Marqeta

Staff Software Engineer - Banking and Money Movement

Marqeta$156K — $196K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 8+ years of backend engineering experience with strong system design expertise
  • 3+ years in payments or FinTech
  • Proven leadership in technical projects and team direction
  • Deep skills in backend technologies (Java, Python) and relational databases
  • Experience with scalable, high-performance systems
  • Ability to create elegant technical solutions to complex business challenges
  • Excellent communication skills for diverse audiences

Responsibilities

  • Lead design and architecture of complex systems affecting product strategy
  • Own major technical initiatives aligning with customer and business goals
  • Drive architectural improvements focusing on scalability and performance
  • Mentor engineers, fostering growth and excellence
  • Collaborate with cross-functional teams for high-impact solutions
  • Independently implement high-impact features with minimal oversight
  • Promote innovation and best practices within the engineering team

Benefits

  • Flexible work environment (remote or in-office)
  • Multiple health insurance options
  • Flexible vacation policy
  • Retirement savings program with company match
  • Equity in a publicly-traded company
  • Monthly stipend for remote work
  • Annual development budget for personal growth
  • Family-forming benefits and up to 20 weeks of parental leave
Full Job Description
Marqeta is seeking an experienced Staff Software Engineer to independently drive the identification and delivery of complex software solutions on our Banking and Money Movement Team. In this role, you will lead end-to-end delivery across multi-component systems and multi-milestone initiatives, taking full ownership of projects aligned to quarterly team goals. You will navigate ambiguous, open-ended technical challenges with autonomy, defining the path forward where problems are not yet well-scoped. You will serve as a technical leader and trusted collaborator - partnering closely with your team and cross-functional stakeholders to align on priorities and deliver high-impact outcomes.

The Banking and Money Movement engineering team develops and optimizes financial services, including account creation, transaction processing, payment systems, banking integrations, reporting, and reconciliation. We work collaboratively to ensure secure, efficient, and innovative solutions that meet regulatory standards and enhance user experiences in moving the money.

We work Flexible First. This role can be performed remotely anywhere within Ontario or British Columbia, Canada. We'd love for you to join us!

Learn more about our Product and Engineering team

The Impact You'll Have
  • Lead the design and architecture of large-scale, complex systems and components, making decisions that impact both short-term and long-term product strategy.
  • Take ownership of major technical initiatives, providing direction to teams while ensuring alignment with customer needs and business goals.
  • Drive architectural improvements, optimizing for scalability, performance, and maintainability, while addressing both current and future system requirements.
  • Mentor and guide other engineers, providing technical leadership and fostering an environment of growth, learning, and excellence across the team.
  • Collaborate closely with cross-functional stakeholders, including product, design, and other engineering teams, to define and deliver high-impact solutions.
  • Develop and maintain a deep understanding of the product, business needs, and user experience, ensuring that engineering decisions align with company goals.
  • Independently drive the design and implementation of high-impact features and systems, ensuring high-quality deliverables with minimal supervision.
  • Drive innovation and champion the adoption of best practices across the engineering team, while challenging the status quo to continuously improve processes.
  • Be an advocate for software craftsmanship, ensuring code is clean, efficient, and aligned with the organization's architectural vision.
  • Participate in setting the technical vision and long-term roadmap for your area of the product and ensure that the team is aligned with these goals.
  • Participate in on-call coverage.

Who You Are
  • 8+ years of experience in backend engineering, with a strong foundation in system design and architecture.
  • 3+ Experience with payments or the FinTech space.
  • Proven experience leading technical projects and teams, with the ability to make decisions that drive the overall success of the product.
  • Deep expertise in one or more backend technologies (e.g., Java, Python), relational databases (MySQL, Postgres, MS SQL Server, Oracle, etc.)., and significant experience with web services, microservices, and distributed systems.
  • Experience working with large-scale, high-performance, and reliable systems.
  • Ability to break down complex business problems into elegant, scalable technical solutions, working with multiple interacting components.
  • A strong track record of designing, building, and scaling maintainable, robust systems, ensuring high availability and minimal technical debt.
  • Experience in creating and maintaining technical roadmaps, and providing leadership to ensure successful delivery of projects.
  • Excellent communication skills, with the ability to present complex technical concepts to both technical and non-technical audiences.
  • A strong focus on quality and a commitment to meeting deadlines, while maintaining a high level of accountability.
  • Experience in mentoring and guiding less-experienced engineers, fostering technical growth and fostering high-performing teams.

Nice to haves
  • Production experience with AWS, Kubernetes, or other cloud platforms.
  • Experience with building scalable software platforms.
  • Experience leading teams through significant technical challenges and driving organizational change.
  • Experience with containerization and orchestration tools like Docker/Kubernetes.
  • Experience with Python or other modern programming languages.
  • Experience in developing cloud infrastructure on AWS using Terraform.

Our (typical) process:
  1. Application submission
  2. Recruiter video call
  3. Coding interview and Hiring Manager Interview
  4. Virtual "Onsite" consisting of four 45-60 minute rounds
  5. Offer!
Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location.

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position, reflected in CAD, is: 156,800 - 196,000

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta offers
  • Multiple health insurance options
  • Flexible vacation time
  • Retirement savings program with company contribution
  • Equity in a publicly-traded company
  • Monthly stipend to support our remote work model
  • Annual "development dollars" to support our people growth and development
  • Family-forming benefits and up to 20 weeks of Parental Leave

About Marqeta

Marqeta is a financial technology company that provides payment solutions for businesses. The company offers a modern card issuing platform that enables businesses to build and manage their own payment programs. Marqeta's platform provides a range of features, including real-time authorization controls, instant card issuance, and transaction data analytics. The company's customers include leading brands in the technology, retail, and financial services industries. Marqeta was founded in 2010 and is headquartered in Oakland, California.
Learn more about Marqeta
Size
500 employees
Market Cap
$3.1 billion
Industry
Founded
2010
NASDAQ

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