Explore Credit Risk Analyst Jobs

Discover Credit Risk Analyst opportunities with employers seeking professionals who can assess creditworthiness, monitor exposure, and help guide sound lending and investment decisions. Ladders features vetted professional jobs paying $100,000 or more, including roles across banking, financial services, fintech, and corporate finance.

What Does a Credit Risk Analyst Do?

Credit Risk Analysts evaluate the likelihood that borrowers or counterparties will meet their financial obligations. They review financial statements, credit data, market conditions, and portfolio trends to identify potential risks and support decisions on lending, limits, and risk controls. Depending on the organization, the role may focus on individual borrowers, commercial accounts, structured products, or a broader credit portfolio.

Skills and Qualifications Employers Seek

Employers commonly look for experience in financial statement analysis, credit evaluation, quantitative modeling, and risk reporting. Strong candidates communicate findings clearly, use data to develop practical recommendations, and understand relevant policies and regulations. Familiarity with Excel, SQL, Python, statistical tools, or risk platforms may be valuable, while credentials such as CFA or FRM can support career progression.

Career Paths and Work Settings

Credit Risk Analysts work in commercial and investment banks, asset managers, insurance companies, fintech firms, and other organizations with lending or counterparty exposure. Career paths may lead to senior analyst, credit risk manager, portfolio risk, underwriting, model validation, or broader enterprise risk roles. Responsibilities and requirements vary by employer and seniority.

Find Credit Risk Analyst Jobs on Ladders

Use Ladders to explore vetted Credit Risk Analyst openings with salaries of $100,000 or more. Compare role requirements, industries, and responsibilities to identify opportunities that fit your experience and career goals.

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$96K *

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1 week ago

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$103K - $121K *

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3 days ago

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$66K - $95K *

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Llano, CARemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$90K - $105K *

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North Liberty, IARemote

5 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$95K - $192K *

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Reposted 1 week ago

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$90K - $150K *

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  •   5 - 7 years exp.  •   Finance & Insurance

$150K - $250K *

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4 days ago

  •   5 - 7 years exp.  •   Business Services

$150K - $180K *

Partner with us to lead a dynamic model audit team, enhancing financial modelling processes while driving strategic growth and innovation across projects, all while fostering a collaborative and high...

CanadaRemote

Reposted today

  •   8 - 10 years exp.  •   Finance & Insurance

$72K - $120K *

Champion consumer compliance risk management by developing and delivering insightful reports and analytics. Collaborate with cross-functional teams to ensure data integrity and support compliance moni...

Lancaster, PARemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$85K - $110K *

Join us in driving financial excellence through advanced modeling and strategic analysis. Collaborate with senior leadership to influence investment strategies and operational efficiency, shaping the...

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Yesterday

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$147K - $274K *

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3 days ago

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1 week ago

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$95K - $120K *

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2 weeks ago

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1 week ago

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$110K - $130K *

Join a team that's dedicated to delivering comprehensive risk management solutions. Collaborate with diverse stakeholders to assess and mitigate risks, develop strategies, and enhance project outcomes...

Dallas, TXRemote

4 days ago

  •   11 - 15 years exp.  •   Real Estate & Construction

$80K - $95K *

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$100K - $120K *

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Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$135K - $155K *

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4 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$85K - $100K *

Champion compliance excellence by reviewing retail communications to ensure adherence to regulations and firm policies. Collaborate with teams to maintain high standards and support organizational goa...

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5 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$105K - $130K *

Analyze financial performance and drive insights to enhance profitability. Collaborate with cross-functional teams to develop budgets, forecasts, and reports, ensuring consistent financial processes a...

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3 days ago

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$80K - $100K *

Transform data into actionable insights, empowering operational leaders to enhance client performance and uncover strategic opportunities across diverse datasets and analytical challenges...

Irving, TXRemote

3 weeks ago

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$95K - $115K *

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6 days ago

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$79K - $150K *

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2 weeks ago

  •   5 - 7 years exp.  •   Aerospace & Defense

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2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a Credit Risk Analyst do?question toggle

    A Credit Risk Analyst assesses the risk that borrowers or counterparties may fail to meet their obligations. The work can include analyzing financial statements and credit data, monitoring portfolios, preparing risk reports, and recommending lending or exposure decisions.

  • What qualifications are common for Credit Risk Analyst jobs?question toggle

    Many roles seek a degree in finance, economics, accounting, mathematics, or a related field, along with experience in credit or financial analysis. Employers may also value quantitative skills, knowledge of risk regulations, and familiarity with tools such as Excel, SQL, or Python. Requirements vary by position.

  • What industries hire Credit Risk Analysts?question toggle

    Banks, fintech companies, asset managers, insurance firms, and corporations with lending or counterparty exposure commonly hire Credit Risk Analysts.

  • What career paths can follow a Credit Risk Analyst role?question toggle

    With experience, analysts may advance to senior analyst or credit risk manager positions, or move into portfolio risk, underwriting, model validation, or enterprise risk management.

  • Are Credit Risk Analyst jobs on Ladders vetted and high paying?question toggle

    Ladders focuses on vetted professional job opportunities paying $100,000 or more. Check each listing for its specific salary details, qualifications, and responsibilities.