Job SummaryThe Lead Artificial Intelligence (AI) Risk Advisor is a senior SLOD practitioner within Risk Management responsible for leading cross-functional AI governance and risk initiatives. This role will facilitate complex risk reviews, mentor junior team members, and drive improvements in the AI control framework, including monitoring and reporting capabilities supporting audit and regulatory readiness.
Essential Job Functions- Oversee departmental projects and initiatives focused on AI governance maturity, control enhancement, automation, and process optimization; manage timelines and deliverables. - (25%)
- Facilitate cross-functional risk credible challenge reviews, lead assessment workshops, challenge sessions, and risk-acceptance discussions aligned to risk appetite. - (20%)
- Collaborate on technology initiatives by partnering with Technology, Cybersecurity, Data Governance, and Model Risk to ensure that first line embeds AI controls early in the lifecycle. - (20%)
- Design KRIs and monitoring measures (inventory completeness, drift detection, HITL effectiveness, bias testing coverage). - (15%)
- Author executive summaries and committee-ready narratives translating technical analyses into business impact. - (10%)
- Mentor junior associates and provide coaching, shadowing, and review feedback to strengthen team capability in AI risk practices. - (5%)
- Champion continuous improvement and identify innovation opportunities and advocate automation where feasible. - (5%)
Minimum Qualifications- High School Diploma or GED.
- 8+ years of experience in risk management, audit, governance, compliance oversight, control oversight, or other related disciplines at a financial service firm (or other highly regulated industry).
Preferred Qualifications- IAPP AI Governance Professional Certificate.
- ISO/IEC 42001 Foundation/Lead Implementer.
- CertNexus CAIP (Certified Artificial Intelligence Practitioner).
- AAIR™ Certification, ISACA Advanced in AI Risk™.
- AAISM™ Certification, ISACA AI Security Management.
- AAIA Certification, ISACA Advanced in AI Audit.
- Experience in risk management, audit, governance, compliance oversight, control oversight, or other related disciplines.
Skills- Project Management Governance
- Regulatory Risk Assessment
- Stakeholder Coordination
- Business Automation
- Communication skills
Reports To: Director and above
Direct Reports: 0
Work Environment- Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.
Travel- Ability to travel up to 5% annually
Physical and Mental RequirementsTo perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.
- Communicate/Hearing
- Communicate/Talking
- Typing/Writing
- Focus and complete tasks in situations that have a speed or productivity metric
- Maintain focus in high pressure or fast-paced work environment
Other DutiesThis job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below): $120,500.00 - $218,300.00
Full Salary Range for position:California: $138,600.00 - $272,900.00
Colorado: $120,500.00 - $229,200.00
New York: $132,500.00 - $272,900.00
Washington: $126,500.00 - $251,100.00
Maryland: $126,500.00 - $240,200.00
Washington DC: $138,600.00 - $251,100.00
Illinois: $120,500.00 - $240,200.00
New Jersey: $138,600.00 - $251,100.00
Vermont: $120,500.00 - $218,300.00
Ohio: $120,500.00 - $218,300.00
Maine: $120,500.00 - $218,300.00
Connecticut: $132,500.00 - $240,200.00
Virginia: $120,500.00 - $218,300.00
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time ("PSST") upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
Job Family: Enterprise Risk
Job Type: Regular
