Explore Credit Risk Analyst Jobs

Discover Credit Risk Analyst opportunities with employers seeking professionals who can assess creditworthiness, monitor exposure, and help guide sound lending and investment decisions. Ladders features vetted professional jobs paying $100,000 or more, including roles across banking, financial services, fintech, and corporate finance.

What Does a Credit Risk Analyst Do?

Credit Risk Analysts evaluate the likelihood that borrowers or counterparties will meet their financial obligations. They review financial statements, credit data, market conditions, and portfolio trends to identify potential risks and support decisions on lending, limits, and risk controls. Depending on the organization, the role may focus on individual borrowers, commercial accounts, structured products, or a broader credit portfolio.

Skills and Qualifications Employers Seek

Employers commonly look for experience in financial statement analysis, credit evaluation, quantitative modeling, and risk reporting. Strong candidates communicate findings clearly, use data to develop practical recommendations, and understand relevant policies and regulations. Familiarity with Excel, SQL, Python, statistical tools, or risk platforms may be valuable, while credentials such as CFA or FRM can support career progression.

Career Paths and Work Settings

Credit Risk Analysts work in commercial and investment banks, asset managers, insurance companies, fintech firms, and other organizations with lending or counterparty exposure. Career paths may lead to senior analyst, credit risk manager, portfolio risk, underwriting, model validation, or broader enterprise risk roles. Responsibilities and requirements vary by employer and seniority.

Find Credit Risk Analyst Jobs on Ladders

Use Ladders to explore vetted Credit Risk Analyst openings with salaries of $100,000 or more. Compare role requirements, industries, and responsibilities to identify opportunities that fit your experience and career goals.

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$125K *

Engage with clients by leveraging data analysis and technical expertise to drive revenue growth. Collaborate with sales teams to ensure data accuracy and create tailored solutions, enhancing customer...

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3 weeks ago

  •   Less than 5 years exp.  •   Information Technology

$94K - $105K *

Join a team that's dedicated to enhancing information security through Governance, Risk, and Compliance initiatives. Support clients with audits, policy development, and best practices while managing...

Fairfax, VARemote

Today

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$84K - $120K *

Accelerate insights generation as a key member of the Customer Analytics team, transforming raw data into actionable recommendations that enhance client retention, drive growth, and refine operational...

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Reposted 1 week ago

  •   5 - 7 years exp.  •   Enterprise Technology

$100K - $170K *

Champion the growth of Audit Manager by driving sales in the healthcare sector. Leverage your expertise in medical billing and coding to engage revenue cycle leaders, manage the sales pipeline, and de...

United StatesRemote

Yesterday

  •   Less than 5 years exp.  •   Healthcare

$92K - $153K *

Drive revenue growth and strategic partnerships in Property & Casualty insurance. Serve as a trusted advisor to clients, leveraging industry expertise to enhance underwriting performance and risk mana...

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5 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$105K - $145K *

Unlock potential by driving financial planning and analysis for a key business unit. Collaborate across teams to deliver insights, enhance reporting, and support strategic decision-making in a fast-pa...

United StatesRemote

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$200K - $450K *

Drive independent credit review and risk management for all counterparties, ensuring compliance and security across diverse financial entities. Collaborate with cross-functional teams to uphold rigoro...

United StatesRemote

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$110K - $130K *

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3 weeks ago

  •   5 - 7 years exp.  •   Enterprise Technology

$200K - $300K *

Join a dynamic team to manage bank capital relationships, drive coverage strategies, and support capital formation initiatives. This role offers growth opportunities in a fast-paced environment, focus...

United StatesRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$72K - $147K *

Analyze and implement regulatory compliance strategies for financial institutions, collaborating with clients to enhance risk management and internal controls. Leverage industry expertise to drive com...

United StatesRemote

1 week ago

  •   Less than 5 years exp.  •   Legal & Accounting

$110K - $130K *

Unlock potential by joining a dynamic team of actuaries focused on managing and optimizing defined benefit pension plans, ensuring compliance, and delivering accurate valuations in a fully remote envi...

United StatesRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$72K - $90K *

Lead data-driven insights to enhance business performance, collaborating across teams to support strategic initiatives. Utilize technical skills in SQL, Python, and data visualization to drive impactf...

United StatesRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$121K - $208K *

Transform operational efficiencies by designing and deploying high-performance integration solutions. Collaborate with stakeholders to enhance user experiences and ensure data integrity across multi-t...

New York, NYRemote

2 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$105K *

Drive sales success by supporting territory growth through proactive outreach, relationship building, and collaboration with internal teams. Enhance client service and contribute to strategic initiati...

New York, NYRemote

3 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$95K - $105K *

Drive operational excellence as an Operations Analyst, balancing compliance and user experience. Leverage AI tools to analyze data, identify fraud patterns, and suggest process improvements while coll...

CanadaRemote

2 weeks ago

  •   Less than 5 years exp.  •   Enterprise Technology

$108K - $162K *

Transform model validation processes by leading efforts in Generative AI and agentic AI. Collaborate with cross-functional teams to ensure compliance with internal standards and regulatory expectation...

Hartford, CTRemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$90K - $110K *

Lead the charge in developing and maintaining insurance policy forms and endorsements. Ensure compliance and quality assurance across multiple states while collaborating with cross-functional teams to...

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2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $113K *

Join a team that's dedicated to delivering insightful financial analysis and reporting. This role supports commercial strategies and performance improvements through accurate data management and forec...

Chicago, ILRemote

2 weeks ago

  •   Less than 5 years exp.  •   Business Services

$110K - $130K *

Empower strategic data initiatives by leading design, development, and analytics projects. Drive data migration, modernize data solutions, and ensure quality standards while collaborating with stakeho...

RemoteRemote

3 weeks ago

  •   5 - 7 years exp.  •   Information Technology

$88K - $105K *

Transform data into actionable insights by collaborating with cross-functional teams to enhance reporting processes and develop impactful dashboards that drive business decisions and operational effic...

Jersey City, NJRemote

4 days ago

  •   5 - 7 years exp.  •   Staffing

$110K - $130K *

Lead the charge in leveraging web analytics to drive insightful data solutions, establishing KPIs, implementing tracking strategies, and delivering actionable recommendations for optimizing client onl...

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Reposted 3 weeks ago

  •   5 - 7 years exp.  •   Information Technology

$80K - $95K *

Drive analytical excellence by auditing freight contracts and invoices, ensuring compliance and accuracy. Collaborate with teams to enhance audit processes and mentor junior analysts, contributing to...

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6 days ago

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$143K - $286K *

Join a team that's redefining risk management by building a scalable Risk Decision Platform. Leverage AI/ML to enhance decision-making processes, ensuring real-time accuracy and adaptability in a dyna...

Sunnyvale, CARemote

1 week ago

  •   8 - 10 years exp.  •   Retail & Consumer Goods

$70K - $106K *

Lead complex analyses and strategic initiatives to optimize revenue operations. Transform ambiguous challenges into actionable insights, mentor analysts, and drive high-quality execution from discover...

Jayton, TXRemote

Yesterday

  •   Less than 5 years exp.  •   Healthcare

$101K - $162K *

Support the Director of Risk Strategy in executing enterprise risk initiatives, enhancing AI governance, and conducting scenario analysis. Collaborate across functions to ensure effective risk managem...

United StatesRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a Credit Risk Analyst do?question toggle

    A Credit Risk Analyst assesses the risk that borrowers or counterparties may fail to meet their obligations. The work can include analyzing financial statements and credit data, monitoring portfolios, preparing risk reports, and recommending lending or exposure decisions.

  • What qualifications are common for Credit Risk Analyst jobs?question toggle

    Many roles seek a degree in finance, economics, accounting, mathematics, or a related field, along with experience in credit or financial analysis. Employers may also value quantitative skills, knowledge of risk regulations, and familiarity with tools such as Excel, SQL, or Python. Requirements vary by position.

  • What industries hire Credit Risk Analysts?question toggle

    Banks, fintech companies, asset managers, insurance firms, and corporations with lending or counterparty exposure commonly hire Credit Risk Analysts.

  • What career paths can follow a Credit Risk Analyst role?question toggle

    With experience, analysts may advance to senior analyst or credit risk manager positions, or move into portfolio risk, underwriting, model validation, or enterprise risk management.

  • Are Credit Risk Analyst jobs on Ladders vetted and high paying?question toggle

    Ladders focuses on vetted professional job opportunities paying $100,000 or more. Check each listing for its specific salary details, qualifications, and responsibilities.