Explore Credit Risk Analyst Jobs

Discover Credit Risk Analyst opportunities with employers seeking professionals who can assess creditworthiness, monitor exposure, and help guide sound lending and investment decisions. Ladders features vetted professional jobs paying $100,000 or more, including roles across banking, financial services, fintech, and corporate finance.

What Does a Credit Risk Analyst Do?

Credit Risk Analysts evaluate the likelihood that borrowers or counterparties will meet their financial obligations. They review financial statements, credit data, market conditions, and portfolio trends to identify potential risks and support decisions on lending, limits, and risk controls. Depending on the organization, the role may focus on individual borrowers, commercial accounts, structured products, or a broader credit portfolio.

Skills and Qualifications Employers Seek

Employers commonly look for experience in financial statement analysis, credit evaluation, quantitative modeling, and risk reporting. Strong candidates communicate findings clearly, use data to develop practical recommendations, and understand relevant policies and regulations. Familiarity with Excel, SQL, Python, statistical tools, or risk platforms may be valuable, while credentials such as CFA or FRM can support career progression.

Career Paths and Work Settings

Credit Risk Analysts work in commercial and investment banks, asset managers, insurance companies, fintech firms, and other organizations with lending or counterparty exposure. Career paths may lead to senior analyst, credit risk manager, portfolio risk, underwriting, model validation, or broader enterprise risk roles. Responsibilities and requirements vary by employer and seniority.

Find Credit Risk Analyst Jobs on Ladders

Use Ladders to explore vetted Credit Risk Analyst openings with salaries of $100,000 or more. Compare role requirements, industries, and responsibilities to identify opportunities that fit your experience and career goals.

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1
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$124K - $145K *

Join our Client Insights team to transform data into actionable insights that drive sales and merchant retention. Collaborate across analytics, product, and strategy to enhance AI-driven solutions for...

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1 week ago

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1 week ago

  •   8 - 10 years exp.  •   Healthcare

$120K - $140K *

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1 week ago

  •   5 - 7 years exp.  •   Information Technology

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United StatesRemote

1 week ago

  •   11 - 15 years exp.  •   Healthcare

$187K - $233K *

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2 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$120K *

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1 week ago

  •   5 - 7 years exp.  •   Enterprise Technology

$64K - $173K *

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3 days ago

  •   Less than 5 years exp.  •   Pharmaceuticals & Biotech

$95K - $115K *

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4 days ago

  •   Less than 5 years exp.  •   Information Technology

$107K - $147K *

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2 weeks ago

  •   5 - 7 years exp.  •   Healthcare

$72K - $141K *

Join us to enhance Business Continuity Management systems through innovative solutions, ensuring compliance and effective automation. Collaborate with teams to optimize processes and provide technical...

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1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$71K - $145K *

Transform small business lending by reviewing complex loan applications, providing insightful credit recommendations, and mentoring teammates to enhance decision-making processes while ensuring adhere...

United StatesRemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $110K *

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Westmont, ILRemote

3 weeks ago

  •   Less than 5 years exp.  •   Manufacturing & Automotive

$112K - $176K *

Unlock client success by managing post-sale relationships, driving product adoption, and identifying growth opportunities in the consumer lending sector. Collaborate with internal teams to enhance cli...

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1 week ago

  •   Less than 5 years exp.  •   Enterprise Technology

$118K - $189K *

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3 weeks ago

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$120K - $140K *

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1 week ago

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$93K - $109K *

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Reposted 5 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$165K - $190K *

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Baltimore, MDRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$140K - $190K *

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Virginia, USRemote

Reposted 2 weeks ago

  •   11 - 15 years exp.  •   Finance & Insurance

$150K - $200K *

Optimize technology risk management across the enterprise by leading proactive assessments, ensuring alignment with regulatory standards, and embedding risk insights into decision-making for cloud, cy...

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3 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$96K - $207K *

Drive Treasury Management revenue by optimizing payables solutions through collaboration with clients and fintech partners, enhancing operational efficiency and product innovation in B2B and B2C payme...

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6 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$110K - $130K *

Lead the enhancement of security measures for cloud-based healthcare solutions, focusing on vulnerability management, incident response, and compliance. Collaborate with cross-functional teams to ensu...

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1 week ago

  •   5 - 7 years exp.  •   Healthcare

$120K - $132K *

Join a team that's dedicated to enhancing cybersecurity measures across cloud environments. Lead initiatives in data protection, compliance, and security awareness while mentoring peers and implementi...

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1 week ago

  •   8 - 10 years exp.  •   Education, Government & Non-Profit

$120K - $145K *

Advance your career by managing complex cybersecurity incidents, leading response efforts, and developing comprehensive incident reports. Collaborate with teams to enhance security protocols and condu...

Montreal, QCRemote

Reposted 1 week ago

  •   Less than 5 years exp.  •   Information Technology

$120K - $145K *

Lead the charge in incident management and response, driving effective remediation strategies and assessments. Collaborate with teams to formulate incident response plans, conduct training exercises...

Atlanta, GARemote

1 week ago

  •   Less than 5 years exp.  •   Information Technology

$120K - $145K *

Join a team that's dedicated to enhancing cybersecurity through expert incident management, response, and analysis. Lead global efforts, develop training scenarios, and create comprehensive reports to...

Vancouver, BCRemote

Reposted 1 week ago

  •   Less than 5 years exp.  •   Information Technology

Frequently Asked Questions (FAQ)

  • What does a Credit Risk Analyst do?question toggle

    A Credit Risk Analyst assesses the risk that borrowers or counterparties may fail to meet their obligations. The work can include analyzing financial statements and credit data, monitoring portfolios, preparing risk reports, and recommending lending or exposure decisions.

  • What qualifications are common for Credit Risk Analyst jobs?question toggle

    Many roles seek a degree in finance, economics, accounting, mathematics, or a related field, along with experience in credit or financial analysis. Employers may also value quantitative skills, knowledge of risk regulations, and familiarity with tools such as Excel, SQL, or Python. Requirements vary by position.

  • What industries hire Credit Risk Analysts?question toggle

    Banks, fintech companies, asset managers, insurance firms, and corporations with lending or counterparty exposure commonly hire Credit Risk Analysts.

  • What career paths can follow a Credit Risk Analyst role?question toggle

    With experience, analysts may advance to senior analyst or credit risk manager positions, or move into portfolio risk, underwriting, model validation, or enterprise risk management.

  • Are Credit Risk Analyst jobs on Ladders vetted and high paying?question toggle

    Ladders focuses on vetted professional job opportunities paying $100,000 or more. Check each listing for its specific salary details, qualifications, and responsibilities.