Ripple

Senior Software Engineer, Payments

Ripple$172K — $215K *
Enterprise Technology
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years experience in Software Engineering, focusing on backend systems.
  • Deep hands-on experience with cloud-native, highly-available distributed systems.
  • Proven track record in designing and delivering complex features in regulated environments.
  • Strong skills in API design and integration, emphasizing reusable service contracts.
  • Experience with cloud platforms (preferably AWS) and container orchestration (Kubernetes, ECS).
  • Ability to manage technical debt while driving business value.
  • Strong ownership skills for delivering complex technical features.

Responsibilities

  • Develop and enhance enterprise-level payment applications for global transactions.
  • Collaborate with engineers to prototype and implement innovative software solutions.
  • Provide mentorship and insights to junior engineers for technical challenges.
  • Work cross-functionally with product, legal, and business development teams for strategic alignment.
  • Encourage standard engineering processes within the team and department.

Benefits

  • Opportunity to redefine global payment systems.
  • Work in a collaborative and diverse team environment.
  • Engagement in mentorship and knowledge-sharing practices.
  • Chance to influence decisions across teams and technical domains.
Full Job Description
THE WORK:

Are you a highly skilled and passionate software engineer looking for an exciting new challenge? Join Ripple and help redefine the way we send and receive payments globally! As a Senior Software Engineer, you will have the chance to develop enterprise-level payment applications that enable FinTech and banks to settle cross-border payments instantly, securely, and efficiently.

As a technical guide, you will collaborate with a team of engineers to prototype and implement new solutions for sophisticated software problems, providing invaluable insights and mentorship to the team. You will work closely with multi-functional teams, including product, legal, and business development, to ensure that your design decisions are aligned with the strategic goals of the organization. Join us on this exciting journey and help craft the future of payments and the Internet of Value!

WHAT YOU'LL DO:
  • A deep understanding of distributed systems architectures, trade offs, and challenges as they relate to payment transactions.
  • Experience building highly scalable and performant enterprise software
  • Excellent proven understanding of Java and its ecosystem (i.e. threading, concurrency ... etc).
  • Eagerness to work openly and collaboratively with a diverse team
  • A positive demeanor and a passion for sharing knowledge - the go-to person on the team for small and large questions
  • Ability to encourage engineering standard processes in a team and the larger department


WHAT YOU'LL BRING:

    • 5+ years experience in Software Engineering, with a deep focus on backend systems.
    • Deep, hands-on backend engineering experience building and operating modern, cloud-native, and highly-available distributed systems.
    • Proven track record designing and delivering complex features within large-scale systems in complex, regulated environments.
    • Strong skills in API design and integration (e.g., REST and/or gRPC), with a focus on defining clear, reusable service contracts.
    • Experience with cloud platforms (AWS preferred) and container orchestration (Kubernetes, ECS).
    • Ability to tactically navigate and reduce technical debt while driving significant business value and managing feature-level migration efforts.
    • Strong technical ownership skills: demonstrated ability to own the technical delivery for complex features and influence local, cross-team decisions.

    Preferred (But Not Required)
    • Experience with our current stack: Java + Spring Boot. We welcome candidates from other robust backend stacks (Go, Kotlin, C#, Python, Rust, etc.) who can quickly learn JVM technologies.
    • Experience with event-driven architecture (Kafka, SNS/SQS, etc.), essential for building a decoupled and resilient platform.

Other common names for this role:

For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant's experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.

CA Annual Base Salary Range

$172,000-$215,000 USD

About Ripple

Ripple is a technology company that provides solutions for global payments. The company's main product is the Ripple payment protocol and its associated digital currency XRP. Ripple's payment protocol is designed to enable secure, instantly and nearly free global financial transactions of any size with no chargebacks. Ripple's customers include banks, payment providers, digital asset exchanges and corporates. The company was founded in 2012 and is headquartered in San Francisco, California.
Learn more about Ripple
Size
500 employees
Industry
Founded
2012

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