Career Advice & Insights

The chief reason Millennials and Generation Xers apply for personal loans is in service of debt consolidation. Creditors are tricky to negotiate with. Read More

Your credit score can then impact your borrowing power and interest rates. That is why it’s very important for you to pull your credit report at least once a year. Read More

What if I told you that the principles of early retirement aren’t all that “extreme”? If your goal is to retire early, you’ve probably already discovered this remarkable truth. My wife and I retired from full-time work at 33 and 35, respectively. We aren’t geniuses (well, perhaps my wife is). Instead, we’ve spent the last several years … Read More

Moving in together, right next to getting engaged, is one of the biggest commitments you can make in your relationship. Don’t do it unless you’ve flushed out the logistics. Read More

Whether it’s a medical bill, phone/cable plan, utility payment, or a car lease, you should always ask for a better rate. You have nothing to lose. Read More

“Almost every store in America is hosting a Black Friday event of some kind,” says Michael Bonebright, a consumer analyst with DealNews.com. Read More

Thanksgiving hosts surveyed by Lending Tree describe stress, financial strain, even going into debt in order to host Thanksgiving. In the end, though, a startling number of them wouldn’t want it anyway, remaining avid hosts year after year. Read More

There are many ways to protect your windfall, from micro-budgeting to maxing out your 401K: here are eleven tips to save when you get your big raise. Read More

“The fact that I have no debt is the result of being intentional and making an informed decision when I was a teenager,” said Breen. Read More