Santander Consumer USA

VP, Transaction Manager - SCIB Lending Products

Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or equivalent experience required.
  • 7-10 years of relevant experience in CIB lending execution and transaction management.
  • Strong knowledge of corporate lending, especially in Leveraged and Structured Finance.
  • Proficiency in credit documentation, KYC/AML processes, and loan operations.
  • Experience with Loan IQ or similar platforms preferred.

Responsibilities

  • Coordinate the closing of various finance transactions from start to finish.
  • Track documentation and maintain checklists to ensure compliance and readiness.
  • Partner with multiple teams to support transaction execution and readiness.
  • Validate transaction approvals, KYC/AML evidence, and booking requirements.
  • Support amendments and lifecycle events in coordination with relevant stakeholders.
  • Help develop training materials and assist in educating new team members.
  • Ensure documentation and execution records meet governance and control standards.

Benefits

  • Comprehensive rewards package recognizing employee contributions.
  • Access to healthcare and family support benefits.
  • Opportunities for personal and professional development.
  • Supportive work culture that values risk management and employee impact.
Full Job Description
VP, Transaction Manager - SCIB Lending Products

Country: United States of America

The Difference You Make:

The SCIB Transaction Manager - SCIB Lending (incl. Leveraged Finance and Structured Finance) is a Vice President individual contributor role within US SCIB COO Lending Solutions. The role supports end-to-end execution of SCIB lending transactions (incl. Leveraged Finance and Structured Finance), from pre-approval through closing, booking, funding, settlement and lifecycle handoff. The role coordinates deal closings, amendments and post-close items, supports the build-out of team procedures and controls, and assists with training new team members. Objectives are to 1) deliver timely and controlled transaction execution, 2) ensure transaction records, approvals, documentation, KYC/AML evidence, booking data and operational handoffs are accurate and complete, and 3) support consistent front-to-back execution practices across US SCIB lending.

Key Responsibilities:

1. Transaction Coordination

·Coordinate assigned Leveraged Finance, Structured Finance, syndicated, bilateral, club, participant and amendment transactions from post-approval through close.

·Maintain closing checklists, track conditions precedent, coordinate signature page release readiness, monitor documentation status and follow up on transaction blockers.

·Partner with Front Office, Advisory, Legal, Credit, Compliance, Capital Markets, Agency, Treasury, Finance, Operations and Back Office to support closing readiness.

2. Booking and Funding Readiness

·Validate that required approvals, KYC/AML evidence, documentation, borrower/guarantor/lender onboarding, collateral, insurance, covenant, flood, UCC/lien, pricing, fee and operational setup requirements are complete or escalated.

·Prepare and review booking instruction packages and support Back Office, Treasury and Operations in resolving deal setup or funding questions.

·Track post-close obligations, documentation gaps and booking defects through completion.

3. Amendments and Lifecycle Support

·Coordinate amendments, waivers, assignments, repricings, extensions, incremental facilities and other lifecycle events in partnership with Portfolio Management, Advisory, Credit, Legal, Agency and Operations.

·Escalate changes that may require new approvals or system updates.

·Support handoff of covenant, collateral, monitoring and servicing obligations after closing.

4. Team Build-out and Training Support

·Contribute to procedures, checklists, status reporting, process maps, quality control routines and training materials for the Transaction Management team.

·Assist in training new joiners on closing workflow, control standards, documentation tracking, booking instructions and escalation protocols.

·Identify opportunities to improve workflow transparency, data quality, system handoffs and control evidence.

5. Governance and Controls

·Maintain accurate execution records, issue logs, exception tracking and evidence of approvals and control completion.

·Support audit, regulatory, credit review and internal control requests related to assigned transactions.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor degree or equivalent work experience. Strong knowledge of corporate lending execution, with preferred experience in Leveraged Finance, Structured Finance, syndicated loans, credit documentation, KYC/AML, booking, funding and operational handoffs.

Skills:

·Strong organizational, analytical, execution and problem-solving skills.

·Ability to manage multiple active closings and amendments with clear status reporting.

·Working knowledge of credit agreements, closing checklists, CPs, borrower onboarding, collateral, covenants, fees and booking mechanics.

·Loan IQ or comparable platform experience preferred.

Key Competencies:

·Strong ownership and follow-through.

·Ability to escalate issues clearly and timely.

·Collaborative style with Front Office, Credit, Legal, Compliance and Operations.

·Attention to detail and comfort operating in time-sensitive deal environments.

Education:
Bachelor Degree or equivalent work experience

Work Experience:
7-10 years of relevant experience in CIB lending execution, transaction management, Leveraged Finance, Structured Finance, loan operations, agency, middle office or credit administration.

Certifications:

  • Other: Completion of bank-certified course in Credit Training - Required.

It Would Be Nice For You To Have:

  • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship:
Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$185,000.00 USD

Maximum:

$185,000.00 USD

We Value Your Impact:

Your contribution matters and it’s recognized.  You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.  Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) 

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

 

About Santander Consumer USA

Santander Consumer USA Holdings Inc. is a consumer finance company that provides auto loans and leases to customers across the United States. The company was founded in 1997 and is headquartered in Dallas, Texas. Santander Consumer USA is a subsidiary of Banco Santander, a Spanish multinational commercial bank. The company offers financing for new and used vehicles through a network of dealerships and online channels. Santander Consumer USA also provides personal loans and credit cards to its customers. The company has been recognized for its customer service and has won several awards in the auto finance industry.
Learn more about Santander Consumer USA
Size
198,204 employees
Market Cap
$49.8 billion
Industry
Net Income
$910.9 million
Founded
1997
5 Year Trend
-3.4%
Revenue
$8.1 billion
NASDAQ

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