Explore Credit Risk Analyst Jobs

Discover Credit Risk Analyst opportunities with employers seeking professionals who can assess creditworthiness, monitor exposure, and help guide sound lending and investment decisions. Ladders features vetted professional jobs paying $100,000 or more, including roles across banking, financial services, fintech, and corporate finance.

What Does a Credit Risk Analyst Do?

Credit Risk Analysts evaluate the likelihood that borrowers or counterparties will meet their financial obligations. They review financial statements, credit data, market conditions, and portfolio trends to identify potential risks and support decisions on lending, limits, and risk controls. Depending on the organization, the role may focus on individual borrowers, commercial accounts, structured products, or a broader credit portfolio.

Skills and Qualifications Employers Seek

Employers commonly look for experience in financial statement analysis, credit evaluation, quantitative modeling, and risk reporting. Strong candidates communicate findings clearly, use data to develop practical recommendations, and understand relevant policies and regulations. Familiarity with Excel, SQL, Python, statistical tools, or risk platforms may be valuable, while credentials such as CFA or FRM can support career progression.

Career Paths and Work Settings

Credit Risk Analysts work in commercial and investment banks, asset managers, insurance companies, fintech firms, and other organizations with lending or counterparty exposure. Career paths may lead to senior analyst, credit risk manager, portfolio risk, underwriting, model validation, or broader enterprise risk roles. Responsibilities and requirements vary by employer and seniority.

Find Credit Risk Analyst Jobs on Ladders

Use Ladders to explore vetted Credit Risk Analyst openings with salaries of $100,000 or more. Compare role requirements, industries, and responsibilities to identify opportunities that fit your experience and career goals.

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$158K - $170K *

Lead the development of predictive models integrating advanced ML techniques to drive strategic decision-making across credit risk, collections, and business operations while mentoring data scientists...

United StatesRemote

Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$120K - $145K *

Join a dynamic team to enhance credit decisioning through advanced modeling and analytics. Lead initiatives that improve approval rates and expand credit access while collaborating with cross-function...

RemoteRemote

Reposted 4 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$110K - $112K *

Elevate your career by providing advanced governance, risk, and compliance support for federal information systems, ensuring compliance with federal laws and regulations while engaging with key stakeh...

United StatesRemote

2 weeks ago

  •   5 - 7 years exp.  •   Business Services

$95K - $115K *

Unlock potential by leading IT SOX compliance and enhancing global security culture. Balance technical auditing with advocacy, ensuring financial integrity and regulatory adherence while fostering a r...

United StatesRemote

Reposted 4 days ago

  •   5 - 7 years exp.  •   Healthcare

$125K - $150K *

Lead the charge in monitoring transactional risk for banking and treasury services, ensuring effective fraud detection and credit risk management across multiple program layers while driving resolutio...

United StatesRemote

1 week ago

  •   8 - 10 years exp.  •   Information Technology

$100K - $231K *

Advance your career by leading healthcare analytics initiatives that transform data into impactful insights, drive performance, and enhance decision-making across departments while fostering innovatio...

RemoteRemote

Reposted 1 week ago

  •   8 - 10 years exp.  •   Pharmaceuticals & Biotech

$78K - $130K *

Advance your career by managing complex appraisal reviews, ensuring compliance with regulations, and supporting the appraisal team in delivering accurate real estate valuations. Collaborate with colle...

RemoteRemote

Reposted 3 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$167K - $196K *

Drive risk mitigation strategies by analyzing account takeover and scam threats. Collaborate cross-functionally to enhance user protection and platform integrity, shaping metrics and prevention tactic...

United StatesRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$88K - $121K *

Lead collections strategy for complex U.S. Enterprise accounts, ensuring timely payments while maintaining strong customer relationships. Collaborate with cross-functional teams to resolve issues and...

United StatesRemote

1 week ago

  •   5 - 7 years exp.  •   Enterprise Technology

$110K - $130K *

Lead feasibility strategy and execution for clinical studies, driving operational excellence and data-driven insights to optimize trial planning and enrollment across rare disease programs. Collaborat...

RemoteRemote

Today

  •   5 - 7 years exp.  •   Healthcare

$68K - $131K *

Shape program success by developing and maintaining Integrated Master Schedules, ensuring compliance with requirements, and collaborating with cross-functional teams to meet performance goals and enha...

Massachusetts, USRemote

5 days ago

  •   Less than 5 years exp.  •   Aerospace & Defense

$115K - $140K *

Drive GRC initiatives by building and testing security controls, assessing risks, and automating evidence collection. Collaborate with teams to enhance compliance and support audits while ensuring eff...

United StatesRemote

6 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Transform the evaluation of AI systems by analyzing chatbot responses, documenting requirements, and delivering structured assessments to enhance accuracy and effectiveness in business processes...

United StatesRemote

Today

  •   Less than 5 years exp.  •   Staffing

$80K - $95K *

Analyze and evaluate AI-generated chatbot responses to enhance accuracy and relevance. Collaborate with stakeholders to document requirements and deliver structured assessments that drive improvements...

United StatesRemote

1 week ago

  •   Less than 5 years exp.  •   Staffing

$69K - $144K *

Unlock the potential of technology risk management by assessing controls, ensuring SOX compliance, and providing expert advisory for system implementations. Drive audit effectiveness while partnering...

Dallas, TXRemote

4 weeks ago

  •   Less than 5 years exp.  •   Healthcare

$89K - $143K *

Drive vendor governance excellence by coaching stakeholders, enforcing accountability, and facilitating training. Ensure compliance with vendor management policies while fostering a culture of continu...

United StatesRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$125K - $175K *

Unlock your potential by leading risk management initiatives, collaborating with stakeholders to assess project risks, and developing comprehensive risk strategies. Engage clients and enhance your exp...

RemoteRemote

3 weeks ago

  •   11 - 15 years exp.  •   Real Estate & Construction

$179K - $249K *

Lead the charge in shaping and executing the Operational Risk program, collaborating with key teams to enhance risk management practices and reporting as the organization transitions to banking operat...

RemoteRemote

2 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$110K - $130K *

Join a team that's dedicated to advancing clinical research through statistical expertise. Collaborate with medical professionals to design, analyze, and report on clinical studies, ensuring complianc...

United StatesRemote

4 days ago

  •   Less than 5 years exp.  •   Pharmaceuticals & Biotech

$150K - $180K *

Transform the future of bulk power system reliability by leading strategic assessments, performance analysis, and data integration. Drive innovative methodologies and collaborate with multidisciplinar...

United StatesRemote

1 week ago

  •   8 - 10 years exp.  •   Energy & Utilities

$84K - $124K *

Drive the evolution of Cyber Defense by engineering and automating security operations, enhancing incident response, and maintaining enterprise security platforms to ensure robust protection and swift...

United StatesRemote

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$90K - $110K *

Champion the optimization of transportation pricing structures, harnessing data-driven insights to enhance profitability and support strategic growth initiatives across the US Marketplace for diverse...

United StatesRemote

4 weeks ago

  •   Less than 5 years exp.  •   Transportation

$110K - $130K *

Take ownership of key portfolio metrics, driving informed financial strategies and monitoring risks. Collaborate across teams to develop insights and tools, ensuring seamless operational execution and...

RemoteRemote

Reposted 3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$169K - $212K *

Transform the lending landscape by driving sales of capital products to high-growth brands. Leverage your expertise to build relationships, manage complex deals, and deliver tailored credit solutions...

RemoteRemote

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$93K - $179K *

Drive impactful reinsurance processes, ensuring compliance and risk management while collaborating with partners. Lead projects, enhance efficiencies, and contribute to a new system implementation, fo...

San Antonio, TXRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a Credit Risk Analyst do?question toggle

    A Credit Risk Analyst assesses the risk that borrowers or counterparties may fail to meet their obligations. The work can include analyzing financial statements and credit data, monitoring portfolios, preparing risk reports, and recommending lending or exposure decisions.

  • What qualifications are common for Credit Risk Analyst jobs?question toggle

    Many roles seek a degree in finance, economics, accounting, mathematics, or a related field, along with experience in credit or financial analysis. Employers may also value quantitative skills, knowledge of risk regulations, and familiarity with tools such as Excel, SQL, or Python. Requirements vary by position.

  • What industries hire Credit Risk Analysts?question toggle

    Banks, fintech companies, asset managers, insurance firms, and corporations with lending or counterparty exposure commonly hire Credit Risk Analysts.

  • What career paths can follow a Credit Risk Analyst role?question toggle

    With experience, analysts may advance to senior analyst or credit risk manager positions, or move into portfolio risk, underwriting, model validation, or enterprise risk management.

  • Are Credit Risk Analyst jobs on Ladders vetted and high paying?question toggle

    Ladders focuses on vetted professional job opportunities paying $100,000 or more. Check each listing for its specific salary details, qualifications, and responsibilities.