MasterCard

Principal Software Engineer, Data Architecture

MasterCard$196K — $323K *
Enterprise Technology
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years as a Principal Engineer or similar, leading enterprise-level data architecture strategy.
  • Expert in designing and managing global scale distributed data systems.
  • Hands-on knowledge of Apache Spark, Kafka, Flink, and NiFi technologies.
  • Proven experience in modernizing platforms through cloud-native architectures in AWS, Azure, and/or GCP.
  • Understanding of data governance and compliance in regulated environments.
  • Proven track record of influencing both technical and business decisions at the executive level.
  • Exceptional communicator, able to simplify complex tech concepts for diverse audiences.

Responsibilities

  • Lead enterprise data architecture discussions and decisions with senior leadership.
  • Translate business strategies into data architecture solutions for scalability.
  • Create and update the global data architecture roadmap.
  • Design secure and resilient data systems that comply with regulatory mandates.
  • Promote Data Mesh principles for federated ownership and governance.
  • Establish architecture standards through a dedicated Architecture Review Board.
  • Guide the modernization of legacy data systems to a cloud-native approach.

Benefits

  • Comprehensive health insurance including medical, dental, and vision.
  • Generous paid time off including 25 vacation days and 16 weeks of new parent leave.
  • 401k plan with a strong company match.
  • Tuition reimbursement for continued education.
  • On-site fitness facilities or fitness reimbursements.
  • Flexible spending and health savings accounts.
  • Support for mental health with paid bereavement and sick leave.
Full Job Description

Title and Summary


Principal Software Engineer, Data Architecture

Overview:
Mastercard’s Data & Analytics organization is seeking a visionary Principal Software Engineer, Data Architecture to shape and evolve our global enterprise data architecture. Reporting to the SVP, this role serves as the senior technical authority defining how data is designed, governed, secured, and distributed across Mastercard’s complex, global ecosystem.
You will set the architectural vision for modernizing data platforms across a hybrid cloud and on premises environment, supporting both high throughput batch processing and low latency, real time use cases. Your leadership will enable Mastercard’s “edge everywhere, run anywhere” strategy, allowing products and platforms to deploy data workloads consistently, securely, and at scale across our worldwide footprint.
This role combines deep hands on technical expertise with enterprise influence, enabling Mastercard to unlock the full value of its data while meeting stringent regulatory, resiliency, and performance requirements.

Role:
• Serve as the foundational technical leader for enterprise data architecture, partnering closely with the SVP and senior technology leadership.
• Act as a trusted advisor to C suite and executive stakeholders, translating business strategy into scalable data architecture decisions.
• Define and evolve the global data architecture roadmap across hybrid (cloud + on prem) environments.
• Architect secure, resilient solutions that meet global regulatory and compliance mandates, including GDPR, ISO 20022, and regional data localization requirements.
• Champion Data Mesh principles, treating data as a product with federated ownership, governance, and self service enablement.
• Establish organization wide architecture standards and development best practices through the Data & Analytics Architecture Review Board.
• Lead the modernization of legacy data platforms to cloud native architectures across AWS, Azure, and GCP.
• Drive adoption of modern data technologies, including Databricks, Snowflake, Delta Lake, and streaming platforms.
• Enable both real time and batch analytics use cases to support high availability, mission critical workloads.
• Mentor and influence global engineering teams, fostering a culture of technical excellence, accountability, and thoughtful risk taking.

All About You:
• Proven experience operating as a Principal Engineer or equivalent, leading enterprise scale data architecture or platform strategy.
• Deep expertise designing, building, and operating distributed data systems at global scale.
• Hands on experience with technologies such as Apache Spark, Kafka, Flink, and NiFi.
• Demonstrated success modernizing data platforms using cloud native architectures across AWS, Azure, and/or GCP.
• Experience integrating AI driven capabilities into data platforms, with appropriate governance and guardrails for emerging use cases, including agentic commerce.
• Strong understanding of data governance, security, and regulatory compliance in highly regulated, global environments.
• Proven ability to lead and influence architectural initiatives within Agile, SAFe, or product centric delivery models, partnering effectively with product, engineering, and business stakeholders.
• Demonstrated ability to influence technical and business decisions at all levels, including C-suite stakeholders.
• Strong executive presence with the ability to translate complex architecture concepts into business language.
• Exceptional communication skills, with the ability to articulate complex technical concepts to executive and non technical audiences.
• Strong Decency Quotient (DQ) with a track record of building inclusive, collaborative, high performing teams.
• Bachelor’s degree in Computer Science, Engineering, Data Science, or a related quantitative field, or equivalent practical experience.

This role is not eligible for Mastercard’s work authorization sponsorship. As such, candidates must be eligible to work in the United States, now as well as in the future, without employer sponsorship.


#LI-NF1

Corporate Security Responsibility


All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard’s security policies and practices;

  • Ensure the confidentiality and integrity of the information being accessed;

  • Report any suspected information security violation or breach, and

  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges

O'Fallon, Missouri: $170,000 - $281,000 USD

Arlington, Virginia: $196,000 - $323,000 USD

New York City, New York: $204,000 - $337,000 USD

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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