MasterCard

Data Engineer II

MasterCard$91K — $140K *
Enterprise Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent in a technical field such as computer science or data engineering.
  • Strong SQL and programming skills, particularly in Python, Java, or Node.js.
  • Understanding of data warehousing, data lakes, and data modeling concepts.
  • Familiarity with ETL/ELT tools and data integration platforms like Apache NiFi or Azure Data Factory.
  • Working knowledge of cloud infrastructure and CI/CD processes.
  • Exposure to full stack development concepts and frameworks like React or Angular.
  • Ability to debug and optimize code and troubleshoot production issues.

Responsibilities

  • Develop and support ETL/ELT and data movement solutions.
  • Design, build, and maintain full stack data solutions, including APIs and operational dashboards.
  • Support AI-enabled data pipelines and intelligent application features.
  • Work with SAP HANA and Snowflake environments ensuring data security and performance.
  • Automate debugging and optimize cloud/on-premise data operations.
  • Contribute to CI/CD and testing while reducing impact on services.
  • Collaborate with cross-functional teams to deliver agile, data-driven solutions.

Benefits

  • Participation in a discretionary annual incentive program.
  • Access to professional development and training resources.
  • Collaboration with a high-performing and agile team.
  • Opportunities to work on AI-enabled solutions in a fintech environment.
  • Flexible working conditions relevant to position requirements.
Full Job Description
Title and Summary

Data Engineer II

Overview:

Ethoca, a Mastercard company, is seeking a Data Engineer with full stack engineering and AI enablement experience to help build scalable data, analytics, application, and AI-ready solutions across our on-premise and cloud technology landscape. This role is part of a small, agile, high-performing team focused on resilient, secure, maintainable, and intelligent platforms that support a high-growth fintech marketplace.

The ideal candidate brings a strong foundation in data engineering, software engineering practices, and analytical problem solving. This role offers the opportunity to contribute across data pipelines, reporting, analytics, APIs, applications, and AI enablement capabilities while working with teams across Ethoca and Mastercard.

Role:
• Contribute to the development and support of ETL/ELT, data movement, streaming and non-streaming data solutions, data warehousing, reporting, analytics, and BI capabilities.
• Help design, build, and support full stack solutions, including frontend experiences, backend services, APIs, reusable data services, operational dashboards, and enterprise integrations.
• Support the development of AI-ready data pipelines and intelligent application features for analytics, machine learning, generative AI, semantic search, and RAG use cases.
• Work with SAP HANA and Snowflake data environments with focus on configuration, data movement, security, reliability, performance, governance, and production readiness.
• Assist with debugging, optimization, automation, and troubleshooting of data, application, API, and cloud/on-premise issues.
• Contribute to CI/CD, testing, deployment, migration activities while helping minimize service impacts.
• Support performance tuning across data pipelines, queries, application services, APIs, and cloud or on-premise resources.
• Partner with architects, analysts, data engineers, application teams, and business stakeholders to deliver agile, data-driven, AI-enabled solutions.

All About You:
• Bachelor's degree or equivalent experience in computer science, software engineering, data engineering, mathematics, quantitative science, or a related technical field.
• Strong SQL and programming skills, with experience in Python, Java, Node.js, or similar technologies.
• Understanding of data warehousing concepts, data lakes, data modeling, dimensional modeling, data integration, BI environments, and analytics/data processing engines.
• Familiarity with ETL/ELT tools and data movement platforms such as Apache NiFi, Azure Data Factory, Pentaho, Talend, or similar technologies.
• Working knowledge of cloud infrastructure, cloud-native patterns, source control, Git, CI/CD, testing, deployment, monitoring, and production support.
• Familiarity with full stack development concepts, including frontend frameworks, RESTful APIs, authentication, application security, backend services, integration patterns, and operational dashboards.
• Exposure to JavaScript/TypeScript, React, Angular, Docker, Kubernetes, or similar technologies.
• Ability to debug, optimize code, automate routine tasks, and troubleshoot production application and data issues using a structured problem-solving approach.
• Comfortable collaborating across technical and non-technical teams, communicating trade-offs, and contributing to practical delivery decisions.
• Strong problem-solving, communication, collaboration, analytical thinking, ownership mindset, and attention to detail.

AI, Data Governance, and Production Readiness:
• Experience or familiarity with AI-ready data pipelines, ML/generative AI workloads, LLM APIs.
• Understanding of data quality, lineage, governance, privacy, security, responsible AI, MLOps, GenAIOps, deployment, monitoring, and reliable AI data flows.
• Interest in applying AI responsibly to improve data engineering productivity, automation, analytics, decision support, and customer-facing capabilities.
• Ability to support reliable, scalable, secure, and well-governed data pipelines across structured and unstructured data use cases.
• Awareness of production readiness practices, including monitoring, operational reliability, testing, deployment controls, and supportability.

Preferred Experience:
• Experience in banking, e-commerce, credit cards, payment processing, or high-growth fintech environments.
• Exposure to both SaaS and premises-based architectures across enterprise data, application, and integration platforms.
• Understanding of database change management, deployment planning, migrations, upgrades, mitigation planning, and performance tuning across data pipelines, application services, APIs, and cloud resources.
• Experience or familiarity with working in agile delivery environments and partnering with cross-functional teams to deliver production-ready solutions.

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in Canada, the successful candidate will be offered a competitive pay based on location, experience and other qualifications for the role and may be eligible to participate in a discretionary annual incentive program. This posting reflects one or more current openings on our team.

Pay Ranges
Toronto, Canada: $91,000 - $140,000 CAD

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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