Scotiabank

Manager, Business Lending

Scotiabank$90K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Undergraduate business degree or MBA preferred
  • 3+ years' experience in product-related roles
  • Creative approach to product development and differentiation
  • Expert Microsoft Excel & PowerPoint skills
  • Strong business and marketing acumen
  • Excellent analytical and market research skills

Responsibilities

  • Assist in strategy formulation for profitability objectives
  • Ensure the operating model supports growth targets
  • Identify enhancements to improve customer and employee experience
  • Conduct portfolio analysis for cost reduction and revenue opportunities
  • Support key account management strategies for customer optimization
  • Develop forecasting models to track portfolio performance
  • Manage application platforms for Business Banking products

Benefits

  • Inclusive and high-performing culture
  • Commitment to personal and professional development
  • Opportunity to lead impactful credit initiatives
  • Engagement with a diverse team and customers
  • Access to advanced application systems and tools
Full Job Description
Requisition ID: 249198

The Manager, Business Lending is responsible for the suite of Business Banking credit products, ensuring they are competitively positioned, profitability is maximized and existing and future customers' needs are met. Reporting to the Senior Manager, Product Strategy & Development, the incumbent will lead multiple credit initiatives to drive growth, optimize capabilities, and monitor performance to ensure we meet or exceed goals and objectives.

Is this role right for you? In this role, you will:

  • Partner with the Senior Manager to formulate strategy and drive profitability - including P&L recommendations, pricing initiatives and expense reduction opportunities
  • Ensure the Business Banking Credit operating model is set up to sustain growth targets and support strategic priorities
  • Identify and champion improvements to client and employee experience and operational efficiency across the portfolio
  • Conduct client and product level portfolio analysis to identify costs reduction and/or on revenue opportunities
  • Support the development of key account management strategies to understand and optimize the client life cycle
  • Develop forecasting models and projections to ensure the portfolio is on track to meet and exceed targets and goals
  • Support in the development and design of new products and/or enhancements to the existing Business Banking product line
  • Manage application platforms that support all Business Banking products
  • Support all credit acquisition strategies, engagement tactics and channel management to sustain growth targets
  • Understand how the Bank's risk appetite and risk culture should be considered in day-to-day activities and decisions - while ensuring adequacy, adherence to and effectiveness of business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct


Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have:

  • Undergraduate business degree; MBA preferred
  • 3+ years of experience in product-related roles
  • Strong analytical skills - you're comfortable building models and turning data into decisions
  • Creative approach to product differentiation and competitive positioning - ability to monitor wider market/consumer trends and tailor new products or enhancements accordingly
  • Results-driven with strong business and market acumen
  • Deep familiarity with banking systems and their relationship within the Bank
  • Expert proficiency in Excel & PowerPoint


Location(s): Canada : Ontario : Toronto

About Scotiabank

Scotiabankers are committed to helping individuals, companies, and communities to thrive in a changing world. From personal and business banking, brokerage, and insurance, to private wealth, and the most sophisticated commercial, corporate and institutional services, they serve the diverse needs of some 21 million customers in more than 55 countries. Founded in 1832 in Halifax, Nova Scotia, their growth has always been fuelled by the success of their customers and their longevity secured by an unshakable commitment to carefully and expertly managing risk and capital. That focus on doing what's right for customers—short- andlong-term—has made us a global financial services leader. Headquartered in Canada, they are over 86, 000 Scotiabankers strong. Each of us are committed to being the best at understanding their customers' needs and all of us working together to deliver practical advice and relevant solutions that help their customers become financially better off.

Scotiabank Careers

Join Scotiabank, a premier financial institution, and become part of a diverse and inclusive team that’s leading the way in global banking. At Scotiabank, we offer more than just job opportunities; we provide a platform for professional growth and innovation in the financial services industry.

Work You’ll Do

At Scotiabank, we’re not just filling positions; we’re cultivating leaders. Dive into a workplace where diversity training and leadership development shape the path to your future. Our commitment to professional growth is evident in our robust training programs and continuous learning opportunities that foster innovation and strategic thinking.

Explore a World of Opportunities

Whether you’re looking for a full-time position, an internship, or a leadership role, Scotiabank has a spectrum of opportunities to fit your career ambitions. Our team is composed of individuals who bring a wealth of skills and perspectives to our company, driving us forward with their creativity and strategic insights.

Innovative Work Environment

Scotiabank’s culture is one of collaboration and respect, where each team member’s contribution is valued. Engage in meaningful work that challenges you to leverage your skills and push the boundaries of what’s possible in the banking sector. Our innovative projects not only support the growth of the company but also ensure our position as a leader in the industry.

Benefits and Growth

Choosing a career at Scotiabank means opting for a life of growth and opportunity. Our employees enjoy competitive benefits, including comprehensive health coverage, retirement plans, and flexible working conditions, all designed to support your career and personal life. We believe in nurturing our team’s potential by providing them with the tools they need to succeed both professionally and personally.

Join Our Team

Ready to take the next step in your career? Explore the job opportunities at Scotiabank by searching our open positions that match your skills and interests. We are continuously hiring and looking for passionate, curious, and solution-driven team players.

Networking and Professional Development

Stay connected and advance your career through Scotiabank’s extensive networking opportunities. Participate in events that connect you with other professionals and leaders within the industry. Our career resources will help you prepare your resume, ace your interviews, and land the job that best suits your career goals.

Stay Ahead

Keep up to date with the latest in career tips, industry insights, and company news—all from the people who work here at Scotiabank. Personalize your experience by subscribing to job alert emails tailored to your preferences and be the first to know about new openings and exciting developments. Join Scotiabank and be part of a team that values integrity, respect, and accountability. Discover how your career can flourish in an environment committed to your professional development and personal growth.
Learn more about Scotiabank
Size
90,619 employees
Market Cap
$57.5 billion
Industry
5 Year Trend
+7%
NASDAQ

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