Commercial Lender II/Relationship Mgr II

OceanFirst Bank

$85K — $102K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Finance, Accounting, or similar, or equivalent experience.
  • 5-10 years of experience in commercial lending, preferably with clients over $20MM.
  • Formal credit training is strongly preferred.
  • Strong understanding of commercial banking products, credit policy, and regulations.
  • Demonstrated skills in sales, negotiation, and relationship management.

Responsibilities

  • Manage and develop complex client relationships independently.
  • Leverage internal and external networks to drive business development.
  • Conduct thorough financial analysis and risk evaluations for commercial loans.
  • Navigate and adhere to banking regulations governing commercial lending.
  • Create and deliver effective sales presentations to potential clients.

Benefits

  • Extensive internal and external networking opportunities.
  • Professional development and formal training offered.
  • Opportunity to work with a diverse range of commercial clients.
  • Supportive office environment with collaborative inter-departmental work.
  • Access to advanced sales automation tools.
Full Job Description
What We Expect of You
• Demonstrated strong sales, negotiation and relationship management skills.
• Experience in managing moderate to complex relationships.
• Demonstrated working knowledge of commercial banking products and services (both credit & non-credit), credit policy and procedures, and commercial compliance regulations.
• Proven business development skills.
• Thorough knowledge and understanding of banking regulations and laws governing commercial lending.
• Work independently and leverage professional relationships within and outside the bank.
• Proven knowledge of financial analysis, risk evaluation, loan documentation and commercial loan structure.
• Familiar with sales automation tools or related technologies.
• Excellent sales presentation, interpersonal, negotiation and written and verbal communication skills, evidenced both internally and externally.
• Possesses strong relationships and recognized in the local market.
• Strong computer literacy in MS Office.

Your Qualifications
• Bachelor's degree with an emphasis in Business, Finance, Accounting or related field or equivalent work experience.
• Demonstrated experience prospecting and managing clients with annual revenues in excess of $20MM+.
• Minimum of 5-10 years commercial lending experience.
• Formal credit training strongly preferred.

Internal and External Contacts
• Extensive external customer, prospect and referral source contacts.
• Internally this position requires regular contact with various departments within all divisions of the Bank, including management.

Working Conditions/Physical Requirements
Office environment. Ability to operate computer. Ability to communicate in order to exchange simple to complex information with individuals and groups. Ability to travel throughout Bank footprint.

Similar Jobs

More Jobs at OceanFirst Bank

More Finance & Insurance Jobs

Find similar Commercial Lender II/Relationship Mgr II jobs: