP, National Partner Underwriting - Remote
$176K - $227K *
Lead underwriting strategy and execution for national partners, ensuring profitability and growth. Manage teams, foster relationships, and align practices with corporate objectives while driving perfo...
2 weeks ago
Product Manager, Insurance Product Marketing
$109K - $156K *
Advance retail insurance sales by analyzing market trends, enhancing product visibility, and providing strategic support to stakeholders. Collaborate with teams to implement effective marketing strate...
1 week ago
Advisory Enterprise Account Executive
$150K - $180K *
Unlock potential by driving transformational sales initiatives and cultivating strategic partnerships. Engage with C-suite stakeholders to shape enterprise revenue and influence market direction throu...
1 week ago
Senior Staff Accountant, Structured Finance
$95K - $115K *
Shape the future of financial reporting by managing complex accounting activities, ensuring compliance, and collaborating with cross-functional teams to enhance operational efficiency and internal con...
3 days ago
$110K - $130K *
Unlock potential by joining a dynamic team of actuaries focused on managing and optimizing defined benefit pension plans, ensuring compliance, and delivering accurate valuations in a fully remote envi...
1 week ago
$90K - $120K *
Champion client success by building strategic relationships and delivering tailored HR solutions. Collaborate with internal teams to enhance service delivery and drive client satisfaction through proa...
1 week ago
$90K - $120K *
Champion client success by building strategic relationships and delivering tailored HR solutions. Collaborate with internal teams to enhance service delivery and drive client satisfaction, ensuring al...
1 week ago
Senior Claims Specialist/Claims Technical Director - Great American Risk Solutions
$90K - $125K *
Transform complex commercial casualty claims management by leveraging your expertise in construction-related exposures and litigation. Collaborate with a dedicated team to deliver exceptional outcomes...
3 days ago
$64K - $120K *
Engage with clients to understand their business needs and risk management strategies. Drive revenue growth by coordinating coverage, servicing accounts, and ensuring high-quality client interactions...
5 days ago
Transformation Lead, Independent Agent Distribution
$120K - $145K *
Empower cross-functional teams to design and implement strategic initiatives that enhance customer, agent, and employee experiences while aligning with business goals and driving robust execution acro...
1 week ago
$80K - $95K *
Transform lender relationships by managing program performance, onboarding, and communication. Collaborate with leadership to identify trends and opportunities, ensuring clarity and efficiency in fina...
1 week ago
AVP, Business Development, Host Agencies - Remote
$110K - $208K *
Pioneer growth strategies in the Host Agencies vertical by cultivating partnerships and managing a team of Business Development Managers. Drive new business acquisition and deepen market penetration f...
Reposted 2 weeks ago
Senior Underwriting Counsel (New Jersey Remote)
$129K - $172K *
Bring your expertise to the underwriting team, providing guidance and support for real estate title insurance commitments and policies while ensuring compliance with established standards and regulati...
1 week ago
$130K - $170K *
Empower your career by leveraging actuarial expertise to drive strategic rate filings and innovative pricing solutions within a collaborative global team, influencing business outcomes through detaile...
Reposted 6 days ago
Experienced Wholesale Insurance Broker
$90K - $130K *
Transform your career by leveraging your expertise in wholesale brokerage to build strong retail partnerships and develop innovative risk placement strategies across the West Region, while collaborati...
1 week ago
Federal Account Executive 4, Direct Sales
$300K - $330K *
Lead the charge in managing complex federal accounts, building relationships with senior leaders, and leveraging sales strategies to deliver tailored solutions that meet customer needs and drive busin...
2 weeks ago
Product Manager, P&C Insurance Technology
$140K - $170K *
Lead the charge in shaping portfolio-level product strategy for P&C insurance technology. Collaborate across multiple product lines to drive data-driven investment decisions and enhance overall portfo...
2 weeks ago
$150K - $200K *
The Sr. Sales Director is responsible for driving sales for our North American portfolio of solutions which include fulfillment, transportation, and payment solutions. Successful selling of complex fu...
Reposted 2 weeks ago
Development Product Owner - Property Pricing & UW Modernization (Mid Level)
$85K - $162K *
Transform business strategies into actionable outcomes as a Development Product Owner. Collaborate with cross-functional teams to drive modernization in Property Pricing and Underwriting, ensuring ali...
4 days ago
$110K - $130K *
Champion strategic financial analysis to drive key business decisions. Own the operating model and planning cycle, collaborate with leaders, and deliver insights that guide investments and growth in n...
2 days ago
$144K - $180K *
Drive strategic enhancements in distribution channels, leveraging data insights and partnerships to maximize sales and compliance. Lead cross-functional teams to innovate and elevate the company's mar...
6 days ago
$101K - $119K *
Transform the payments landscape by ensuring compliance and mitigating risk. As a key player, you'll review merchant applications, analyze transactions, and enhance fraud detection systems, all while...
3 weeks ago
What does an underwriter do?
An underwriter evaluates risk and supporting information to decide whether to approve an insurance policy, loan, or other financial agreement, and may set terms, limits, or pricing.
What types of underwriter jobs are available?
Common roles include insurance, commercial, mortgage, and credit underwriters, as well as senior and lead positions. Specialties and responsibilities vary by employer and industry.
What qualifications do underwriters need?
Requirements depend on the role. Employers may look for relevant underwriting or financial analysis experience, strong analytical and communication skills, and familiarity with industry guidelines. Some positions require a degree or professional credentials.
How can underwriters advance their careers?
With experience, underwriters may move into senior, lead, or management positions, specialize in complex risks, or transition into related areas such as risk management, credit, or portfolio analysis.
Where can I find underwriter jobs paying $100,000 or more?
Ladders features vetted professional job opportunities with salaries of $100,000 or more. Review each underwriter listing for its compensation, location, and qualifications.