Underwriters assess risk and make informed decisions about whether to approve insurance policies, loans, and other financial agreements. They review applications, analyze financial and other relevant information, and determine appropriate terms, limits, and pricing. Employers value underwriters who combine sound judgment with analytical skills and clear communication.
Find vetted underwriter opportunities on Ladders, including professional roles with salaries of $100,000 or more. Job titles and qualifications vary by employer, industry, and level of responsibility, so review each listing for details on compensation, experience, and location.
Underwriting work differs across insurance, banking, and financial services. Depending on the role, underwriters may evaluate borrower credit and repayment capacity, assess insurance exposures, review property or business information, apply internal guidelines, and recommend or make approval decisions. They may also collaborate with brokers, loan officers, actuaries, and other teams to clarify information and explain decisions.
Underwriter job titles may include insurance underwriter, commercial underwriter, mortgage underwriter, credit underwriter, and senior or lead underwriter. Specialties can focus on areas such as commercial property, casualty, life and health insurance, residential lending, or business credit. Requirements and responsibilities depend on the product and organization.
Many employers seek candidates with experience in risk assessment, financial analysis, or a relevant underwriting specialty. Useful capabilities include attention to detail, quantitative reasoning, familiarity with underwriting guidelines and regulations, sound decision-making, and the ability to communicate findings clearly. Some roles may require a bachelor's degree, industry credentials, or experience with particular underwriting systems; check individual job postings for specific requirements.
Underwriters can progress into senior, lead, or management roles, or specialize in complex accounts and products. Related paths may include risk management, portfolio analysis, credit, insurance operations, and underwriting strategy. Advancement often depends on industry knowledge, judgment, performance, and the ability to handle greater complexity or responsibility.
Use Ladders to explore vetted professional underwriter openings with compensation of $100,000 or more. Compare role scope, specialty, location, and stated qualifications to identify opportunities that align with your experience and career goals. Compensation and eligibility vary by listing.
$50K - $250K *
Unlock your potential in sales by driving business growth through expert client engagement, strategic use of tools, and maintaining a robust book of business for high renewal success. Join a dynamic t...
1 month ago
$110K - $125K *
Reimagine the broking landscape by leading complex placements, mentoring staff, and fostering strong relationships with clients and insurers. Drive optimal outcomes through innovative solutions and ef...
2 weeks ago
Program Manager and Underwriter, Program Business, Property (Commercial P&C)(Remote)
$95K - $115K *
Champion the strategic management and growth of program business, focusing on Property lines. Drive profitability, conduct market analysis, and foster key relationships with MGA and retail partners to...
6 days ago
$100K - $120K *
Lead the charge in optimizing claims management by leveraging technology and analytics. Oversee a high-performing team, ensuring operational effectiveness and compliance across multiple lines of busin...
1 week ago
$120K - $240K *
Help us empower families by providing essential mortgage protection coverage. Join a supportive team where you can thrive through training and mentorship, making a meaningful impact in clients' lives...
1 week ago
Head of Distribution Sales Enablement
$141K - $232K *
Lead the charge in transforming enterprise data into actionable sales strategies that drive growth across distribution channels. Equip teams with insights and AI tools to enhance targeting, productivi...
1 week ago
Director, Property & Casualty Staff Underwriting
$122K - $214K *
Innovate underwriting strategies and technology solutions to enhance decision-making, efficiency, and profitability. Collaborate across teams to implement scalable capabilities that improve customer a...
5 days ago
Senior Director I, Umbrella Product Management
$160K - $190K *
Join a team that's redefining the Umbrella line of business by overseeing P&L, driving innovative strategies, and collaborating across departments to achieve profitable growth and enhance customer sat...
6 days ago
External Wholesaler, Life and Annuity Distribution - Mandarin Speaking
$100K - $120K *
Unlock potential by fostering strategic partnerships and driving growth in life and annuity sales through relationship building, training, and innovative solutions to meet market demands and enhance c...
Reposted 3 weeks ago
$50K - $250K *
Advance your career by driving sales success and managing client accounts. Utilize expert knowledge and collaboration to engage clients, analyze business renewals, and meet sales goals while leveragin...
1 month ago
Experienced Binding Authority Underwriter
$90K - $120K *
Join a team that's shaping a profitable portfolio by leveraging your expertise in binding authority underwriting. Build strong agency relationships and deliver tailored solutions within a broad specia...
1 week ago
$200K - $250K *
Lead the charge in driving sales success and team engagement through strategic planning, performance analysis, and talent development, while fostering strong client relationships and optimizing operat...
1 week ago
Advisor Consultant, Broker Dealer, Southwest
$85K - $100K *
Elevate your career by building and managing relationships with financial advisors to drive sales of investment products. Utilize your expertise to develop strategic plans and collaborate with interna...
1 week ago
Underwriting Consultant - Life Underwriting - Remote
$96K - $161K *
Elevate your career by leveraging your underwriting expertise to assess complex mortality risks. Collaborate with industry professionals, enhance underwriting practices, and maintain strong relationsh...
6 days ago
Insurance/Risk Analyst (I, II, III, or IV)
$57K - $105K *
Advance corporate risk management by supporting claims administration, policy documentation, and data tracking. Ideal for candidates with insurance experience seeking to enhance their career in a dyna...
1 week ago
AVP, Commercial Liability Claims
$100K - $120K *
Engage collaboratively to provide expert claims advocacy and management for complex general liability claims. Ensure exceptional client service and effective resolution strategies while maintaining th...
3 weeks ago
Corporate Counsel, Property & Casualty Insurance (Remote)
$125K - $190K *
Join a team that's redefining legal support in the P&C insurance sector. Collaborate closely with business leaders, providing practical legal guidance on contracts and regulatory matters while fosteri...
2 weeks ago
Business Rules Analyst Lead - External Reporting
$114K - $218K *
Lead the analysis and design of complex business rules, ensuring effective governance and integration across systems. Collaborate with cross-functional teams to enhance process controls and drive auto...
1 week ago
Senior Territory Manager, Independent Agency Channel
$100K - $120K *
Lead the charge in expanding business through independent agencies in your territory. Build relationships, drive adoption of quoting tools, and achieve production targets while providing valuable insi...
1 week ago
Corporate Underwriting Consultant
$71K - $119K *
Lead the underwriting process for Group Benefits, managing risk and profitability while collaborating with internal teams. Drive client onboarding and contract negotiations, ensuring optimal financial...
2 weeks ago
Senior Underwriting Consultant
$92K - $160K *
Engineer comprehensive underwriting strategies for complex financial cases. Lead initiatives, mentor junior staff, and ensure compliance with guidelines while fostering strong relationships within a d...
Reposted 2 weeks ago
$127K - $243K *
Unlock potential by joining a dynamic team of actuaries focused on Fixed Indexed Annuities. Collaborate on product development, forecasting, and financial analysis to drive strategic decisions and enh...
6 days ago
Disability Underwriting Director
$144K - $190K *
Transform the Disability Underwriting landscape by leading a team of experts, enhancing workflows, and fostering a culture of continuous improvement while ensuring exceptional service delivery and com...
5 days ago
$139K - $250K *
Lead the charge in driving strategic product development for a diverse insurance portfolio, collaborating with stakeholders to enhance performance and achieve revenue targets throughout the product li...
1 week ago
Stonehaven - Director of Ceded Reinsurance
$200K - $350K *
Unlock your potential as you structure and manage reinsurance programs, collaborating with cross-functional teams to ensure effective risk transfer and operational excellence in a dynamic environment...
1 week ago
What does an underwriter do?
An underwriter evaluates risk and supporting information to decide whether to approve an insurance policy, loan, or other financial agreement, and may set terms, limits, or pricing.
What types of underwriter jobs are available?
Common roles include insurance, commercial, mortgage, and credit underwriters, as well as senior and lead positions. Specialties and responsibilities vary by employer and industry.
What qualifications do underwriters need?
Requirements depend on the role. Employers may look for relevant underwriting or financial analysis experience, strong analytical and communication skills, and familiarity with industry guidelines. Some positions require a degree or professional credentials.
How can underwriters advance their careers?
With experience, underwriters may move into senior, lead, or management positions, specialize in complex risks, or transition into related areas such as risk management, credit, or portfolio analysis.
Where can I find underwriter jobs paying $100,000 or more?
Ladders features vetted professional job opportunities with salaries of $100,000 or more. Review each underwriter listing for its compensation, location, and qualifications.