Explore Credit Analyst Jobs

Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.

What Credit Analysts Do

Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.

Skills and Qualifications

Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.

Credit Analyst Career Paths

Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.

Find Credit Analyst Opportunities on Ladders

Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.

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$70K - $110K *

Lead the charge in ensuring an exceptional client experience by bridging communication between internal teams and clients, fostering strong relationships, and proactively addressing client needs while...

United StatesRemote

3 weeks ago

  •   Less than 5 years exp.  •   Technical Services

$74K - $124K *

Drive risk management and IT auditing excellence by assessing controls, evaluating risks, and delivering actionable insights. Collaborate effectively across teams to enhance the internal control envir...

United StatesRemote

Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$300K - $330K *

Lead the charge in managing complex federal accounts, building relationships with senior leaders, and leveraging sales strategies to deliver tailored solutions that meet customer needs and drive busin...

United StatesRemote

1 week ago

  •   8 - 10 years exp.  •   Information Technology

$73K - $98K *

Reimagine business processes by driving improvements, documenting procedures, and collaborating with teams to implement effective solutions that enhance operational efficiency and support strategic go...

RemoteRemote

Today

  •   Less than 5 years exp.  •   Finance & Insurance

$92K - $110K *

Deliver strategic leadership and operational oversight to enhance decision-making processes within the Veterans Health Administration's EHRM, ensuring effective collaboration and communication across...

United StatesRemote

1 week ago

  •   11 - 15 years exp.  •   Healthcare

$91K - $169K *

Transform data into actionable insights to enhance member experiences. Collaborate with cross-functional teams to identify friction points and drive improvements through analytics, predictive modeling...

RemoteRemote

2 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$142K - $177K *

Champion innovative risk adjustment solutions by leveraging deep expertise to enhance payer and provider strategies. Collaborate with cross-functional teams to deliver impactful presentations and driv...

United StatesRemote

3 days ago

  •   8 - 10 years exp.  •   Healthcare

$150K - $180K *

Drive strategic growth in the crypto sector, managing both greenfield and upsell opportunities. Lead enterprise sales cycles, consult with clients, and collaborate across teams to maximize account pot...

United StatesRemote

3 weeks ago

  •   5 - 7 years exp.  •   Information Technology

$117K - $160K *

Champion profitable growth by managing E&S commercial property and casualty underwriting. Leverage strong technical skills and relationships to assess risks, deliver competitive quotes, and optimize p...

United StatesRemote

Yesterday

  •   Less than 5 years exp.  •   Finance & Insurance

$100K - $130K *

Unlock your potential as a Senior Financial Analyst, driving financial insights and models to support growth. Collaborate across teams to enhance forecasting accuracy and optimize performance, playing...

United StatesRemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$84K - $120K *

Accelerate insights generation as a key member of the Customer Analytics team, transforming raw data into actionable recommendations that enhance client retention, drive growth, and refine operational...

RemoteRemote

Reposted 1 week ago

  •   5 - 7 years exp.  •   Enterprise Technology

$165K - $190K *

Lead the charge in expanding and underwriting a profitable Surety portfolio across the Central Region. Collaborate with brokers and leverage expertise to enhance market presence while ensuring adheren...

Baltimore, MDRemote

6 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$200K - $220K *

Lead the charge in building and managing a comprehensive reinsurance data pipeline while developing sophisticated models for pricing, reserving, and capital optimization. Collaborate with cross-functi...

Stamford, CTRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$125K - $145K *

Elevate revenue and risk strategies by leveraging data insights to drive impactful business decisions. Collaborate across teams to optimize processes, influence product development, and enhance client...

United StatesRemote

2 days ago

  •   5 - 7 years exp.  •   Information Technology

$120K - $156K *

Create impactful Treasury solutions by leading dynamic teams and engagements. Ensure quality delivery, build client relationships, and drive business growth through strategic advisory and operational...

Chicago, ILRemote

Reposted 3 weeks ago

  •   5 - 7 years exp.  •   Enterprise Technology

$110K - $130K *

Champion continuous process improvement and organizational redesign, providing expert analysis and guidance to enhance business processes. Collaborate with cross-functional teams to implement effectiv...

Texas, USRemote

1 week ago

  •   15+ years exp.  •   Information Technology

$150K - $180K *

Drive growth by spearheading sales in the Federal sector, building relationships and managing pipelines to achieve new business revenue through strategic engagements with large Federal Agencies...

United StatesRemote

3 weeks ago

  •   5 - 7 years exp.  •   Information Technology

$80K - $95K *

Join a team that's driving financial excellence by managing revenue accounting activities, ensuring compliance with ASC 606, and leveraging advanced analytics to enhance reporting and operational effi...

United StatesRemote

1 week ago

  •   Less than 5 years exp.  •   Enterprise Technology

$80K - $95K *

Join us to evaluate and manage underwriting risks while leading teams to achieve portfolio success. This role balances individual underwriting with team collaboration, ensuring compliance and effectiv...

Alabama, USRemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$99K - $136K *

Take ownership of client relationships in the Financial Services sector, driving sales growth through upselling and prospecting. Leverage your expertise to influence decision-makers and contribute to...

United StatesRemote

3 weeks ago

  •   Less than 5 years exp.  •   Consumer Technology

$200K - $300K *

Join a dynamic team to manage bank capital relationships, drive coverage strategies, and support capital formation initiatives. This role offers growth opportunities in a fast-paced environment, focus...

United StatesRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$90K - $170K *

Join a team that's transforming data into actionable insights, enhancing customer partnerships, and driving business growth through innovative BI solutions and analytics for leading retailers like Wal...

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Yesterday

  •   Less than 5 years exp.  •   Food & Beverages

$80K - $114K *

Unlock potential by applying technical expertise to solve complex problems, collaborating across teams, and developing event-driven applications. Engage in project work that enhances system efficiency...

Ohio, USRemote

6 days ago

  •   Less than 5 years exp.  •   Healthcare

$86K - $164K *

Join a team that's dedicated to enhancing financial performance for CFOs and finance leaders. Collaborate on diverse projects, leveraging your expertise to drive process improvements and deliver excep...

RemoteRemote

1 week ago

  •   Less than 5 years exp.  •   Legal & Accounting

$81K - $125K *

Champion pricing accuracy and model integrity by building and maintaining financial models and validating key assumptions for effective deal structuring while collaborating with cross-functional teams...

New York, NYRemote

Reposted 6 days ago

  •   Less than 5 years exp.  •   Energy & Utilities

Frequently Asked Questions (FAQ)

  • What does a credit analyst do?question toggle

    A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.

  • What qualifications are commonly required for credit analyst jobs?question toggle

    Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.

  • Where do credit analysts work?question toggle

    Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.

  • How can a credit analyst advance their career?question toggle

    With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.

  • How can I find Credit Analyst jobs paying $100,000 or more?question toggle

    Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.