Royal Bank of Canada

Manager - Cash and Liquidity Management

Royal Bank of Canada$67K — $110K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4-7 years in cash/liquidity management, treasury, or capital markets
  • Undergraduate degree in Finance, Economics, or related field
  • Strong risk compliance and financial optimization skills
  • Demonstrated ability to collaborate with cross-functional teams
  • Experience in process improvement and automation

Responsibilities

  • Develop and maintain a daily liquidity dashboard
  • Assess liquidity needs across accounts and portfolios
  • Build and refine short-term and long-term cash flow forecasts
  • Optimize cash movements for financial returns
  • Provide insights on short-term investment trades
  • Monitor regulatory standards and best practices
  • Enhance desk procedures, documentation, and control processes

Benefits

  • Comprehensive Total Rewards package prioritizing wellbeing
  • Supportive and inclusive team environment
  • Leaders invested in employee success
  • Opportunities for skill development and career growth
  • Flexible work arrangements
  • Tools to boost productivity
Full Job Description
Job Description

What is the opportunity?

This role will join the Total Fund Management (TFM) team within the Chief Investment Office of RBC Insurance, where they'll lead liquidity management strategies critical to the organization's financial operations. This role focuses on optimizing cash flow, ensuring risk compliance, and enhancing operational efficiency across bank and custody accounts, securities portfolios, and legal entities. There will be focus on collaboration with cross-functional teams, including Data Analytics and GRM Insurance, to maintain robust liquidity frameworks while driving strategic financial decisions

What will you do?
  • Develop and maintain a daily liquidity dashboard, integrating securities encumbrance, account data, and cash flow forecasts.
  • Assess liquidity needs across accounts and portfolios, coordinating with internal and external stakeholders.
  • Build and refine short-term and long-term cash flow forecasts using IT systems, APIs, and technology integrations.
  • Optimize cash movements to maximize financial returns while balancing risk and leverage.
  • Provide insights on short-term investment trades to enhance financial performance.
  • Monitor regulatory standards and industry best practices for cash and liquidity management.
  • Maintain and enhance desk procedures, documentation, and control processes.
  • Collaborate with IT and market data teams to troubleshoot system connectivity, validation, and platform upgrades


What do you need to succeed?

Must-have
  • 4-7 years of experience in cash/liquidity management, treasury, or capital markets, with proven leadership skills.
  • Undergraduate degree in Finance, Economics, or a related field.
  • Strong understanding of risk compliance, financial optimization, and trade settlement processes.
  • Proven ability to collaborate with cross-functional teams and manage stakeholder relationships.
  • Experience with process improvement and automation.


Nice-to-have
  • CFA designation or progress toward completion.
  • Proficiency in data science tools (Python, Snowflake, Tableau, Power BI).
  • Familiarity with insurance or asset management environments.
  • Advanced knowledge of regulatory standards in liquidity management.


What's in it for you?

Whether it's developing new skills, opportunities to innovate and grow, modern and comprehensive benefits, or the flexibility to enjoy the moments that matter, at RBC you have everything you need at your fingertips to build your career and life.
  • Working with an award-winning team Awards | RBC Diversity & Inclusion
  • A comprehensive Total Rewards package that prioritizes your overall wellbeing, including flexible and modern benefits, competitive compensation and stock options
  • Work where you belong as part of a supportive, inclusive team and company that celebrate your unique perspectives, background and experience and want you to bring your whole self to work, every day.
  • Leaders who are invested in your success and provide opportunities to learn, to grow and to try new things.
  • Develop new skills, sharpen existing ones and explore paths you never knew existed with a host of learning programs and tools designed to support you in every phase of your career.
  • Flexible work arrangements and leaders who support your needs-both personal and professional.
  • An opportunity to have real impact on the lives of our clients and the communities you serve.
  • RBCI software tools to boost your productivity


Job Skills
Bond Trading, Communication, Critical Thinking, Detail-Oriented, Futures Exchange, Market Risk, Options Analysis, Systems Applications, Trade Client Reporting

Additional Job Details

Address:
RBC CENTRE, 155 WELLINGTON ST W:TORONTO
City:
Toronto
Country:
Canada
Work hours/week:
37.5
Employment Type:
Full time
Platform:
INSURANCE
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
2026-09-11
Application Deadline:
2026-09-25
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Compensation for this position (including salary and discretionary/variable payments) will be determined by factors, including but not limited to candidate's experience, skills, registration status, performance, individual goals, market conditions, and business needs.

Pay Range

The expected pay range for this position is:
$67,000.00 - $110,000.00

The pay range provided is for the primary work location referenced in the Additional Job Details section of this job posting. Pay ranges may differ based on location. If the posting lists multiple job locations, a recruiter can confirm availability of the role and the relevant pay rage for the additional locations listed. RBC supports pay transparency and we strive to ensure all pay ranges are competitive, fair, and equitable.

You have the potential to earn RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided that business meets its performance targets and you meet your individual goals.

About Royal Bank of Canada

Royal Bank of Canada Careers

Join the dynamic team at Royal Bank of Canada (RBC), a global leader in financial services and a company committed to excellence and innovation. At RBC, we offer a wide range of job opportunities that empower professionals to shape their career paths with leadership, diversity training, and continuous growth.

Work You’ll Do

At Royal Bank of Canada, we are not just hiring; we are building a culture of innovation and leadership. Our team members are at the forefront of the financial industry, driving transformation and delivering targeted solutions that meet the evolving needs of our clients and communities.

Explore Job Opportunities and Employment at RBC

Whether you are starting your career or looking to take it to the next level, RBC offers positions that challenge your skills and fuel your ambition. From entry-level positions to leadership roles, our job opportunities span across various functions and regions. Join us and be part of a team that values professional growth and diversity.

Internship and Professional Development

Kickstart your career with an internship at Royal Bank of Canada. Our internships provide invaluable hands-on experience, networking opportunities, and insights into the financial services industry. Interns at RBC gain the skills necessary to excel and are often considered for full-time positions within the company.

Benefits and Culture

At RBC, we prioritize the well-being and satisfaction of our employees. Our benefits package is designed to support our team members at every stage of their life and career. RBC’s culture is built on a foundation of respect, integrity, and responsibility, fostering an environment where everyone can thrive.

Career Growth and Innovation

We believe in nurturing the potential of our employees through continuous learning and career development programs. At RBC, you will find endless opportunities to grow professionally through on-the-job experiences, formal training programs, and leadership development initiatives. Our commitment to innovation means we are constantly seeking out new ideas and perspectives, making RBC a perfect place for those who aim to lead and innovate.

Diversity and Inclusion

Diversity is our strength. At Royal Bank of Canada, we are committed to building an inclusive workplace where every employee feels valued and respected. Our diversity training programs are designed to educate and inspire, creating a more inclusive and equitable workplace.

Join Our Team

Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with RBC today and be part of a world-class team known for its commitment to client service, community involvement, and innovation.

Stay Connected

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Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding career opportunities awaiting you at RBC. Explore the possibilities with Royal Bank of Canada, where your future is filled with potential and the path to success is paved with countless opportunities for professional and personal growth. Join us and shape not just your career but the future of the financial industry.
Learn more about Royal Bank of Canada
Size
86,007 employees
Market Cap
$130.3 billion
Industry
5 Year Trend
+8.7%
NASDAQ

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