IHG

Senior Manager, Merchant Services

IHG$110K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in payments strategy and negotiation.
  • In-depth knowledge of payments ecosystem including acquirers and gateways.
  • Demonstrated success in delivering cost savings and improved payment terms.
  • Ability to collaborate with cross-functional teams including Finance and Legal.
  • Experience in enhancing performance in underperforming environments.

Responsibilities

  • Lead end-to-end strategy for complex negotiations with various payment stakeholders.
  • Translate contract terms into financial impacts including P&L and cash flow.
  • Optimize payment portfolio to enhance service performance and reduce costs.
  • Utilize data to drive better authorization rates and accountability.
  • Manage payment controls and balance operational risk with customer experience.
  • Establish governance structures for efficient decision-making across teams.
  • Align key stakeholders to a unified negotiation and implementation strategy.
  • Track and ensure realization of negotiated outcomes in terms of savings and performance.

Benefits

  • Hybrid work structure with flexible days in-office.
  • Opportunities to reset standards and implement innovative solutions.
  • Work in a dynamic environment with minimal travel requirements.
Full Job Description
Job Description

This role will lead the commercial, financial, and strategic management of the payments portfolio. Own complex provider negotiations, optimize payment economics and performance, strengthen risk and control, and ensure negotiated value is implemented and measured. Partner across Finance, Technology, Product, Procurement, Legal, and Commercial teams to shape future payments strategy and deliver sustainable business outcomes.

Your day to day
  • Own end-to-end strategy and execution for complex negotiations with card schemes, acquirers, payment service providers, and gateways, including deal structure, pricing, incentives, service levels, and commercial terms.
  • Translate payment contract terms and provider proposals into P&L, margin, cash, and unit economics impacts; build robust financial models that clarify revenue, cost, and risk trade-offs.
  • Actively optimize the payments portfolio across routing, pricing, providers, and operating models; identify and close fee leakage and performance gaps.
  • Use hotel-level and portfolio data to improve authorization rates, chargebacks, pricing consistency, service performance, and provider accountability.
  • Own the payments control agenda across fraud, PCI, scheme rules, disputes, and chargebacks while balancing control, guest experience, and cost.
  • Establish clear governance, decision rights, RACI, and escalation paths across a multi-owner environment without slowing delivery.
  • Align Finance, Technology, Product, Procurement, Legal, and Commercial stakeholders behind a single negotiation and implementation strategy.
  • Ensure negotiated outcomes are implemented, tracked, and realized, including rates, routing changes, incentives, SLAs, savings, and performance improvements.
  • Reset standards and build capability in underperforming environments; foster a challenger culture that tests provider and internal assumptions when economics do not stack up.


What we need from

  • Demonstrated success leading complex payment negotiations and owning deal strategy end-to-end.
  • Deep payments ecosystem experience across acquiring, interchange, scheme economics, gateway models, PSPs, and provider operating models.
  • Proven record of delivering measurable savings, improved commercial terms, and payment performance improvement.
  • Experience operating across Finance, Technology, Product, Procurement, Legal, Commercial, and external provider stakeholders.
  • Experience resetting standards, improving an underperforming environment, and building team or organizational capability.


Travel - minimal required

Location - Our hybrid work structure is an expectation of three (3) days a week in the ATLANTA office. This expectation may be adjusted to evolve with the changing needs of the business.

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About IHG

InterContinental Hotels Group (IHG) is a British multinational hospitality company that operates a portfolio of hotel brands, including InterContinental, Crowne Plaza, Holiday Inn, and Kimpton Hotels & Restaurants. The company was founded in 2003 as a result of the merger between British hotel company Six Continents and the hotel and restaurant business of the American conglomerate Bass. IHG is headquartered in Denham, England, and has operations in more than 100 countries. The company's brands cater to a range of travelers, from budget-conscious to luxury-seeking.
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40,000 employees
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