Program Manager - Underwriting

Authentic

$120K — $185K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 8-15 years of experience in insurance underwriting at a carrier or broker
  • Underwriting expertise in a specialty vertical
  • Strong risk evaluation and decision-making skills in uncertain situations
  • Excellent communication and interpersonal skills to influence stakeholders
  • Detail-oriented with a robust work ethic, thriving in fast-paced environments

Responsibilities

  • Lead the launch of new insurance programs from inception to implementation
  • Define underwriting guidelines and establish frameworks for rates, forms, and rules
  • Manage and nurture carrier relationships to support program success
  • Own the performance of your underwriting book, monitoring loss ratios and key metrics
  • Collaborate with distribution and operations teams to expedite market launch of new programs
  • Act as a subject matter expert for your underwritten classes of business

Benefits

  • Competitive salary, equity, and role trajectory
  • Comprehensive health benefits for employees and their families
  • 401(k) plan with company match
  • Unlimited paid time off (PTO)
  • Paid parental leave
Full Job Description
We9re searching for an experienced underwriter who thinks like a builder. Whether your background is on the carrier or agency side, you bring deep knowledge of program structure, risk selection, and what makes a book of business work - and you9re looking for a place to put that expertise to work on something you can truly own. You9re ambitious, self-directed, and motivated by outcomes, not just activity. At Authentic, you9ll be joining a program factory that has already launched several programs and is built to scale - with the autonomy to make real decisions and the infrastructure to grow what you build. This is not a maintenance role; it9s a ground-floor opportunity with proven momentum behind it.

What You9ll Do
  • You9ll lead the end-to-end launch of new insurance programs within our program factory - from defining underwriting guidelines and building rate/form/rule frameworks to securing and managing carrier relationships. You9ll own the performance of your book, tracking loss ratios and key metrics, and making real-time adjustments to appetite and pricing to keep programs healthy and growing. You9ll collaborate closely with our distribution, compliance, and operations teams to bring new programs to market quickly, and serve as the internal and external subject matter expert for the classes of business you underwrite.

Who You Are
  • 8-15 years of experience working for a reputable insurance carrier or broker
  • Underwriting expertise in a specialty vertical
  • Ability to evaluate risk and make sound underwriting judgments in ambiguous situations
  • Excellent communication and interpersonal skills, with the ability to build relationships and influence stakeholders.
  • Detail-oriented with a strong work ethic and comfort operating in a fast-paced environment.

This role offers ownership in the book you would launch and a salary of $120,000 - $185,000 based on experience.

Our (FTE) benefits
  • Competitive salary, equity, and role trajectory
  • Comprehensive health benefits for you and your family
  • 401(k) plan with company match
  • Unlimited PTO
  • Paid parental leave

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