We are currently seeking a Vice President/Director of Risk Analytics in Auto Finance to drive OneMain's strategic initiatives on the cutting edge of near prime underwriting and analytically driven decision making. This individual will lead and accelerate our journey to leverage new data sources and analytical techniques in every part of the lending lifecycle in the Auto Finance line of business.
As a key member of the operations analytics leadership team, this individual will be responsible for driving business results through multiple areas including risk management, collections and repo strategy and enhanced customer experiences through the auto loan servicing.
Working with various partners, the role will also have responsibilities for strategy implementation, technology roadmap development, competitive intelligence, and performance monitoring of the portfolio. This individual will represent the company and engage with key business stakeholders, suppliers, external partners, and investors.
A successful candidate will utilize skills that enable them to be versatile and successfully lead initiatives across multiple disciplines. They will bring new ways of thinking, data sources, technologies, and capabilities to our business.
Key Responsibilities- Develop the vision and set objectives to create step change improvement in our collections efforts
- Design, recommend, document, and execute collection and repo strategies to improve our portfolio delinquencies and loss performance
- Partner with other leaders to define business priorities, align talent and resources, and communicate progress to executive leadership
- Understand the data environment to appropriately prioritize and set expectations for key reporting, modeling, and analytical priorities
- Use new data sources, analytical frameworks, and models to create insights, draw conclusions, and influence at all levels of the organization
- Effectively prioritize competing initiatives across direct reports; translate strategic priorities into individual/team initiatives and manage expectations
- Elevate talent within team through effective hiring, coaching, and mentoring team members
Qualifications- Bachelor's Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)
- Prior auto finance experience in collections, risk or recovery
- 8+ years of experience in a data driven analytics environment; consumer lending preferred; Master's or PHD degrees may offset experience. 6+ years required
- 5+ years of analytics leadership experience, building and prioritizing teams and objectives based on company strategy
- Advanced analytical skillset using tools such as SQL, SAS, R, or Python
- Innovative and capable of developing creative solutions to complex, data-driven problems
Location: hybrid schedule (Tues. - Thurs.) // Irving, TX Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with:
- Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
- Up to 4% matching 401(k)
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement
- Paid time off (15 days' vacation per year, prorated based on start date)
- Paid sick leave as determined by state or local ordinance (prorated based on start date)
- 11 Paid holidays (4 floating holidays, prorated based on start date)
- Paid volunteer time (3 days per year, prorated based on start date)
