Royal Bank of Canada

Associate Director - Credit Risk - Securitization

Royal Bank of Canada$120K — $200K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years of experience in Securitization or Structured Products; Corporate NBFI or Project Finance considered
  • Preferred previous experience in credit risk or a rating agency
  • Strong attention to detail and assertiveness to challenge initial assessments
  • Ability to articulate credit recommendations clearly in writing and presentations
  • Self-motivated with the capacity to handle conflicting priorities
  • Capable of independent work while also collaborating effectively in teams
  • Proficient in AI tools, Microsoft Word, Excel, and PowerPoint.

Responsibilities

  • Assess and monitor borrowers in commercial and consumer ABS asset classes
  • Evaluate emerging ABS asset classes like Fiber and Data Centers, integrating operational risks
  • Conduct risk assessment and credit analysis of assigned portfolio
  • Assign and monitor borrower ratings for portfolio accuracy
  • Collaborate with business lines on transaction risks and offer strategic feedback
  • Utilize quantitative methods and tech tools for data analysis to manage credit risks
  • Ensure compliance with credit risk management policies and established guidelines.

Benefits

  • Comprehensive Total Rewards Program including competitive pay and flexible benefits
  • 401(k) with company-matching contributions
  • Supportive leadership focused on professional development
  • Opportunities to create a significant impact in your role
  • Collaborative and progressive team environment
  • Challenging work with client relationship building opportunities.
Full Job Description
Job Description

What is the Opportunity?

Provide effective risk assessment, credit analysis, adjudication and monitoring of an Asset-Backed Securities (ABS) portfolio.

What will you do?
  • Assess and monitor Asset Backed Securities (ABS) borrowers across commercial and consumer ABS asset classes
  • Evaluate less established / less granular ABS asset classes (Fiber, Data Centers, etc) and incorporate operating risks into assessments
  • Provide effective risk assessment, credit analysis, adjudication and monitoring of assigned portfolio
  • Assign ratings to ABS borrowers and continuously monitor portfolio for ratings accuracy
  • Work closely with the business line on risks of new transactions under consideration and provide feedback and guidance as required
  • Implement quantitative analytical methods and related technology-based tools to analyze data to effectively monitor, measure, and manage credit risks
  • Ensure credit transactions are following credit risk management policies and procedures, limits, and guidelines


What do you need to succeed?
  • 3+ years experience with Securitization or Structured Products. Candidates with Corporate NBFI or Project Finance will be considered
  • Previous credit risk or rating agency experience preferred
  • High attention to detail and confidence / ability to challenge the first line
  • Ability to write and present credit recommendations in a clear and concise manner
  • High level of self-motivation; able to manage conflicting priorities
  • Able to work independently; able to work well in teams
  • Proficiency with AI tools, Word, Excel, PowerPoint


Whats in it for you?

  • A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as 401(k) program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off.
  • Leaders who support your development through coaching and managing opportunities.
  • Ability to make a difference and lasting impact.
  • Work in a dynamic, collaborative, progressive, and high-performing team.
  • Opportunities to do challenging work and build close relationships with clients.


The expected salary range for this particular position is $120,000-$200,000 (New York), depending on your experience, skills, and registration status, market conditions and business needs.

You have the potential to earn more through RBCs discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals.

RBCs compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that:
  • Drives RBCs high-performance culture
  • Enables collective achievement of our strategic goals
  • Generates sustainable shareholder returns


Job Skills
Accounting Finance, Credit Risk Management, Detail-Oriented, Financial Statement Analysis, Securitization

Additional Job Details

Address:

BROOKFIELD PLACE FKA 3 WORLD FINANCIAL CENTER, 200 VESEY STREET:NEW YORK

City:

New York

Country:

United States of America

Work hours/week:

40

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-08-05

Application Deadline:

2026-10-31
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

About Royal Bank of Canada

Royal Bank of Canada Careers

Join the dynamic team at Royal Bank of Canada (RBC), a global leader in financial services and a company committed to excellence and innovation. At RBC, we offer a wide range of job opportunities that empower professionals to shape their career paths with leadership, diversity training, and continuous growth.

Work You’ll Do

At Royal Bank of Canada, we are not just hiring; we are building a culture of innovation and leadership. Our team members are at the forefront of the financial industry, driving transformation and delivering targeted solutions that meet the evolving needs of our clients and communities.

Explore Job Opportunities and Employment at RBC

Whether you are starting your career or looking to take it to the next level, RBC offers positions that challenge your skills and fuel your ambition. From entry-level positions to leadership roles, our job opportunities span across various functions and regions. Join us and be part of a team that values professional growth and diversity.

Internship and Professional Development

Kickstart your career with an internship at Royal Bank of Canada. Our internships provide invaluable hands-on experience, networking opportunities, and insights into the financial services industry. Interns at RBC gain the skills necessary to excel and are often considered for full-time positions within the company.

Benefits and Culture

At RBC, we prioritize the well-being and satisfaction of our employees. Our benefits package is designed to support our team members at every stage of their life and career. RBC’s culture is built on a foundation of respect, integrity, and responsibility, fostering an environment where everyone can thrive.

Career Growth and Innovation

We believe in nurturing the potential of our employees through continuous learning and career development programs. At RBC, you will find endless opportunities to grow professionally through on-the-job experiences, formal training programs, and leadership development initiatives. Our commitment to innovation means we are constantly seeking out new ideas and perspectives, making RBC a perfect place for those who aim to lead and innovate.

Diversity and Inclusion

Diversity is our strength. At Royal Bank of Canada, we are committed to building an inclusive workplace where every employee feels valued and respected. Our diversity training programs are designed to educate and inspire, creating a more inclusive and equitable workplace.

Join Our Team

Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with RBC today and be part of a world-class team known for its commitment to client service, community involvement, and innovation.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here at Royal Bank of Canada.

Job Alert Emails

Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding career opportunities awaiting you at RBC. Explore the possibilities with Royal Bank of Canada, where your future is filled with potential and the path to success is paved with countless opportunities for professional and personal growth. Join us and shape not just your career but the future of the financial industry.
Learn more about Royal Bank of Canada
Size
86,007 employees
Market Cap
$130.3 billion
Industry
5 Year Trend
+8.7%
NASDAQ

Similar Jobs

More Jobs at Royal Bank of Canada

More Finance & Insurance Jobs

Find similar Associate Director - Credit Risk - Securitization jobs: