MasterCard

Software Engineer II

MasterCard$106K — $169K *
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of hands-on software engineering experience
  • Strong background in full-stack development
  • Proficiency in Java, Spring Boot, React, and PostgreSQL; familiarity with Snowflake and GitHub Copilot is a plus
  • Solid understanding of software design patterns, system architecture, and algorithms
  • Experience working in agile environments and collaborative team settings
  • Excellent communication skills for technical concepts
  • Bachelor's degree in Computer Science or related field, or equivalent experience

Responsibilities

  • Design and develop scalable software architectures for analytics applications
  • Drive development of robust web applications and enhance product capabilities
  • Produce maintainable code using modern design patterns
  • Write clean, testable code and partake in peer code reviews
  • Create algorithms for real-time data processing
  • Contribute to all phases of the development lifecycle
  • Collaborate across teams to deliver resilient applications
  • Leverage innovative technologies for optimizing large-scale performance

Benefits

  • Comprehensive insurance, including medical, dental, and life insurance
  • Paid parental leave of 16 weeks and up to 20 days of bereavement leave
  • 25 vacation days and 5 personal days, plus 10 paid holidays
  • 401k plan with a competitive company match
  • Tuition reimbursement and professional development opportunities
Full Job Description
Title and Summary

Software Engineer II

Overview:
Mastercard's Portfolio Intelligence team, part of the Services organization, is seeking a Software Engineer II to help build high-performance analytics platform that enable businesses around the world to unlock greater value from their data.

In this role, you will leverage your full-stack development expertise to design, build, deploy, and scale real-time, interactive applications used by thousands of clients globally. These applications empower users to benchmark portfolio performance, monitor key performance indicators, and generate actionable dashboards and reports using Mastercard's rich data assets.

Our next generation platform blends industry-leading analytics, advanced software architecture, and the latest web technologies. You will play a vital role within a rapidly growing organization, while working closely with experienced and driven engineers to solve challenging problems.

Engineers work in small, flexible teams. Every team member contributes to designing, building, and testing features. We take an agile approach to software development and practice continuous integration and delivery. The range of work that a team will encounter varies from front-end web development to writing server-side calculation code to database work. We prefer no rigid organizational structures; each team uses processes that work the best for its members and projects. You will be working closely with our US teams based in Arlington, VA and New York City, NY, as well as teams based in Pune, India.

This is a hybrid position based in Arlington, VA, requiring three days per week onsite.

Role:
• Design and develop scalable, service-oriented software architectures supporting analytics-driven applications.
• Drive the development of robust web applications and continuously enhance product capabilities.
• Produce well-structured, maintainable code using modern design patterns and principles that ensure separation of concerns.
• Write clean, testable code and participate in peer code reviews to ensure high engineering standards.
• Create cutting-edge algorithms and analytical techniques that can handle on-the-fly processing across hundreds of dimensions.
• Contribute to all stages of the development lifecycle, including design, implementation, and testing.
• Collaborate cross-functionally to deliver scalable and resilient applications aligned with business needs.
• Leverage emerging technologies and innovative approaches to optimize performance across large-scale data environments.
• Apply expertise in computer science, mathematics, and statistics to address complex challenges faced by global organizations.

All About You:
• Hands-on software engineering experience, with a strong background in full-stack development, building scalable, high-performance applications.
• Full-stack development expertise across UI, microservices architecture, and database technologies.
• Strong proficiency in Java, Spring Boot, React, and PostgreSQL; experience with Snowflake, GitHub Copilot is a plus.
• Solid understanding of software design patterns, system architecture, data structures, and algorithms, with experience designing maintainable, resilient, and high-performance systems.
• Demonstrated ability to solve complex, real-world technical challenges and innovate with large-scale data sets.
• Proven ability to thrive in collaborative, agile development environments, contributing to team planning, execution, and continuous improvement.
• Excellent written and verbal communication skills, with the ability to convey technical concepts to cross-functional teams and stakeholders.
• Strong problem-solving mindset, initiative, and creativity in approaching new challenges.
• Bachelor degree in Computer Science, Software Engineering, Information Technology, or a related field. Equivalent practical experience may also be considered.

This role is not eligible for Mastercard's work authorization sponsorship. As such, candidates must be eligible to work in the United States, now as well as in the future, without employer sponsorship.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
  • Abide by Mastercard's security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.


In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges
Arlington, Virginia: $106,000 - $169,000 USD

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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