American Express

Analyst-Compliance

American Express • $80K — $95K *
Charlotte, NC 28202In-Person
Finance & Insurance
Less than 5 years of experience
Today
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • 3+ years of professional experience in Compliance, Risk Management, or a related field in financial services.
  • Experience with regulatory change management and compliance governance processes.
  • Familiarity with laws and regulations applicable to large financial institutions.
  • Ability to analyze complex regulatory information and provide actionable insights.
  • Strong critical thinking and analytical skills to manage risk implications effectively.
  • Proficient with Excel for data analysis and presentations; experience with compliance technology platforms preferred.
  • Bachelor's degree in a relevant field or equivalent professional experience.

Responsibilities

  • Collaborate with legal teams on regulatory change management processes.
  • Communicate regulatory changes to various business lines effectively.
  • Support compliance officers with regulatory change management standards.
  • Develop a strategy for maintaining regulatory laws and rules inventory.
  • Integrate laws and regulations into the Enterprise Risk Taxonomy.
  • Utilize compliance technology systems to enhance workflow.
  • Monitor and escalate relevant risks or issues for timely decision-making.

Benefits

  • Opportunity to work with advanced compliance technologies including generative AI.
  • Gain experience in a high-stakes, regulated financial environment.
  • Collaborate with a diverse team across multiple departments.
  • Access to extensive resources and training in regulatory compliance and risk management.
  • Support from internal counsel and compliance officers throughout the regulatory lifecycle.
Full Job Description
Job Description

The Global Risk & Compliance (GRC) organization serves as American Express' independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders.

Responsibilities

Regulatory Change Management
  • Collaborate with internal counsel to document and maintain process and procedure for the end-to-end process of regulatory change management.
  • Partner with colleagues across multiple lines of business to communicate applicable regulatory changes and manage regulatory change projects.
  • Provide support to Line of Business Compliance Officers, Legal Entity Compliance Officers, and Subject Matter Experts relating to regulatory change management processes, procedures, and standards.
  • Execute a strategy to maintain and expand laws, rules, and regulation bundles.
  • Communicate with Subject Matter Experts to integrate and maintain the laws, rules, regulation summaries into the Enterprise Risk Taxonomy.
  • Leverage various compliance technology systems.
  • Recognize when a risk, issue, or incident requires escalation to higher levels of management or external partners, facilitating timely decision-making and appropriate mitigation actions across the organization.
  • Application of relevant general laws, regulations, and standards affecting risk management of large banks to include regulatory frameworks and expectations.


Laws, Rules, and Regulations Library Management
  • Support the management and maintenance of an inventory of globally applicable laws, rules, and regulations.
  • Assist Internal Counsel throughout the regulatory lifecycle, including regulatory change alert category identification, requirements development, and inventory maintenance.
  • Utilize GenAI tools to bundle legal authority into precise Requirements and discover more effective and efficient ways of working.
  • Partner with Internal Counsel to finalize and maintain draft bundle summaries.
  • Review change alerts and assess if changes impact the laws, rules, and regulations inventory.
  • Collaborate with Legal, Compliance, and third-party vendor teams to ensure the accuracy and completeness of the regulatory inventory scope and content.
  • Leverage compliance technology systems to complete and enhance day-to-day tasks.
  • Assist in the development and updates of metrics to monitor inventory status, providing reporting on legal requirements, regulatory gaps, and implementation progress.


Qualifications

Minimum Qualifications:
  • Minimum of 3 years of relevant professional experience in Compliance, Legal, Risk Management, Regulatory Affairs, Governance, Internal Audit, or a related function within financial services or another highly regulated industry.
  • Demonstrated experience supporting regulatory change management, laws/rules/regulations inventories, regulatory obligations or requirements, compliance governance, or comparable regulatory processes.
  • Working knowledge of laws, regulations, regulatory frameworks, and supervisory expectations applicable to large financial institutions, with the ability to understand and apply regulatory concepts within a risk and compliance environment.
  • Demonstrated ability to review, analyze, organize, and synthesize complex regulatory, legal, business, and/or quantitative information and translate findings into clear conclusions and actionable next steps.
  • Strong analytical and critical-thinking skills, including demonstrated ability to independently structure ambiguous problems, identify patterns, discrepancies, gaps, dependencies, and potential risk implications, and determine when additional investigation or escalation is warranted.
  • Experience working with large inventories, datasets, or structured information, including performing quality-control reviews, exception analysis, and maintaining appropriate documentation and traceability.
  • Demonstrated ability to manage multiple priorities and workstreams while maintaining a high degree of accuracy, organization, and attention to detail.
  • Experience partnering effectively with Legal, Compliance, Risk, business, technology, and/or subject-matter experts to resolve issues, obtain decisions, and drive work to completion.
  • Strong written and verbal communication skills, including demonstrated ability to translate complex information into clear, concise, and management-ready communications, analysis, and presentations.
  • Advanced proficiency with Microsoft Excel, including formulas, lookups, pivot tables, analysis, and proficiency with Microsoft PowerPoint.
  • Experience using or demonstrated ability to quickly learn GRC, regulatory change management, compliance, workflow, or other enterprise technology platforms.
  • Demonstrated experience using generative AI or other emerging technologies to enhance research, analysis, synthesis, classification, documentation, or process efficiency, with appropriate validation, source verification, confidentiality, and human oversight.
  • Ability to recognize regulatory, compliance, operational, or execution risks requiring escalation and clearly communicate the issue, potential impact, supporting evidence, and recommended path forward.
  • Bachelor's degree in Business, Finance, Economics, Accounting, Risk Management, Legal Studies, Data/Analytics, or a related discipline, or equivalent relevant professional experience.

Preferred Qualifications:
  • 5 or more years of relevant experience within financial-services Compliance, Risk Management, Legal, Regulatory Affairs, or Governance.
  • Direct experience with regulatory change management within a large, complex financial institution.
  • Experience developing, maintaining, or governing an enterprise laws, rules, regulations, obligations, or regulatory requirements inventory.
  • Experience working with regulatory content providers, external regulatory intelligence sources, or third-party compliance vendors.
  • Experience mapping laws, rules, regulations, requirements, or obligations to risk taxonomies, business processes, controls, products, legal entities, or other enterprise risk-management structures.
  • Knowledge of U.S. banking and financial-services regulatory frameworks; experience with global regulatory frameworks is a plus.
  • Demonstrated experience identifying opportunities to improve or automate processes and implementing solutions that increase accuracy, efficiency, transparency, or scalability.
  • Demonstrated ability to operate effectively in an environment involving ambiguity, evolving requirements, multiple stakeholders, and competing priorities.


Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

About American Express

Amex provides industrial services to the coatings and linings sector, providing support for commercial, industrial, and maritime projects such as petrochemical, power, and water treatment industries. They offer painting services for steel structures, storage tank linings and coatings, pipelines, floors, and marine vessels such as ships, tugboats, and barges.

American Express Careers

Join the vibrant team at American Express, a global leader in financial services, and be part of a company that values innovation, leadership, and diversity. At American Express, we offer more than just job opportunities; we provide a platform for professional growth and a chance to be part of a culture that is committed to excellence and inclusive growth. Work You’ll Do At American Express, we are dedicated to helping our employees reach their full potential. With a variety of career paths available in areas such as technology, marketing, finance, and customer service, American Express is the perfect place to advance your career. Our team is composed of highly skilled professionals who thrive on innovation and collaboration. Join our team and contribute to a company known for its prestigious history of leadership in the credit card industry. Engage in meaningful work that makes a real impact on our global scale business operations. American Express Leadership and Development Programs We believe in nurturing the leadership skills of our employees with extensive training programs and leadership development opportunities. Our commitment to professional growth is evident in our comprehensive benefits package that supports both personal and professional development. Internship Opportunities Start your career with an internship at American Express and gain valuable industry experience. Our internships offer a chance to develop skills, work on challenging projects, and learn from leaders in the industry. Interns at American Express are considered integral members of the team and are given responsibilities that provide a real insight into their future career paths. Diversity and Inclusion At American Express, diversity and inclusion are at the core of our company culture. We are committed to building a diverse workforce and inclusive environment where every employee feels valued and inspired. We offer diversity training programs that empower our employees to thrive and lead in a global marketplace. Networking and Innovation Our employees enjoy unparalleled opportunities for networking and personal growth through our global connections and innovative projects. American Express encourages a culture of innovation that helps propel our company and your career forward. Career Benefits and Growth American Express is dedicated to the growth of its employees. We offer competitive benefits, including health, retirement plans, and family leave, ensuring that our team members have the support they need to succeed both at work and in their personal lives. Join Our Team Explore the job opportunities and open positions at American Express. We are continuously hiring talented individuals who are passionate about their careers and interested in working for a company that offers a dynamic and supportive environment. Stay Connected Keep up to date with the latest from American Express Careers by following our career blog and signing up for job alert emails. Tailor your subscription to receive updates that match your skills and interests. Discover the exciting and rewarding career opportunities that await at American Express. SEARCH AMERICAN EXPRESS JOBS Whether you are looking for a full-time position, an internship, or a leadership opportunity, American Express offers a path to a rewarding career. Join us and make a difference with your passion, creativity, and drive.
Learn more about American Express
Size
64,000 employees
Market Cap
$108.1 billion
Industry
Finance & Insurance
Net Income
$3.1 billion
Founded
1850
5 Year Trend
+3.5%
Revenue
$37 billion
NASDAQ
AXP
* Ladders Estimates

Similar Jobs

Ad banner background

Get Ready For Your
Next Interview

More Jobs at American Express

More Finance & Insurance Jobs

Find similar Analyst-Compliance jobs:

NationwideCharlotte, NC