Underwriter - Loss Sensitive & Captive Solutions

Accelerant

$90K — $120K *
US-AnywhereRemote in United States
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-12+ years of commercial lines underwriting experience at a top carrier.
  • Strong focus on middle market and national accounts.
  • Technical expertise in loss sensitive structures including large deductible, SIR, and retrospective rating.
  • Proven track record of profitable underwriting in complex scenarios.
  • Captive experience is advantageous.

Responsibilities

  • Underwrite loss sensitive middle market and national account risks with strong judgment on pricing and terms.
  • Build and maintain strong broker relationships for complex placements.
  • Deliver comprehensive multi-option solutions on eligible submissions.
  • Manage and grow an assigned book of business while monitoring portfolio quality.
  • Assist in developing admitted and non-admitted insurance products and implementing policy systems.

Benefits

  • Opportunity to work in a specialty underwriting platform with a focus on complex risks.
  • Engagement with established broker relationships in the industry.
  • Possibility to influence and shape underwriting approaches within the organization.
  • Growth potential in managing a diverse and profitable book of business.
  • Involvement in innovative insurance product development.
Full Job Description
About the Role

Accelerant Captive Solutions (ACS) is a specialty underwriting platform focused on complex middle market risks. We write business across three structures - Captive, Loss Sensitive, and Fronting - and are looking for an experienced senior underwriter to help grow our loss sensitive and captive book.

This is a senior underwriting role. The right candidate brings technical depth in loss sensitive structures, established broker relationships, and a track record of underwriting middle market commercial risks profitably.

What You'll Do

  • Underwrite loss sensitive middle market and national account risks, including large deductible, SIR, and retrospective rating programs, with sound technical judgment on pricing, structure, and terms.
  • Build and maintain broker relationships, serving as a consistent and reliable market for complex, loss-sensitive placements and captive structures in the middle market.
  • Deliver multi-option solutions on eligible submissions - captive and loss sensitive - ensuring brokers have a complete picture of available structures for each account.
  • Manage and grow an assigned book of business, maintaining underwriting discipline, monitoring portfolio quality, and achieving production targets.
  • Build admitted and non-admitted insurance products including building a forms library and assisting in the implementation of a policy administration system.

Who You Are

Background: 5-12+ years of commercial lines underwriting experience at a top carrier, with a focus on middle market or national accounts. Hands-on technical expertise in loss sensitive structures - large deductible, SIR, and retrospective rating - is required. Captive experience is a plus.

Approach: You are commercially minded and results-oriented - you know how to win business and build broker trust over time. You are rigorous on the technical side, confident pricing complex structures, and focused on building a profitable, growing book.

Similar Jobs

More Jobs at Accelerant

More Finance & Insurance Jobs

Find similar Underwriter - Loss Sensitive & Captive Solutions jobs: