Payments Product Manager

Canals

$120K — $150K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years of product management experience, ideally in B2B SaaS, fintech, or payments
  • Familiarity with payment processors and onboarding systems
  • Understanding of transaction flows and financial workflows
  • Capability to simplify complex systems into user-friendly experiences
  • Strong communication and collaboration skills with diverse teams
  • Self-driven with the ability to work independently in dynamic environments
  • Experience in early-stage teams or startups

Responsibilities

  • Own and define strategy for payments and financial infrastructure
  • Collaborate with engineering on payment architecture and integrations
  • Partner with external payment providers to enhance product capabilities
  • Design user-centered payment experiences emphasizing trust and clarity
  • Identify friction points across user workflows and transactional processes
  • Translate financial and operational requirements into scalable product specifications
  • Balance risk, compliance, and user experience in product decisions
  • Define metrics for transaction success and onboarding efficiency

Benefits

  • Opportunity to shape payment infrastructure from the ground up
  • Collaborative work environment with cross-functional teams
  • Gaining hands-on experience in a growing fintech startup
  • Involvement in high-impact financial product decisions
  • Career growth potential within an evolving product team
Full Job Description
The Role

We're looking for a Senior Product Manager to join Canals as an early member of our growing product team.

This role will focus on building the payment and financial infrastructure layer that powers transactions across our platform. You'll help shape how money moves through complex operational workflows, working closely with engineering and external payment providers to create seamless, reliable experiences for businesses and their customers.

We need someone who can balance systems thinking with strong product intuition - someone who understands that payments products require both technical depth and exceptional user experience. The ideal candidate thinks deeply about onboarding, trust, reconciliation, compliance tradeoffs, conversion, and reducing operational friction in high-stakes financial workflows.

You should be the kind of PM who enjoys simplifying complexity. Someone who can take complicated transaction flows, payment operations, and financial edge cases and turn them into intuitive product experiences that users trust.

What You'll Do
  • Own and help define the strategy for payments and financial infrastructure across the platform
  • Work closely with engineering on payment architecture, provider integrations, onboarding flows, and transaction systems
  • Partner with external payment providers and platforms to support evolving product capabilities
  • Design intuitive payment experiences that prioritize trust, clarity, reliability, and operational efficiency
  • Deeply understand user workflows and identify friction points across onboarding, payments, payouts, and transaction visibility
  • Translate complex operational and financial requirements into clearly defined product specs and scalable systems
  • Balance speed, risk, compliance considerations, and user experience in product decision-making
  • Help define metrics around transaction success, onboarding conversion, operational efficiency, and payment adoption
  • Collaborate cross-functionally across product, engineering, operations, and leadership to drive execution
What You'll Bring
  • Typically 4+ years of product management experience, preferably in B2B SaaS, fintech, payments, or platform products
  • Experience working with payment processors, PSPs, merchant onboarding systems, or financial infrastructure products
  • Strong understanding of transaction flows, payment operations, onboarding experiences, or financial workflow design
  • Ability to simplify technically complex systems into intuitive user experiences
  • Excellent communication and collaboration skills with the ability to work cross-functionally across technical and non-technical stakeholders
  • High ownership mindset with the ability to operate independently in fast-moving environments
  • Experience working with early-stage teams or fast-paced startups
  • Strong product intuition around trust, reliability, operational workflows, and user behavior in financial products


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