Explore Credit Analyst Jobs

Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.

What Credit Analysts Do

Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.

Skills and Qualifications

Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.

Credit Analyst Career Paths

Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.

Find Credit Analyst Opportunities on Ladders

Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.

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$120K - $156K *

Create impactful Treasury solutions by leading dynamic teams and engagements. Ensure quality delivery, build client relationships, and drive business growth through strategic advisory and operational...

Chicago, ILRemote

Reposted 4 weeks ago

  •   5 - 7 years exp.  •   Enterprise Technology

$110K - $130K *

Champion continuous process improvement and organizational redesign, providing expert analysis and guidance to enhance business processes. Collaborate with cross-functional teams to implement effectiv...

Texas, USRemote

1 week ago

  •   15+ years exp.  •   Information Technology

$150K - $180K *

Drive growth by spearheading sales in the Federal sector, building relationships and managing pipelines to achieve new business revenue through strategic engagements with large Federal Agencies...

United StatesRemote

3 weeks ago

  •   5 - 7 years exp.  •   Information Technology

$80K - $95K *

Champion the design and configuration of Ellucian Colleague Financial Aid systems, ensuring alignment with client strategies while providing expert technical support and training to enhance operationa...

United StatesRemote

Today

  •   Less than 5 years exp.  •   Education, Government & Non-Profit

$80K - $95K *

Join a team that's driving financial excellence by managing revenue accounting activities, ensuring compliance with ASC 606, and leveraging advanced analytics to enhance reporting and operational effi...

United StatesRemote

1 week ago

  •   Less than 5 years exp.  •   Enterprise Technology

$80K - $95K *

Unlock your potential as an Estimator, analyzing costs and preparing competitive estimates for construction projects. Collaborate with teams to ensure accuracy and efficiency while driving project suc...

Quanah, TXRemote

Today

  •   5 - 7 years exp.  •   Enterprise Technology

$80K - $95K *

Join us to evaluate and manage underwriting risks while leading teams to achieve portfolio success. This role balances individual underwriting with team collaboration, ensuring compliance and effectiv...

Alabama, USRemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$99K - $136K *

Take ownership of client relationships in the Financial Services sector, driving sales growth through upselling and prospecting. Leverage your expertise to influence decision-makers and contribute to...

United StatesRemote

3 weeks ago

  •   Less than 5 years exp.  •   Consumer Technology

$200K - $300K *

Join a dynamic team to manage bank capital relationships, drive coverage strategies, and support capital formation initiatives. This role offers growth opportunities in a fast-paced environment, focus...

United StatesRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$90K - $170K *

Join a team that's transforming data into actionable insights, enhancing customer partnerships, and driving business growth through innovative BI solutions and analytics for leading retailers like Wal...

United StatesRemote

Yesterday

  •   Less than 5 years exp.  •   Food & Beverages

$80K - $114K *

Unlock potential by applying technical expertise to solve complex problems, collaborating across teams, and developing event-driven applications. Engage in project work that enhances system efficiency...

Ohio, USRemote

1 week ago

  •   Less than 5 years exp.  •   Healthcare

$86K - $164K *

Join a team that's dedicated to enhancing financial performance for CFOs and finance leaders. Collaborate on diverse projects, leveraging your expertise to drive process improvements and deliver excep...

RemoteRemote

2 weeks ago

  •   Less than 5 years exp.  •   Legal & Accounting

$81K - $125K *

Champion pricing accuracy and model integrity by building and maintaining financial models and validating key assumptions for effective deal structuring while collaborating with cross-functional teams...

New York, NYRemote

Reposted 6 days ago

  •   Less than 5 years exp.  •   Energy & Utilities

$32K - $137K *

Transform client interactions by leveraging your consultative sales skills. Engage with inbound callers to guide them through complex decisions while exceeding performance targets in a dynamic, remote...

Arizona, USRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Advance your career with our expanding remote team. Guide clients through their financial journeys by managing inbound calls and appointments with empathy and expertise. Enjoy variable schedules and t...

Alabama, USRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Take ownership of client relationships by managing inbound calls and guiding clients through their financial journey. Leverage consultative skills to support clients effectively while meeting performa...

Indiana, USRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Empower clients by providing expert financial guidance during pivotal moments. Engage confidently with inbound inquiries, guiding customers towards their financial goals, while enjoying the flexibilit...

Idaho, USRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Engage in a remote, client-centric role focused on facilitating financial solutions. Guide clients through impactful enrollment processes while achieving personal and team goals in a dynamic, supporti...

Tennessee, USRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Provide exceptional client support by managing inbound calls and guiding clients through the enrollment process while exceeding performance goals in a fast-paced, remote environment...

United StatesRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Transform client relationships as you manage inbound communication, guiding individuals through financial decisions while exceeding performance goals and collaborating in a thriving, remote environmen...

Kentucky, USRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Lead a dynamic remote team, guiding clients through their financial journeys with a consultative approach. Help individuals navigate stress while achieving personal goals, utilizing inbound opportunit...

Utah, USRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Empower clients by managing inbound calls and guiding them toward financial solutions. Your consultative approach will help people navigate stress and achieve their goals, while you thrive in a suppor...

Michigan, USRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Take ownership of client relationships by managing inbound calls and guiding clients through their financial decisions with empathy and professionalism, while meeting performance goals in a dynamic re...

Wisconsin, USRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Empower clients by guiding them through financial challenges while managing inbound calls in a supportive environment. Contribute to personal growth and team success with no cold calling, focused on a...

Georgia, USRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Transform client interactions by guiding them toward financial success while working from home. Enjoy qualified inbound leads and a supportive team environment, all while achieving your personal and p...

North Carolina, USRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a credit analyst do?question toggle

    A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.

  • What qualifications are commonly required for credit analyst jobs?question toggle

    Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.

  • Where do credit analysts work?question toggle

    Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.

  • How can a credit analyst advance their career?question toggle

    With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.

  • How can I find Credit Analyst jobs paying $100,000 or more?question toggle

    Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.