Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
$151K - $178K *
Shape the future of credit decisioning by leading a team focused on automating underwriting processes, enhancing portfolio analytics, and driving policy governance in a fast-paced fintech environment...
3 weeks ago
$88K - $121K *
Lead collections strategy for complex U.S. Enterprise accounts, ensuring timely payments while maintaining strong customer relationships. Collaborate with cross-functional teams to resolve issues and...
6 days ago
Senior Accountant, Sales Tax & Treasury
$80K - $95K *
Join a dynamic finance team to oversee multi-state sales tax compliance and assist treasury operations, ensuring accuracy and efficiency. Work directly with leadership while engaging broadly in financ...
Reposted 3 weeks ago
Associate Director- Model Audit, Model Build and Transactions Advisory
$120K - $145K *
Drive excellence by leading model audits and mentoring a dynamic team. Collaborate on complex financial models, ensuring accuracy and strategic growth, while enhancing methodologies to deliver top-not...
Reposted yesterday
$100K - $120K *
Join a team that analyzes credit policies and develops strategies to enhance lending effectiveness, utilizes data analytics for risk management, and collaborates with stakeholders to drive impactful d...
Reposted 1 week ago
$105K - $145K *
Unlock potential by driving financial planning and analysis for a key business unit. Collaborate across teams to deliver insights, enhance reporting, and support strategic decision-making in a fast-pa...
2 weeks ago
$80K - $100K *
Join a team that's transforming data into actionable insights. Drive comprehensive analytics projects from scoping to delivery, while enhancing your skills in a dynamic remote environment...
4 weeks ago
Financial Analyst - External Reporting
$107K - $147K *
Unlock potential by ensuring accurate and timely external financial reporting. Collaborate with cross-functional teams to enhance compliance and operational efficiency while driving continuous improve...
2 weeks ago
$61K - $98K *
Transform the landscape of risk management by overseeing collections and funding returns, analyzing transaction patterns, and collaborating with teams to resolve complex cases while driving process im...
2 days ago
Senior Consultant - Financial Analyst
$100K - $130K *
Join a dynamic team as a Senior Consultant, leading municipal financial analyses and strategies. Drive impactful projects for local governments, enhancing service delivery and sustainability while dev...
3 days ago
$95K - $115K *
Join a dynamic team as a Senior Program Analyst, supporting program management and governance for a key initiative. Collaborate with stakeholders to analyze data, develop reports, and ensure documenta...
Yesterday
$100K - $157K *
Pioneer the structuring and underwriting of complex commercial credit transactions while managing a diverse loan portfolio. Collaborate with stakeholders and mentor junior team members to drive sound...
Reposted 1 month ago
$81K - $135K *
Drive impactful decisions in Small Business Administration underwriting, ensuring compliance and efficiency. Analyze credit information, structure loans, and support relationship managers while delive...
2 days ago
Senior Third-Party Risk Management Analyst
$110K - $130K *
Join our team to enhance third-party risk management, ensuring vendors meet cybersecurity and compliance standards. Collaborate across departments to assess risks, support audits, and communicate effe...
1 week ago
$120K - $160K *
Advance credit risk strategies to optimize portfolio performance, leveraging data analysis and collaboration with cross-functional teams to drive growth and compliance in lending operations...
2 weeks ago
Financial Crime Risk Analyst - Sanctions (US) , Name Screening
$61K - $99K *
Advance your career by providing analytical support for sanctions risk management, ensuring compliance and enhancing processes within the financial crime risk landscape. Collaborate with teams to miti...
2 days ago
$79K - $127K *
Join a team that's dedicated to advancing health research through innovative statistical analysis and mentoring. Collaborate with investigators to design studies, prepare publications, and present fin...
Yesterday
$100K - $125K *
Take ownership of fraud and AML risk management by triaging alerts, investigating complex cases, and enhancing controls. Collaborate with cross-functional teams to ensure compliance and improve operat...
Today
$95K - $115K *
Shape the future of risk management by leading assessments, mentoring teams, and enhancing practices across various risk areas. Collaborate with stakeholders to strengthen internal controls and provid...
1 week ago
$110K - $130K *
Tackle data-driven decisions as a senior product analyst, owning A/B testing design and analysis while collaborating across teams to enhance user experience and drive growth through insightful experim...
Reposted 3 weeks ago
Financial Operations Analyst II, Treasury
$70K - $99K *
Unlock critical workflows in Financial Operations by leveraging AI, SQL, and Python to enhance efficiency and accuracy in money movement processes, while collaborating with diverse teams to drive proc...
Reposted 2 weeks ago
$134K - $211K *
Lead strategic client relationships by leveraging analytics solutions to drive growth and innovation. Collaborate across teams to deliver tailored solutions, negotiate complex deals, and advocate for...
4 days ago
AVP Enterprise Risk Management Specialist
$95K - $115K *
Transform the bank's Enterprise Risk Management framework by identifying, assessing, and reporting risks across operations and fintech partnerships, ensuring a consistent, risk-based approach to manag...
6 days ago
$101K - $119K *
Transform the payments landscape by ensuring compliance and mitigating risk. As a key player, you'll review merchant applications, analyze transactions, and enhance fraud detection systems, all while...
2 weeks ago
Senior Strategic Financial Analyst
$110K - $130K *
Help us drive financial success by leveraging analytics and strategic insights to support high-growth initiatives. Engage with cross-functional teams to optimize budgets, forecast, and enhance our rep...
Reposted yesterday
What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.