Intuit Inc

Staff AI Scientist

Intuit Inc$138K — $165K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Ph.D. or MS in Computer Science, Data Science, AI, or related field
  • 4+ years in AI/Machine Learning, especially in fintech credit risk
  • Strong expertise in Python and SQL
  • Experience with credit bureau and cash flow data in modeling
  • In-depth understanding of credit risk modeling and regulatory compliance
  • Proven ability to design and implement efficient data pipelines
  • Excellent problem-solving, communication, and collaboration skills

Responsibilities

  • Drive AI science initiatives for new lending products with full model lifecycle ownership
  • Design and deploy machine learning models for predicting credit risk
  • Collaborate with cross-functional teams on aligning models with business objectives
  • Build efficient data pipelines for model development and reporting
  • Ensure model fairness and compliance with regulatory standards
  • Develop next-gen credit risk models using advanced deep learning techniques
  • Automate model development workflows using Agentic AI.

Benefits

  • Work in a collaborative team of AI scientists and engineers
  • Direct impact on hundreds of thousands of customers
  • Opportunity to innovate within the fintech space
  • Access to cutting-edge technologies and methodologies
  • Professional growth and development in a fast-paced, growing environment
Full Job Description
Job Description

Intuit's Consumer Group, including TurboTax and Credit Karma, empowers millions of individuals to take control of their finances. TurboTax simplifies tax preparation and enables our customers to file with confidence. By harnessing the power of data and artificial intelligence (AI), we continuously innovate and evolve our consumer offerings to deliver even greater value.

As we expand into Consumer Lending within the Consumer Group, Intu it Credit Karma is looking for an innovative , experienced, and hands-on Staff AI Scientist to join our Consumer Risk AI Science team. In this role, you'll develop cutting-edge credit risk AI/ML models for new lending products. Join a collaborative and inventive team of AI scientists and machine learning engineers where your work will have a direct impact on hundreds of thousands of customers.

Responsibilities
What you'll do:

  • Contribute to the credit risk AI science initiatives for the new and evolving Money product offerings focusing on the lending domain, including complete hands-on ownership of the model lifecycle, sharing ownership of success and key results at the program-level, and driving the data strategy across all involved teams.
    • Design, build, deploy, evaluate, defend, and monitor machine learning models to predict credit risk for various short-term lending products (e.g., tax refund advances, BNPL, installment loans, line of credit, and early wage access)
    • Collaborate with credit policy, product and fraud risk teams to ensure models align with business goals and product offering to drive actionable lending decisions
    • Build efficient and reusable data pipelines for feature generation, model development, scoring, and reporting using Python, SQL, and both commercially available and proprietary Machine Learning and AI infrastructures
    • Deploy models in a production environment in collaboration with other AI scientists and machine learning enginers
    • Ensure model fairness, interpretability, and compliance with FCRA, ECOA, and other relevant regulatory frameworks
  • Build next-generation credit risk models for short-term lending products using advanced deep learning techniques (e.g., transformers, sequence models, and representation/embedding learning on tabular and time-series financial data)
  • Build and improve transaction categorization models that power cash flow underwriting and credit risk models for thin-file and sub-prime consumers.
  • Contribute to the evolution of our data and machine learning infrastructure within the Intuit ecosystem to improve efficiency and effectiveness of AI science solutions.
  • Research and implement practical and creative machine learning and statistical approaches suitable for our fast-paced, growing environment.
  • Design, build, and deploy AI agents and orchestration workflows powered by Agentic AI to automate the end-to-end model development lifecycle-data exploration, feature engineering, data validation, model training, evaluation, and monitoring-accelerating team velocity and productivity.


Qualifications
Minimum Basic Requirements:

  • Advanced Degree (Ph.D. / MS) in Computer Science, Data Science, AI, Mathematics, Statistics, Physics or a related quantitative discipline
  • 4+ years of work experience in AI Science / Machine Learning and related areas
  • Authoritative knowledge of Python and SQL
  • Relevant work experience in fintech credit risk, with deep understanding of payment systems, money movement products, banking, and lending
  • Experience leveraging credit bureau, tax and cash flow data in credit risk model development
  • Deep, hands-on expertise developing , deploying, monitoring and maintaining a variety of machine learning techniques, including but not limited to, deep learning ( transformers, sequence modeling), tree-based models, reinforcement learning, clustering, time series, causal analysis, and natural language processing.
  • Deep understanding of credit risk modeling concepts, including PD calibration, reject inference, adverse action logic, and risk segmentation
  • Ability to quickly develop a deep statistical understanding of large, complex datasets
  • Expertise in designing and building efficient and reusable data pipelines and framework for machine learning models
  • Strong business problem solving, communication and collaboration skills
  • Ambitious, results oriented, hardworking, team player, innovator and creative thinker
  • Proven experience defining and driving end-to-end modeling frameworks, methodologies, or best practices across multiple product teams or domains.
  • Demonstrated ability to evaluate and integrate emerging AI/ML technologies, contributing to the company's external technical visibility and innovation agenda.


Preferred Qualifications:

  • Proficiency in deep learning ML frameworks such as TensorFlow, PyTorch, etc.
  • Work experience with public cloud platforms (especially GCP or AWS) and workflow orchestration tools like Apache Airflow
  • Strong background in MLOps infrastructure and tooling, particularly Vertex AI or AWS SageMaker, including pipelines, automated retraining, monitoring, and version control
  • Experience with experimentation design and analysis, including A/B testing and statistical analysis.
  • Working knowledge of LLMs and AI agents (prompt engineering, RAG, tool calling, agentic workflows) and familiarity with orchestration frameworks (e.g., LangChain, LangGraph) and the Gen AI stack (embeddings, vector databases, fine-tuning).
  • Experience building transaction categorization and cash flow modeling pipelines from bank/aggregator data (e.g., Plaid, Nova Credit, MX, Finicity) for credit risk or underwriting use cases.

About Intuit Inc

Intuit offers business and financial management solutions for SMBs, financial institutions, consumers, and accounting professionals. The company’s product portfolio includes TurboTax, a software solution that offers free tax filing, efile taxes, and income tax returns; Quicken; QuickBooks; Mint.com, and more. It also offers end-to-end solutions for online tax preparation, download products, mobile tax prep, mortgage interest and property tax, corporations tax, military tax, and more. Intuit was founded by Tom Proulx and Scott Cook in 1983 and is based in Mountain View, California. The company serves customers in North America, Asia, Europe, and Australia with offices in the United States, Canada, India, U.K., and Singapore.

Intuit Inc Careers

Join the dynamic team at Intuit Inc, a global powerhouse in financial software, where innovation, leadership, and diversity training are at the heart of everything we do. This is an unparalleled opportunity to advance your career with a company that is committed to empowering communities and small businesses with innovative financial solutions.

Work You’ll Do

At Intuit Inc, you’ll be part of a culture that cherishes innovation and values the unique perspectives of its team members. You will collaborate with some of the brightest minds in the industry, using your skills to influence the future of technology and finance. Our team at Intuit Inc is driven by the mission to power prosperity around the world, and you can be at the forefront of this transformation.

Explore Job Opportunities and Growth

Intuit’s career paths are as diverse as the innovative solutions we provide to millions. From finance to software engineering, our job opportunities span across multiple disciplines. Whether you’re looking for a full-time position, an internship, or leadership roles, Intuit offers a world of opportunities for professional growth. Our hiring process is designed to identify and attract professionals who are not only skilled but are also passionate about making a difference.

Professional Development and Benefits

Invest in your future with Intuit’s industry-leading benefits and professional development opportunities. Our employees enjoy comprehensive benefits that ensure their personal and professional satisfaction, including health, wellness, and continuous learning perks. At Intuit, we also understand the importance of diversity training and leadership development, providing various programs that foster an inclusive environment.

Join Our Team

Embark on a journey of growth and innovation at Intuit Inc. Search open positions that match your skills and interests. We are looking for curious, creative, and solution-driven team players. Prepare your resume, ace the interview, and join a team that’s committed to creating solutions that power prosperity around the globe.

Networking and Career Advancement

At Intuit Inc, networking and internal mobility are encouraged to foster professional growth and innovation. Connect with leaders and peers through our various networking events, mentorship programs, and collaborative projects. With support at every step of your career, the opportunities at Intuit are limitless.

Stay Connected

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Explore Careers at Intuit Inc

Discover the exciting and rewarding career opportunities awaiting you at Intuit Inc. Let your ambition lead you to success. Join us in our mission to power prosperity and contribute to our journey of continuous innovation.

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At Intuit Inc, every role is a chance to innovate, grow, and make an impact. Join us, and together let's shape the future of finance.
Learn more about Intuit Inc
Size
13,500 employees
Market Cap
$107.4 billion
Industry
Net Income
$1.7 billion
Founded
1983
5 Year Trend
+19.6%
Revenue
$7.7 billion
NASDAQ

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