OverviewThe Tech, Media & Telecom group within First Citizens Bank is hiring an Underwriting Analyst to participate in the Commercial Bank Analyst Development Program.
Responsibilities & QualificationsMain Job Tasks and Responsibilities- Prepare historical financial analysis, projection models and assist in the underwriting of loans.
- Conduct independent industry research.
- Assist in the management and reporting of loans post close.
- Participate in the creation of credit approval documents.
- Attend and contribute to credit approval meetings.
- Develop understanding and maintain awareness of trends and conditions in the various TMT subsectors.
- Maintain credit files in preparation for internal or external audits.
- Develop a firm understanding of FCB systems, processes, and resources.
Position Specific Skills:
- Analytical Reasoning
- Communication (Written and Verbal)
- Credit Analysis
- Critical Thinking Skills
- Financial Analysis
Basic Qualifications:
- Minimum Required Education and Experience: Bachelor's Degree OR Associate's Degree/Equivalent and 2 years' experience.
- Coursework or internship in commercial lending or credit Analysis, financial statement analysis, and finance fundamentals
Preferred Qualifications:
- Bachelor's degree completed upon start of the program (July 7, 2027)
- Major or concentration in finance, economics, or math.
- Ability to demonstrate strong analytical, quantitative, and writing skills.
- Minimum undergraduate GPA of 3.0.
- Anticipated graduation in 2027
- Previous internship experience in an analytical role within a financial services institution.
Additional InformationThe base pay for this position is generally between $36.06/hour and $43.27/hour. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.
