What you will be doingReporting to the Senior Director, Credit Process Oversight and Effectiveness, the Senior Manager, Credit Process Oversight and Effectiveness is a 2nd Line of Defense function responsible for overseeing internal and third party examinations management, establishing an effective control environment and manage credit process maintenance that ensures compliance to policy and credit risk requirements for RESL and other retail products. This includes managing responses to governance inquiries and requirements, and providing effective challenge to 1st Line of Defense processes and activities. The Senior Manager is responsible for ensuring there is adequate monitoring, oversight, reporting and effective challenge of business risks and regulatory requirements.
At CIBC we enable the work environment most optimal for you to thrive in your role. You'll have the flexibility to manage your work activities within a hybrid work arrangement where you'll spend 2-3 days per week on-site, while other days will be remote. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.
How you'll succeed- Lead and develop - Provide leadership, coaching, and day-to-day guidance to a team of two, supporting development, accountability, and strong team performance.
- Oversee enterprise initiatives - Manage and provide oversight for key enterprise programs, including Records Management, Business Managed Technology, and Business Continuity Management on behalf of the team.
- Manage audits and examinations - Lead internal and third-party examinations and audit engagements, including reviewing and challenging requests for information, developing action plans, monitoring deficiencies, and reporting progress to senior management.
- Strengthen risk oversight - Apply strong knowledge of risk management principles, credit practices, and regulatory expectations to assess, measure, and monitor risk within CIBC guidelines, with a focus on residential mortgages and secured and unsecured lending products.
- Communicate with impact - Prepare clear written materials and effective presentations that translate analysis, recommendations, and business impacts for a range of audiences, including senior leaders.
Who you are- You bring strong risk and credit knowledge. You understand credit principles, risk management practices, and regulatory requirements related to residential mortgages, secured lending, and unsecured lending products.
- You have the technical skills to support the role. You're confident using Microsoft Word, Excel, Outlook, and PowerPoint, including advanced Excel functions such as pivot tables.
- You are a caring and accountable leader. You're passionate about developing and growing team members abilities. You have experience providing coaching and hands on support to meet team goals.
- You're motivated by collective success. You know that teamwork can transform a good idea into a great one. You know that an inclusive team that enjoys working together can bring a vision to life.
- You know that details matter. You notice things that others don't. Your critical thinking skills help to inform your decision making.
- Values matter to you. You bring your real self to work, and you live our values of trust, teamwork, and accountability.
What CIBC OffersAt CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential.
- We work to recognize you in meaningful, personalized ways including a competitive compensation, a banking benefit*, wellbeing support and additional offers such as employee and family assistance programs and MomentMakers, our social, points-based recognition program.
- Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
*Subject to program terms and conditions
Expected End Date2027-11-24
Job LocationToronto-81 Bay, 31st Floor
Employment TypeRegular
Weekly Hours37.5
SkillsBusiness Operations, Leadership, Oral Communications, Project Management, Regulatory Compliance, Risk Assessments, Risk Management Principles, Verbal Communications
