MasterCard

Director, AI Product Definition & Execution

MasterCard$179K — $305K *
Enterprise Technology
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years in product, engineering, or technical leadership
  • Strong engineering/architecture fluency
  • Experience designing operating models
  • Hands-on AI usage in workflows
  • Systems thinking and ability to scale quality

Responsibilities

  • Assess and identify gaps in the current PMT operating model
  • Define and standardize patterns for product decomposition
  • Establish and enforce a consistent Definition of Ready
  • Design AI integration into PMT workflows
  • Define quality metrics and track enhancement signals
  • Evolve PMT roles from requirement writers to problem solvers
  • Align intent and feasibility with cross-functional leaders

Benefits

  • Work with cutting-edge AI technology
  • Impact significant operational transformation
  • Opportunity to lead in a globally recognized company
  • Engagement with diverse teams across product and engineering
  • Professional development in a highly innovative environment
Full Job Description

Title and Summary


Director, AI Product Definition & Execution

Who We Are
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible.

Core Services powers Mastercard’s foundational payment platforms, including Consumer Credit, Debit, Prepaid, Commercial, Integrated Processing Solutions, Enterprise Gateway Solutions (EGS), Account Level Management (ALM), MPGS, and Security Services.

Within Core Services, Product Management Technical (PMT) plays a critical role in translating product strategy and business intent into execution-ready work that engineering teams can reliably deliver. This role sits at the intersection of product, engineering, and architecture, and is central to evolving how we scale quality, clarity, and predictability across highly complex, regulated platforms.

Role Overview
We are seeking a director to redefine and modernize the Product Management Technical (PMT) operating model by applying an AI‑first lens to how product intent is shaped, refined, and delivered to engineering.

This is not a traditional product ownership or delivery leadership role. The leader will enter an existing operating model, observe and assess how PMT functions today, and identify systemic sources of ambiguity, rework, and execution of friction leveraging AI and PMT skills to resolve the same.

This leader will redesign how product ideas become buildable software by owning the operating model, the PMT practices, decision frameworks, and AI‑enabled workflows that drive clarity, speed, and predictability across our engineering organization.

Success will be measured not by artifact production, but by improved delivery outcomes—higher backlog readiness, reduced iteration churn, fewer clarification cycles, stronger engineering trust, and more predictable execution across platforms.

The Mission
Transform PMT from a documentation layer into a high-leverage, AI-enabled product definition engine that produces clear, testable, execution ready Features and Stories, reduces ambiguity, improves delivery outcomes, and scales quality through operating mechanisms and AI- Driven Workflows not individual heroics.

Primary Accountabilities
1. Product Definition Operating Model
• Assess the current PMT operating model and identify gaps in clarity, ownership, and decision-making.
• Define and standardize decomposition patterns (Epics 12 Features 12 Stories) that align with how engineering builds and increments value.
• Establish and enforce a consistent Definition of Ready aligned with engineering.
• Standardize acceptance criteria, constraints, and non0functional requirements across platforms.

2. AI-Enabled Product Definition System
• Design how AI is embedded directly into PMT workflows12not as an add0on, but as a core product management capability.
• Use AI to support requirement synthesis, feature and story generation, acceptance criteria creation, and validation.
• Leverage Jira, Confluence, historical delivery data, platform documentation, and architectural signals as structured AI inputs.
• Define prompt frameworks, guardrails, and AI0based quality scoring to ensure outputs meet PMT and engineering standards.

3. Quality System & Feedback Loops
• Define quality metrics owned by PMT, including story quality, readiness scores, and ambiguity indicators leading to PMT Maturity Matrix.
• Track downstream delivery signals such as defects, rework, iteration churn, and delivery delays.
• Build closed0loop feedback mechanisms that continuously connect delivery outcomes back to product definition quality and AI models.

4. PMT Functional Transformation
• Evolve PMT from requirement writers to problem framers, system designers, and decision enablers.
• Upskill PMTs in product thinking, systems thinking, and practical, responsible AI usage.
• Establish shared standards, language, and expectations that scale PMT effectiveness across teams.
• Own the AI enabled PMT functional maturity.

5. Cross-Functional Alignment
• Partner closely with Product, Engineering, and Architecture leaders to align intent, feasibility, constraints, and sequencing.
• Reduce ambiguity and friction at handoffs by improving the clarity and consistency of PMT outputs with AI-enabled decisioning.
• Build trust through transparency, quality signals, and predictable operating mechanisms rather than individual interactions.

Future-State Workflow
• Business intent is collaboratively framed by Product and PMT with explicit outcomes, constraints, and success measures.
• AI0assisted workflows generate Features, Stories, and acceptance criteria aligned to defined standards.
• AI0based quality scoring ensures that Definition of Ready is met prior to engineering intake.
• PMT validates outputs for accuracy, completeness, and delivery of readiness (Strict PMT acceptance)
• Engineering executes with fewer clarification cycles.
• Delivery outcomes continuously feed back into standards, workflows, and AI models.

Success Metrics
- Feature & Story Quality 80%
- 0Backlog readiness 85% across teams
- 0Reduced rework and defects
- Improved delivery predictability
- Increased PMT leverage
- Higher engineering satisfaction

Required Experience
- 10+ years in product, engineering, or technical leadership
- Strong engineering/architecture fluency
- Experience designing operating models
- Hands-on AI usage in workflows
- Systems thinking and ability to scale quality

Preferred Qualifications
- Experience with large-scale platforms and APIs
- Payments or regulated industry experience
- Operating model transformation experience
- Exposure and use of AI-driven tooling

What You Bring
- Engineering-grade rigor in product definition
- AI-first mindset
- Systems thinking
- Leadership in ambiguity
- Executive communication skills



About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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