Underwriters assess risk and make informed decisions about whether to approve insurance policies, loans, and other financial agreements. They review applications, analyze financial and other relevant information, and determine appropriate terms, limits, and pricing. Employers value underwriters who combine sound judgment with analytical skills and clear communication.
Find vetted underwriter opportunities on Ladders, including professional roles with salaries of $100,000 or more. Job titles and qualifications vary by employer, industry, and level of responsibility, so review each listing for details on compensation, experience, and location.
Underwriting work differs across insurance, banking, and financial services. Depending on the role, underwriters may evaluate borrower credit and repayment capacity, assess insurance exposures, review property or business information, apply internal guidelines, and recommend or make approval decisions. They may also collaborate with brokers, loan officers, actuaries, and other teams to clarify information and explain decisions.
Underwriter job titles may include insurance underwriter, commercial underwriter, mortgage underwriter, credit underwriter, and senior or lead underwriter. Specialties can focus on areas such as commercial property, casualty, life and health insurance, residential lending, or business credit. Requirements and responsibilities depend on the product and organization.
Many employers seek candidates with experience in risk assessment, financial analysis, or a relevant underwriting specialty. Useful capabilities include attention to detail, quantitative reasoning, familiarity with underwriting guidelines and regulations, sound decision-making, and the ability to communicate findings clearly. Some roles may require a bachelor's degree, industry credentials, or experience with particular underwriting systems; check individual job postings for specific requirements.
Underwriters can progress into senior, lead, or management roles, or specialize in complex accounts and products. Related paths may include risk management, portfolio analysis, credit, insurance operations, and underwriting strategy. Advancement often depends on industry knowledge, judgment, performance, and the ability to handle greater complexity or responsibility.
Use Ladders to explore vetted professional underwriter openings with compensation of $100,000 or more. Compare role scope, specialty, location, and stated qualifications to identify opportunities that align with your experience and career goals. Compensation and eligibility vary by listing.
$90K - $110K *
Champion the evaluation and management of underwriting risks while leading teams to achieve portfolio goals. Balance individual responsibilities with team collaboration to ensure compliance and adhere...
2 weeks ago
$80K - $95K *
Innovate in underwriting supervision by leading a dedicated team, ensuring adherence to best practices, and optimizing risk assessments for enhanced business performance. Elevate service quality while...
1 month ago
$90K - $125K *
Advance underwriting excellence by evaluating and pricing risk for self-funded health plans. Collaborate with cross-functional teams to ensure profitability and competitive positioning while mentoring...
2 days ago
Senior Underwriter - Contract Surety Charlotte
$87K - $128K *
Take ownership of strategic underwriting for Contract Surety, driving business growth and profitability while fostering relationships with brokers. Leverage your expertise to make impactful decisions...
4 weeks ago
Senior Underwriter, Inland Marine
$90K - $110K *
Join a dynamic team to lead production underwriting, marketing, and broker relations. Drive business growth through strategic analysis and relationship building while mentoring junior staff and partic...
3 weeks ago
Production Underwriter - Remote
$96K - $125K *
Develop strong relationships with agents to drive profitable growth, ensuring effective communication and support. Collaborate with underwriting teams to optimize new business submissions and enhance...
1 week ago
$85K - $113K *
Unlock the potential of reinsurance accounting by ensuring accurate reporting and analysis. Collaborate with cross-functional teams to enhance processes, maintain compliance, and support financial int...
1 week ago
$90K - $105K *
Shape the future of underwriting training by designing and delivering impactful programs that enhance risk assessment skills and employee engagement, while collaborating across teams to foster a cultu...
1 week ago
$80K - $95K *
Drive the future of finance data analysis by ensuring accuracy and usability of financial data. Collaborate with finance and data teams to enhance reporting processes and validate data integrity for i...
4 days ago
Senior Government Underwriter - Remote (Must Reside in Hawaii)
$76K - $89K *
Champion compliance and accuracy as a Senior Government Underwriter overseeing diverse residential loan types, ensuring meticulous examination and adherence to industry regulations within a dynamic te...
Reposted 2 weeks ago
Senior Construction Underwriter
$94K - $164K *
Empower your career by managing a profitable middle-market construction book. Leverage your E&S underwriting expertise to build relationships, identify opportunities, and drive growth with minimal sup...
6 days ago
Assistant Vice President OR Senior Underwriter - E&S Brokerage - Primary Casualty
$135K - $200K *
Drive profitable growth by underwriting middle market GL accounts in a non-admitted environment. Leverage strong broker relationships, evaluate risks, and mentor junior underwriters while ensuring com...
2 days ago
Senior Manager, Underwriting Unit Lead
$67K - $182K *
Lead the charge in driving operational excellence and strategic direction for a high-performing underwriting team, ensuring quality Medicare underwriting services that support profitable growth and bu...
1 week ago
PL Underwriting Sales Representative
$100K - $120K *
Transform sales strategies by driving revenue growth and building lasting client relationships. Lead consultative sales efforts across diverse accounts, ensuring tailored solutions meet customer needs...
2 weeks ago
Sr. Underwriter - Life Underwriting - Remote
$87K - $146K *
Partner with us to deliver thoughtful underwriting decisions and build trusted relationships. Leverage your expertise to enhance processes and contribute to a collaborative environment that drives inn...
1 week ago
$168K - $247K *
Elevate your career by leading a dynamic underwriting team, driving innovation, and shaping strategic initiatives to enhance competitive advantage while fostering a culture of excellence and growth in...
3 weeks ago
$73K - $89K *
Drive the management of complex Life insurance claims, ensuring compliance and accuracy while mentoring team members. Collaborate across functions to enhance processes and deliver empathetic support t...
2 weeks ago
Insurance Financial Reporting Manager
$110K - $130K *
Drive statutory financial reporting and audits, ensuring compliance and accuracy. Collaborate with cross-functional teams to enhance financial transparency and support leadership in understanding perf...
1 week ago
Internal Wholesaler-Asset Management
$83K - $125K *
Drive sales by developing relationships and supporting RVPs to enhance Transamerica's market presence in mutual funds, annuities, and insurance, ensuring proactive and responsive interactions that yie...
3 weeks ago
Underwriting Director, Excess Casualty
$82K - $180K *
Transform underwriting strategies by managing excess casualty business, fostering relationships with wholesale partners, and ensuring profitable outcomes while adhering to company guidelines and marke...
1 week ago
Sr Life Underwriting Business Systems Analyst
$85K - $100K *
Champion life underwriting transformation initiatives by analyzing requirements, facilitating project lifecycles, and collaborating with cross-functional teams to enhance operational excellence and im...
2 days ago
AVP, Deputy Chief Underwriter - Life - Remote
$155K - $259K *
Innovate the future of underwriting by leading strategic initiatives, mentoring talent, and driving excellence in complex risk evaluation. Collaborate across departments to enhance profitability and m...
3 weeks ago
External Wholesaler (RVP) - SecureCare
$70K - $125K *
Grow your career with a dynamic sales role driving growth through strategic partnerships and innovative solutions, while managing a vast territory and developing impactful relationships with key distr...
3 weeks ago
Senior Underwriting Consultant, High Net Worth
$85K - $135K *
Champion the underwriting process for high-net-worth clients by assessing risks, fostering relationships, and ensuring compliance with industry standards. Help deliver exceptional service and innovati...
Reposted 2 weeks ago
Executive Commercial Surety Underwriter - Central Region
$165K - $190K *
Lead the charge in expanding and underwriting a profitable Surety portfolio across the Central Region. Collaborate with brokers and leverage expertise to enhance market presence while ensuring adheren...
1 week ago
What does an underwriter do?
An underwriter evaluates risk and supporting information to decide whether to approve an insurance policy, loan, or other financial agreement, and may set terms, limits, or pricing.
What types of underwriter jobs are available?
Common roles include insurance, commercial, mortgage, and credit underwriters, as well as senior and lead positions. Specialties and responsibilities vary by employer and industry.
What qualifications do underwriters need?
Requirements depend on the role. Employers may look for relevant underwriting or financial analysis experience, strong analytical and communication skills, and familiarity with industry guidelines. Some positions require a degree or professional credentials.
How can underwriters advance their careers?
With experience, underwriters may move into senior, lead, or management positions, specialize in complex risks, or transition into related areas such as risk management, credit, or portfolio analysis.
Where can I find underwriter jobs paying $100,000 or more?
Ladders features vetted professional job opportunities with salaries of $100,000 or more. Review each underwriter listing for its compensation, location, and qualifications.