This is the state where people go the most over budget when buying a home

Lawnstarter conducted a massive survey regarding the biggest expenses and motivators that Americans have to navigate when purchasing a home. After you put in the time, budget and clever scouting in order to secure the perfect living space, you have to account for potential costs in damages, upkeep, the school districts that occupy the immediate area, and the debates that will inevitably arise between you and your significant other over these crucial elements.

If you’re in the market for a new home, check out the most frequently reported expenses homeowners didn’t see coming that impacted their decisions.

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Owning a home is a big milestone for many Americans. Despite, devoting many years of planning and budgeting for their dream house, most end up spending a lot more than they initially intended by the time keys land in their hand. The average first-time homeowner spends about $26, 987 more than they budgeted for, though this number varies by state.

According to the survey, homeowners in New York, South Carolina, Nevada, and California have the toughest time sticking to their budgets, with New York leading the pack. The median over-budget amount cited from New York-based respondents in LawnStarter’s new report was $90,000.

The cost of living in the Big Apple is famously high. According to the March edition of Apartment List’s report, the median rent for a two-bedroom apartment is $2, 499 in New York City. Studios and one-bedroom apartments were cited at $1,889  and $2, 089 respectively.

And it just keeps going

Once the house is successfully paid for, you also have to account for upkeep. Of all the respondents surveyed in Lawnstarter’s report, 25% said that they did not correctly budget for the additional expenses that come with purchasing a home.  Residents occupying coastal states tend to spend more on repairs and upkeep in the first year of purchase than residents in other areas, though residents from Kentucky reported the highest in repair costs. This might explain why the state has experienced a steady surge in residents moving ever since the Great Recession back in 2008 and 2009.

The Lawnstarter report revealed that most Americans privilege location over the aesthetics of the house itself, though price proved to be the primary factor that influenced the respondents’ final decisions.  Thanks to a combination of fighting, budget concerns, and the school districts available to each yet to be purchased home, the typical buyer spent around 22 months looking for a new house and it usually takes about a month for owners to close a deal.

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