Underwriters assess risk and make informed decisions about whether to approve insurance policies, loans, and other financial agreements. They review applications, analyze financial and other relevant information, and determine appropriate terms, limits, and pricing. Employers value underwriters who combine sound judgment with analytical skills and clear communication.
Find vetted underwriter opportunities on Ladders, including professional roles with salaries of $100,000 or more. Job titles and qualifications vary by employer, industry, and level of responsibility, so review each listing for details on compensation, experience, and location.
Underwriting work differs across insurance, banking, and financial services. Depending on the role, underwriters may evaluate borrower credit and repayment capacity, assess insurance exposures, review property or business information, apply internal guidelines, and recommend or make approval decisions. They may also collaborate with brokers, loan officers, actuaries, and other teams to clarify information and explain decisions.
Underwriter job titles may include insurance underwriter, commercial underwriter, mortgage underwriter, credit underwriter, and senior or lead underwriter. Specialties can focus on areas such as commercial property, casualty, life and health insurance, residential lending, or business credit. Requirements and responsibilities depend on the product and organization.
Many employers seek candidates with experience in risk assessment, financial analysis, or a relevant underwriting specialty. Useful capabilities include attention to detail, quantitative reasoning, familiarity with underwriting guidelines and regulations, sound decision-making, and the ability to communicate findings clearly. Some roles may require a bachelor's degree, industry credentials, or experience with particular underwriting systems; check individual job postings for specific requirements.
Underwriters can progress into senior, lead, or management roles, or specialize in complex accounts and products. Related paths may include risk management, portfolio analysis, credit, insurance operations, and underwriting strategy. Advancement often depends on industry knowledge, judgment, performance, and the ability to handle greater complexity or responsibility.
Use Ladders to explore vetted professional underwriter openings with compensation of $100,000 or more. Compare role scope, specialty, location, and stated qualifications to identify opportunities that align with your experience and career goals. Compensation and eligibility vary by listing.
$100K - $120K *
Engage with real estate investors to cultivate relationships and drive revenue growth while achieving monthly sales targets of $3 million or more in origination volume. Leverage industry insights to o...
Reposted 2 weeks ago
Claims Manager II, Commercial Insurance
$95K - $115K *
Transform your career by leading a dynamic team in managing complex Commercial Casualty claims. Drive superior outcomes through effective workforce management, collaboration, and innovative technology...
1 week ago
$150K - $500K *
Accelerate progress at a dynamic team focused on developing medical stop loss programs. Drive sales initiatives, build relationships, and leverage innovative marketing strategies to achieve growth in...
1 week ago
Employee Benefits Sales Leader
$200K - $250K *
Join our dynamic team to lead employee benefits sales, driving growth and client retention through strategic initiatives, team development, and effective marketing. Foster a culture of success while m...
1 week ago
General Adjuster (Large Loss Property ) - New York
$90K - $110K *
Empower our team by delivering exceptional service in property claims, ensuring accuracy and compliance while fostering strong relationships with members and agents. Drive operational efficiency and s...
2 weeks ago
Associate Sales Specialist-Local Government Risk
$150K - $279K *
Transform local government sales by proactively building relationships, generating pipeline, and driving revenue through innovative cloud solutions. Collaborate with a world-class sales team to exceed...
3 weeks ago
$100K - $120K *
Unlock your potential as a mortgage sales professional, guiding clients through the lending process with a robust support system. Leverage a nationwide platform to enhance your business and deliver ex...
4 days ago
$100K - $200K *
Advance your career by guiding clients through the mortgage lending process. Leverage a robust support system and diverse loan products to build lasting relationships and drive business growth in a dy...
5 days ago
Senior Claims Specialist - Workers Compensation
$95K - $110K *
Champion effective claims resolution by managing Pennsylvania and Delaware workers' compensation claims. Leverage expertise to investigate, negotiate, and strategize for optimal outcomes while ensurin...
Reposted 2 days ago
$67K - $149K *
Partner with us to lead a dynamic team in financial analysis and underwriting, driving innovative PBM pricing strategies. Your expertise will shape key decisions, enhance client relationships, and fos...
2 weeks ago
$100K - $120K *
Help us build and manage a robust internal controls framework to ensure compliance and operational efficiency. This hands-on role involves collaborating across teams to enhance financial reporting pro...
2 weeks ago
Executive Underwriting Director, Brokerage Excess
$152K - $269K *
Transform the specialty insurance landscape by leading a dynamic team in managing and growing a regional Excess portfolio. Drive strategic initiatives, enhance broker relationships, and achieve financ...
Reposted 4 days ago
$80K - $95K *
Transform the Funding Department by leading a dedicated team, ensuring compliance with policies, optimizing processes, and fostering professional development to achieve high-quality funding approvals...
2 days ago
Regional Vice President, Retirement Sales
$150K - $180K *
Accelerate growth in retirement plan sales by collaborating with Financial Professionals and leveraging product knowledge. Drive strategic relationships and provide expert guidance to enhance client s...
2 weeks ago
$75K - $90K *
Champion efficient trading processes while managing SMA and UMA trades. Collaborate with clients and sponsors to execute model changes and ensure seamless trade operations. Leverage your analytical sk...
2 days ago
Executive Director, Pension Risk Solutions
$126K - $188K *
Lead Pension Risk Transfer initiatives through effective management of complex transactions, ensuring seamless execution from client engagement to implementation while building strategic relationships...
4 weeks ago
Account Manager - Business Insurance (Select)
$64K - $120K *
Join a team that's dedicated to delivering exceptional client service by developing tailored insurance solutions, fostering strong relationships, and managing proposals and renewals in a fast-paced en...
2 weeks ago
Head of Insurance Go to Market - AMS
$160K - $200K *
Empower the Insurance sector by driving strategic market initiatives, fostering relationships with C-suite executives, and leveraging industry expertise to enhance customer engagement and pipeline dev...
2 weeks ago
Commercial Lines Sr. Casualty Consultant
$135K - $180K *
Transform complex insurance challenges into tailored solutions while leading a dynamic analytics team, driving policy enhancements, and optimizing risk management strategies for a diverse client base...
Reposted 3 weeks ago
$147K - $250K *
Empower a dynamic sales team to drive growth in regional and community banks. Lead strategic initiatives, foster client relationships, and deliver innovative fintech solutions while achieving sales ex...
5 days ago
$95K - $115K *
Shape the future of risk management by leading assessments, mentoring teams, and enhancing practices across various risk areas. Collaborate with stakeholders to strengthen internal controls and provid...
1 week ago
Stonehaven - Director of Actuarial Services
$200K - $350K *
Transform actuarial services by validating third-party data, establishing loss assumptions, and independently reserving gross/ceded/net. Lead technical support for the Reserve Committee while enhancin...
1 week ago
Senior Claims Examiner - General Liability & Professional Lines
$95K - $110K *
Join a dynamic team to manage complex General Liability and Professional Liability claims. Leverage your 3-5 years of experience to drive case resolution from first notice to closure, ensuring complia...
1 week ago
$87K - $130K *
Lead the charge in delivering high-value product increments by transforming strategic goals into actionable backlogs. Collaborate with stakeholders to ensure seamless API integrations and drive contin...
3 days ago
Financial Analyst III - Financial Reporting
$91K - $120K *
Lead the charge in financial reporting as you analyze complex data, prepare reports, and support audit requests. Your expertise will drive informed decision-making and enhance operational efficiency i...
3 weeks ago
What does an underwriter do?
An underwriter evaluates risk and supporting information to decide whether to approve an insurance policy, loan, or other financial agreement, and may set terms, limits, or pricing.
What types of underwriter jobs are available?
Common roles include insurance, commercial, mortgage, and credit underwriters, as well as senior and lead positions. Specialties and responsibilities vary by employer and industry.
What qualifications do underwriters need?
Requirements depend on the role. Employers may look for relevant underwriting or financial analysis experience, strong analytical and communication skills, and familiarity with industry guidelines. Some positions require a degree or professional credentials.
How can underwriters advance their careers?
With experience, underwriters may move into senior, lead, or management positions, specialize in complex risks, or transition into related areas such as risk management, credit, or portfolio analysis.
Where can I find underwriter jobs paying $100,000 or more?
Ladders features vetted professional job opportunities with salaries of $100,000 or more. Review each underwriter listing for its compensation, location, and qualifications.