Texas Capital Bank

VP, Asset Based Lending

Texas Capital Bank • $160K — $200K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of experience in asset-based lending and commercial lending; ABL origination and portfolio management experience preferred.
  • Bachelor's degree in business (Finance, Accounting, Real Estate, etc.) or a relevant field.
  • In-depth understanding of asset-based loans and credit risk.
  • Strong interpersonal skills for client rapport and transaction closures.
  • High motivation to independently source transactions and develop networks.
  • Familiarity with a variety of capital structure components, including ABL.
  • Ability to communicate effectively with internal credit partners.

Responsibilities

  • Identify and pursue new ABL opportunities through networking and referrals.
  • Lead client and prospect calls with banking partners.
  • Develop and maintain relationships with clients and referral sources.
  • Create promotional materials such as pitch books and executive summaries for meetings.
  • Quickly evaluate potential transactions based on limited information.
  • Conduct diligence and research calls to address key credit topics.
  • Prepare detailed credit screening documents for clients.
  • Monitor transactions from the prospecting phase to closing.
  • Guide teams to meet deadlines and client expectations.
  • Collaborate with underwriting and support staff to create credit packages.
  • Maintain an updated pipeline in Salesforce and facilitate communication regarding deal flow.
  • Travel to designated markets for pitches and networking.

Benefits

  • Opportunity to work with a variety of industries and collateral types.
  • Collaborative environment that fosters a team-first mindset.
  • Access to strong internal and external resources to support business development.
  • Structured support for developing client relationships and transaction origination.
Full Job Description
Competences:
  • In-depth understanding of asset based loans and credit risk generally. Must be able to quickly assess the strengths, weaknesses and overall feasibility of a potential transaction
  • Strong interpersonal skills. Must be ablet to build rapport with clients, prospects and bankers to sell, deliver and close ABL the loan product
  • Highly self-motivated and ability to take independent initiative to develop network and source transactions
  • Familiarity with a wide range of industries and collateral types
  • Familiarity with a variety of capital structure components, from ABL and cash flow bank debt, to direct lender and capital markets loan products
  • Ability to effectively communicate with internal credit partners with clear thinking and credibility
  • Strong organizational and time management skills: high sense of urgency and ability to handle competing priorities
  • Bring a "team-first" mindset to incorporating banking partners in origination activity and also in supporting the ABL team where needed


Responsibilities:
  • Business development: identify and pursue new ABL opportunities through networking, referrals and banker outreach
  • Lead client and prospect calls in conjunction with commercial and corporate banking partners
  • Develop and maintain strong relationships with clients, prospects and referral sources such as bankers, brokers, financial advisors and accountants
  • Create pitch books and executive summaries prior to client and prospect calls
  • Client and prospect assessment: quickly evaluate potential new transactions based on limited time and information
  • Lead diligence and research calls, focusing on key credit topics that must be addressed for initial deal assessment.
  • Prepare in-depth credit screening memos for new and existing clients
  • Monitor transactions in the pipeline from prospecting phase through closing
  • Guide ABL and broader deal teams to meet transaction deadlines and client expectations
  • Work constructively with underwriting and originations support staff to develop screening memos, credit packages
  • Maintain current pipeline in Salesforce through timely inputting of calls and deal flow
  • Travel to designated markets to make pitches and develop internal and external networks


Work experience:
  • 7+ years of experience in asset based lending and commercial lending; Prior ABL origination and portfolio management experience strongly preferred


Education:
  • Bachelor's degree in business (Finance, Accounting, Real Estate, etc.) or other relevant degree.


Training:
  • Formal Credit training program or equivalent work experience required


The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.

About Texas Capital Bank

Texas Capital Bank is a commercial bank that provides a range of financial services to businesses and individuals. The bank was founded in 1998 and is headquartered in Dallas, Texas. Texas Capital Bank has over 1,500 employees and operates branches in several states, including Texas, California, and New York. The bank offers a variety of services, including commercial lending, treasury management, and wealth management.
Learn more about Texas Capital Bank
Size
1,500 employees
Industry
Founded
1998

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