MasterCard

Principal Software Engineer

MasterCard$204K — $337K *
Enterprise Technology
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's or Master's degree in Computer Science or related field
  • Extensive experience in software engineering with a focus on platform architecture
  • Strong hands-on experience with enterprise-scale applications using Java
  • Expertise in designing and implementing RESTful APIs and microservices
  • Familiarity with the Spring ecosystem including Spring Boot and Spring Cloud
  • Experience with PostgreSQL and NoSQL technologies
  • Proficiency in cloud-native application development using AWS or Kubernetes

Responsibilities

  • Lead architecture and design of the offers platform components
  • Collaborate with cross-functional teams to implement high-impact features
  • Mentor senior engineers to foster technical excellence
  • Drive improvements in platform scalability and reliability
  • Stay updated on emerging technologies and industry trends
  • Champion code quality and advocate for automation in CI/CD
  • Effectively communicate technical concepts to diverse stakeholders

Benefits

  • Comprehensive medical, dental, and vision insurance
  • Paid parental leave of 16 weeks
  • Generous vacation policy including 25 vacation days and 10 paid holidays
  • 401k plan with competitive company match
  • Tuition reimbursement for continuous learning
  • On-site fitness facilities and fitness reimbursement options
Full Job Description
Title and Summary

Principal Software Engineer

The Principal Engineer for the Offers Platform will serve as the technical leader responsible for architecting, designing, and guiding the development of robust, scalable solutions that power our offers ecosystem.

About the Role:
Key responsibilities include setting engineering standards, mentoring senior engineers, and overseeing the end-to-end lifecycle of platform enhancements.

The Principal Engineer will analyze complex business requirements, propose technical solutions, and lead critical projects from conception to deployment.
They will ensure best practices in software development, performance optimization, and security are upheld throughout the platform.
• Lead architecture and design of core offers platform components
• Collaborate with cross-functional teams to deliver high-impact features
• Mentor engineers and foster a culture of technical excellence
• Drive platform scalability, reliability, and performance improvements
• Stay current with emerging technologies and industry trends
• Champion code quality, automation, and continuous integration
• Communicate technical concepts clearly to both technical and non-technical stakeholders

All About You:
• Bachelor's or Master's degree in Computer Science, Engineering, or a related technical field
• Extensive background in software engineering, including platform architecture and technical leadership
• Strong hands-on experience building enterprise-scale applications using Java and related JVM technologies
• Proven expertise designing and implementing RESTful web services, APIs, and microservices-based architectures
• Experience with Spring ecosystem technologies such as Spring Boot, Spring MVC, Spring Security, and Spring Cloud
• Strong database experience with PostgreSQL and relational data modeling; familiarity with NoSQL technologies is a plus
• Experience with modern front-end technologies such as React, JavaScript, TypeScript, HTML, and CSS
• Experience designing and operating distributed systems using big data technologies such as Hadoop, Spark, Kafka, or similar platforms
• Hands-on experience with cloud-native application development and deployment using AWS, PCF, Kubernetes, Docker, or comparable platforms
• Solid understanding of cloud platforms, distributed systems, API design, observability, resiliency, performance tuning, and secure software development practices
• Experience with CI/CD pipelines, automated testing, code quality practices, and DevOps tools such as Jenkins, Git, Maven, Gradle, SonarQube, or similar technologies
• Strong understanding of security, scalability, reliability, and high-availability principles
• Excellent leadership, communication, mentoring, and problem-solving skills

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges
San Francisco, California: $204,000 - $337,000 USD

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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