The Manager of Predictive Modeling & Machine Learning will lead the development and deployment of statistical and machine learning models that drive strategic decision-making across credit risk, collections, and business operations. This role combines expertise in traditional predictive modeling with modern ML techniques and MLOps practices. The ideal candidate will be an expert-level hands-on modeler with strong technical skills and business acumen.
Outcomes and Activities:- This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member.
- Lead the design and deployment of predictive models for credit risk, collections, and operations.
- Integrate advanced ML techniques (e.g., ensemble models, deep learning, NLP).
- Mentor and support junior and peer-level data scientists.
- Promote adoption of modern data science tools and platforms.
- Present insights to senior and cross-functional stakeholders.
- Drive experimentation with emerging techniques (e.g., causal inference, GenAI).
Requirements:- Bachelor's degree in a quantitative discipline.
- 5+ years of experience in predictive modeling and analytics.
- 5+ years of experience applying ML in production environments.
- Demonstrated leadership in cross-functional initiatives.
- Advanced proficiency in Python, SQL, and statistical tools (e.g., R, SAS).
- Strong communication and stakeholder management skills.
Preferred:- Ph.D or Master's in quantitative discipline.
- Experience with model governance, explainability, and responsible AI.
- Experience in consumer lending.
Targeted Compensation: $158,000 - $170,000 base salary + annual bonus plan.
This position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders.
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Benefits- Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work
Our Company Values:To be successful in this role, Team Members need to be:
- Positive by maintaining resiliency and focusing on solutions
- Respectful by collaborating and actively listening
- Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
- Direct by effectively communicating and conveying courage
- Earnest by taking accountability, applying feedback and effectively planning and priority setting
Expectations:- Remain compliant with our policies processes and legal guidelines
- All other duties as assigned
- Attendance as required by department
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Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.
