MasterCard

Director, Services Product Management - Embedded Finance & Platform Solutions

MasterCard • $156K — $265K *
Enterprise Technology
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years in Embedded Finance, Commercial Payments, or related field.
  • Experience launching products and services that achieved measurable commercial outcomes.
  • Strong understanding of B2B payments and virtual card solutions.
  • Knowledge of enterprise software ecosystems like SAP, Oracle, and Salesforce.
  • Expertise in financial workflows and embedded payment models.

Responsibilities

  • Define and implement the global strategy for Embedded Finance and Platform Services.
  • Identify opportunities to integrate Mastercard capabilities into customer workflows.
  • Build and nurture strategic partnerships with major platform providers.
  • Develop repeatable service offerings tailored to various platform ecosystems.
  • Support regional teams in closing service opportunities and track performance metrics.

Benefits

  • Comprehensive medical, dental, and vision insurance.
  • Generous paid leave including 16 weeks for new parents.
  • 401k with competitive company match.
  • Tuition reimbursement and professional development opportunities.
  • On-site fitness facilities and fitness reimbursement programs.
Full Job Description
Title and Summary

Director, Services Product Management - Embedded Finance & Platform Solutions

Role Overview

At Mastercard, we have a compelling opportunity to scale a high-value Services business for our Commercial customers - extending the success of our Consumer model across Commercial & New Payment Flows (CNPF).

We are seeking a strategic and entrepreneurial Director to define and scale our Services strategy for Embedded Finance and Platform Solutions as part of the Commercial & New Payment Flows (CNPF) organization.

This leader will identify, develop, and commercialize Services solutions across enterprise software ecosystems, digital platforms, fintechs, marketplaces, and commercial technology providers. The role will focus on embedding Mastercard capabilities into the workflows where commercial customers operate, unlocking new revenue streams, accelerating customer growth, and creating differentiated value propositions for platform partners.

The successful candidate will combine deep expertise in embedded finance, enterprise platforms, commercial payments, and ecosystem strategy with a strong track record of building scalable products and driving commercial outcomes.

Key Responsibilities
- Strategy & Market Development
- Define Mastercard's global Embedded Finance and Platform Services strategy.
- Develop commercial growth services plans for platform ecosystems including ERP, SaaS, marketplace, procurement, and fintech providers.
- Identify opportunities to embed Mastercard capabilities within customer workflows and platform user journeys.
- Assess market trends, competitive dynamics, customer needs, and partnership opportunities.

Platform & Ecosystem Development

Build strategic relationships with platform providers such as:

SAP
Oracle
Microsoft Dynamics
Salesforce
Workday
NetSuite
Coupa
Ariba
Fintech and marketplace partners

Partner with Platforms CNPF global team to identify growth opportunities and define joint value propositions.

Product & Services Commercialization
Create repeatable Services offerings tailored to platform ecosystems.
Define packaging, pricing, commercialization, and go-to-market strategies.
Develop business cases and revenue models for embedded finance opportunities.
Work closely with Services organizations to build scalable solutions.
Customer & Partner Engagement
Translate customer pain points into scalable product and service opportunities.
Pipeline Growth & Execution
Support regional teams in identifying and closing Services opportunities.
Build a strong embedded finance Services pipeline.
Track commercial performance, adoption metrics, and customer outcomes.
Facilitate best-practice sharing across regions and vertical teams.
Thought Leadership
Represent Mastercard externally through industry forums, conferences, and customer engagements.
Provide thought leadership on embedded finance, payments innovation, platform monetization, and commercial ecosystem trends.
Qualifications
Required Experience

10+ years of experience in one or more of:

Embedded Finance
Commercial Payments
Enterprise Software
B2B Fintech
Platform Strategy
Treasury Solutions

Proven experience launching and scaling products, services, or partnerships that delivered measurable commercial outcomes.

Strong understanding of:

Commercial card payments
B2B payments
Virtual cards
Embedded payments
Fintech ecosystems
Platform business models
Preferred Experience
Enterprise Platform Expertise

Strong knowledge of enterprise ecosystems including:

SAP S/4HANA
SAP Ariba
SAP Business Network
Oracle ERP
Workday
NetSuite
Microsoft Dynamics
Salesforce
Financial Workflow Knowledge

Deep understanding of:

Accounts Payable (AP)
Accounts Receivable (AR)
Procure-to-Pay (P2P)
Order-to-Cash (O2C)
Invoice automation
Treasury and cash management
Supplier payments
Working capital solutions
Embedded Finance Expertise

Experience with:

Embedded payments
Embedded lending
Embedded treasury solutions
Platform monetization models
Marketplace financial services
Banking-as-a-Service ecosystems

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
  • Abide by Mastercard's security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.


In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.THIS POSTING RELECTS ONE OR MORE CURRENT VACANCIES ON OUR TEAM, AND MASTERCARD INTENDS TO FILL THIS POSITION BY 12/28/2026.

Pay Ranges
Purchase, New York: $156,000 - $265,000 USD

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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